A certificate of deposit, which is also known as a CD or time deposit, is an agreement between you and the bank to leave your deposit untouched for a set period of time in exchange for a higher interest rate.
Interested in CDs from Ally? Browse the topics below and get the information you need to choose the option that's right for you.
Articles
- What's the Right Certificate of Deposit (CD) for Me?
- Using "CD Laddering" to Make Your CD Portfolio More Secure
- When Does It Make Sense to Withdraw From a Certificate of Deposit (CD) before It Reaches Maturity?
- What Are "Callable" Certificates of Deposit (CDs)?
- Finding the Bank Certificate of Deposit (CD) That's Best For You
- A Certificates of Deposit (CD) Comparison Checklist
- Certificate of Deposit Accounts (CDs): A Smart Way to Save
- How Do Certificates of Deposit (CDs) Work?
- Certificates of Deposit (CDs): Emergency Funds as a Backstop
- No Penalty CDs: What's The Penalty for Cashing in a Certificate of Deposit (CD) before It Reaches Maturity?
- The Pros and Cons of Certificates of Deposit (CDs)
- Why Certificates of Deposit (CDs) Make Good Savings Sense
- How Can Certificates of Deposit (CDs) Help Me in My Long-Term
- The Utility and Practicality of Certificates of Deposit (CDs)
- What Are Some Tax Implications for Certificates of Deposit (CDs)?
- How Are Interest Rates Determined for Certificates of Deposit (CDs)
- How Do Certificates of Deposit (CDs) Compare with Other Savings Vehicles?
- The Growing Variety of Certificates of Deposit (CDs)
- How Do Banks Determine Pricing for Variable-Rate Certificates of Deposit (CDs)
- Beyond Rates: Shopping Tips for Certificates of Deposit (CDs)
- Money Markets vs. CDs
- The Facts About CD Penalties and Minimum Deposits
- Benefits of CDs for Elderly Parents
- When Certificates of Deposit Reach Maturity
- Are Certificates of Deposit Considered Low Risk?
- Understanding the Difference Between CDs and Bonds
- Look Beyond The Highest CD Rates for Real Value
- How To Use CDs to Save for a Major Purchase
- Can I put IRA Funds or Roth IRA Funds into a CD?
- Choosing an Online Certificate of Deposit
- Find Out How to Grow Your Savings with a CD
- How CDs Can Help Kids Learn to Save
- When is a Good Time to Get a CD?
- Choosing a CD That Suits Your Needs
- Discover the Types of CDs Available
- Are CDs Safe?
- Are Certificates of Deposit FDIC Insured?
- CD Pros and Cons
- Grow Your Money with a Certificate of Deposit
- Certificate of Deposit Disadvantages
- Should You Get a CD?
- How Do CDs Work?
- Reasons to Save for the Future with a CD
- Avoid Vacation Savings Sabotage
- 40 and Financially Fit: How Bank CDs Can Help
- Start Saving in Your 60's with a Bank CD
- Save for the Future with a Certificate of Deposit
- How CDs Can Help You Save for Your Future
- How Raise Your Rate CDs Help You Save on a Budget
- Open a CD Account to Save for Your Child's Future
- Sunscreen, Beach Books and Other Vacation Essentials
- Why it is Essential to Compare CD Rates
- How to Use a CD to Grow Your Money
- 3 Ways to Enhance Your Search for CDs Online
- Comparing Interest Rates on CDs
- CD Management: What to Keep in Mind
- Understanding CDs: An Introduction (Part 1 of 3)
- Understanding Certificates of Deposit: Types of CDs (Part 2 of 3)
- Understanding Certificates of Deposit: Risks and Rewards (Part 3 of 3)
- Teaching Kids About Money: Basic Foundations
- Teaching Children About Money: How to Explain a CD to Your Child
- Shopping for the Best CD Rates
- How Interest Works on a CD Account
- When to Try a CD Account
- Can A Novice Follow A CD Ladder Strategy?
- Is a 4-Year CD Worth the Wait?
- Is a CD a Good Way to go When Planning for Your Future?
- Buying a CD? 3 Questions You Shouldn't be Afraid to Ask
- How is Annual Percentage Yield Calculated?
- What You Should Know Before You Compare CD Rates
- 1 Year CD Rates vs. 12 Months in Savings
- 12-Month CD Rates vs. Other CD Terms: What is the Ideal Term for a CD?
- The Long and the Short of Building a CD Ladder
- 6-Month CD Rates: Flexibility vs. Return
- CD Options for Changing Times
- 6-Month CD Rates: Highest Isn't Always Best
- Part 1 of Finding Good CD Rates: Highest Available Rates
- Part 2 of Finding Good CD Rates: Calculators Can Help
- 18 Month CD Rates: Could You Go Longer? Should You?
- Are Ally Bank CD Rates Competitive?
- Ally Bank CD Rates: Consistently Competitive
- Are Long-Term Bank Certificate of Deposit Rates Worth The Wait?
- Are You a CD Rate Sleuth?
- Retirement Income Needs: Are 1-Year IRA CD Rates Enough?
- Saving Money: Great Rates Help, But Don't Stop There.
- Should I Auto-Renew my Bank Certificate of Deposit?
- The No Penalty Approach to Bank Rates: CD Planning
- Have a Financial Goal in Mind? Buy CDs
- Consider Consistent Performers When Looking at CD Interest Rates
- Savings Synergy: High Yield CD Account Plus a Money Market Account
- Beyond CD Interest Rates: What to Look For