Your friend wants to see you and your money do well

Want to get $100 for joining a bank you’re gonna love?

Welcome! You’ve got a good friend looking out for you – they heard you’re not banking with Ally and they want to change that! With Ally, you can enjoy great rates and tools to help you spend well and grow your savings. 

As your financial ally, your financial wins and goals are just as important to us as they are to you. Plus, there’s a bonus: you and your friend can earn some easy money when you join. It’s a win-win for everyone.

Friends hang out with their longboards, laughing and living their best lives.

Get $100 in 3 easy steps.

Step 1.

Enroll with your name and email address.

It's too late to open an eligible account for the referral program; enrollment ended October 10, 2023.
If you already enrolled in the program, there's still time to complete the remaining steps.

Step 2.

Open and fund a new Ally Bank Spending or Savings Account. 

Use the same email address you enrolled with to open your new eligible Ally Bank account by October 15, 2023. Fund your account within 30 days of opening and your friend may receive $50 for inviting you. Hooray!

Step 3.

Receive your first direct deposit.

Receive your first qualifying direct deposit within the first 60 days of your new Ally Bank Spending or Savings Account being open. You'll earn your $100 reward within 30 days after your first direct deposit comes through.

Banking is better with an ally.

Our mission is in our name. We believe banking should always have your best interests in mind. That’s why our accounts have no hidden fees, offer smart tools and come with helpful features. That’s also why NerdWallet and Money Magazine named us the Best Bank of 2023.
A couple takes in the ocean view while enjoying a piggyback ride.

See what an Ally Bank Spending Account has to offer.

  • There’s no monthly maintenance or overdraft fees - ever.
  • Spending buckets can help you organize your spending and let you know where your money goes.
  • Balances under $15k get 0% Annual Percentage Yield (APY). Balances $15k and higher get 0% APY.
  • Early direct deposit gets your paycheck to you up to 2 days early.
  • You have surcharge-free access to 43k+ Allpoint® ATMs. Can’t find one? We reimburse up to $10 per statement cycle for fees charged at other ATMs.
A toddler and guardian look at each other in awe at a backyard picnic.

Save smarter and better with an Ally Bank Savings Account.

Annual Percentage Yield (APY) On all balance tiers
  • There are no monthly maintenance fees or minimum balance requirements - ever.
  • Enjoy a competitive rate that compounds daily. The more you save, the more you earn.
  • Savings buckets can help you organize your savings and prioritize what’s most important to you.
  • Savings boosters, like Surprise Savings, round ups and recurring transfers, make saving easier and hands-free.
No minimum balance is required to open an Ally Bank Spending or Savings Account or earn Annual Percentage Yield (APY). APY is variable and subject to change, and is accurate as of 10/11/23. Fees may reduce earnings.


Check out the Terms & Conditions for more info.

For Referrals (new Ally Bank customers):

For Referrers (existing Ally Bank customers):