CDs

What Is a CD? Everything You Ever Wanted to Know About Certificates of Deposit

Do you have the feeling you could be doing a little bit more with the money in your savings account? If you like the security of having money in the bank—safely earning interest—but want to expand your savings skill set, you’ve come to the right place. Certificates of deposit (CDs) can be great for building […]

Taxes

What You Need to Know About Tax Withholdings

When tax season rolls around, you might bank on getting that big fat refund. In 2018, the average taxpayer who received a refund netted a cool $2,899, according to the IRS. You’re pumped about getting a nice chunk of change from the tax man—but what if you didn’t have to wait until tax season to […]

IRA

3 Steps to a Retirement Savings Upgrade. Here’s How You Can Open an IRA.

You wouldn’t turn down an opportunity to move from coach to first class, would you? Both seats do the basic job, of course, but you’d probably choose to enjoy a little more comfort while you’re there. After all, an upgrade’s an upgrade. And an individual retirement account (IRA) just might do the same for your […]

Online Banking

You Use Online Reviews for Everything. So Why Not for the Best Place to Keep Your Money?

You’ll quiz friends, family, and social media followers about whether the new iPhone is worth it. And you’ll deal with a grumbling stomach while scrolling through Yelp reviews in order to find the best burrito, Chinese takeout, or BBQ. But when it comes to choosing where to store your cold, hard cash, those investigative skills […]

Finance Basics

How to Prepare For (and Get Through) Unexpected Money Emergencies

The unexpected can cause a financial crisis in any household. And, unfortunately, they tend to come on quick. Cue a natural disaster, like a hurricane, or widespread economic downturn, like the market crash in 2008, or a government shutdown. Even a sudden job loss or an illness—any of these could lead to a disruption in […]

Career

When Calm and Reliable Employees Equal Happy Customers

Work is taxing. After all, it’s called work for a reason. But some jobs can be more stressful than others. For the Ally employees working at our call center in Jacksonville, Florida, the day-to-day responsibilities of the job can be challenging. They often have to have difficult conversations with customers about their money to help […]

IRA

Which IRA Is Right for You?

Some decisions don’t matter in the grand scheme of things. Choosing chocolate or vanilla (or double-fudge mint brownie supreme) will mainly affect your tastebuds, after all. Others require a bit more thinking, especially when it comes to your finances—and retirement plan. Any time Uncle Sam offers to give you a break on your taxes, you […]

Saving

When It Comes to Your Money, Are You Really a Saver?

Savers sock away money. Whether it’s for retirement, a child’s college education, or short-term financial goals, they live by the mantras “a penny saved is a penny earned” and “pay yourself first.” And they certainly know how powerful it is to start saving at a young age, thanks to the magic of compounding. But when […]

Finance Basics

Newlyweds’ Guide to Financially “Happily Ever After”

After months of planning, (do you really need a double boiler on your registry?) to saying, “I do,” to writing thank you notes— finally— you’re able to slip into newlywed bliss. You can keep the lovey-dovey grin on your face. But we know, you’re not naïve. Now the real work begins. Couples bicker. After all, […]

Saving

Your A to Z Guide on How to Save Money on Just About Everything

When you dive deep into anything—exercise, photography, or even something niche like making your own beer—you gain a deeper appreciation for the nuances. The same goes for personal finance. As you learn more about managing money and building a stable financial future, you realize just how many little choices we make each day that affect […]

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