Advantages of an Online Bank Account

Discover the Ally Bank Advantage Today

October 2012

An online bank account comes with many advantages that offer convenience and security.

First, with online bank accounts there's no such thing as "banker's hours." Unlike a bank branch, the Internet never closes. That means you can check your balance, open a new account, or transfer money anytime, from nearly anywhere. All you need is an Internet connection. And although most traditional banks also offer some form of online access, not all of them have the necessary wherewithal to make this resource as customer-friendly as possible.

Another advantage to having an online bank account is that online banks often don't have the high overhead expenses that brick-and-mortar banks do. It costs money to own and maintain a physical bank branch, and with Ally Bank for example, we don't have to worry about those costs. As a result, we pass the savings on to our customers in the form of competitive interest rates, reimbursement for other bank's ATM fees nationwide and other benefits that translate to real value for your money.

Sometimes people think that having an online bank account means not having someone there to answer questions. But they couldn't be more wrong! At Ally Bank we offer live, 24/7 customer care to make sure you get service at your convenience, with no waiting in line!

With Ally Bank, having an online bank account is like the best of what you need a bank for — safety, security, convenience and helpful service — when you need it.

Having an online bank account also puts your money even more in your control. For instance, Ally Bank offers an online bill pay service, so you can pay your bills with just a couple clicks of the mouse. You can also set up an automated savings plan that moves money between accounts on a schedule that you can create and modify at your convenience. Paying your phone bill — or yourself — has never been easier.

Ally Bank is an online bank with all sorts of advantages: competitive rates, nationwide reimbursement of other bank's ATM fees and 24/7 live customer service. Open an account with Ally Bank today and discover the advantages of online banking for yourself.

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