A Gift for Your Portfolio: Dividend Stocks
‘Tis the season for gifting. That got us thinking about some of the biggest gift givers in the market: dividend stocks. In 2020, dividend payers struggled to keep up with the market rebound as investors leaned into the tech sector to act as the defensive part of their portfolios. Now, as we all look to […]
Home Inspection: What Is It and How Does It Work?
You may have heard the expression that a home has “good bones,” meaning quality, well-made construction. But from an outsider or novice point of view, it can be hard to tell if the house you’re looking to buy meets that standard. That’s where a home inspection comes in. This official assessment can tell you everything […]
Breaking Investment Barriers Through Fintech and Forward Thinking
Despite the online advancements that have made investing more accessible today than ever before, many individuals feel like they don’t have access to the same investment playing field as professional investors. But innovators, entrepreneurs, and engineers across the financial services industry are fighting to change this mentality. Jeff Cruttenden, co-founder of Acorns, SAY, and Treasury, […]
Feel Buckled Into Your Car Payments? Refinancing Can Help
From aux cords to air fresheners, you can buy tons of accessories that make car ownership a more pleasant experience. But did you know you can also take out a new auto loan to benefit your wallet as well? From lowering your interest rate to decreasing your monthly payment, refinancing your car can make paying […]
Rates Are Low — But Is Now Really a Good Time to Buy a Home?
As mortgage interest rates sit at record lows, home buyers are flooding the housing market. But is now really the best time to buy, especially for first-time homebuyers? The answer isn’t a simple yes or no. Yes, low rates are attractive and can make a big impact on the total cost of a mortgage, but […]
Need a Home Refinance Appraisal? Your Top Questions Answered
Headlines about low interest rates may entice you to apply to refinance your house, but did you know a home appraisal is key to getting the interest rate you want? A home refinance appraisal determines your property’s current market value, and in turn, influences the terms of your new loan. Read on to learn how […]
Renting Out Your House: How to Make Your Home Work for You
We’re all looking for ways to bring in more money these days. And having some extra cash on hand is always a good thing. But instead of making money from home or other side hustles, what if your home was the thing making you money? You might’ve considered renting your home from time to time. […]
How to Keep Calm and Take Care
From yoga apps to fitness trends, self-care is a must for managing life in 2020. But beyond the buzzword, what does self-care actually mean, and how’s an aspiring entrepreneur to cope? We teamed up with OZY to bring you these inspiring tales from Black leaders about taking care of their minds, bodies, and souls — […]
Find Your New Financial Pathway
Cash is important to the success of any business, and access to it is more crucial now than ever before. How are firms, especially minority-owned businesses that face greater challenges, finding capital right now? We teamed up with OZY to bring you tips on financing for Black entrepreneurs. Just as OZY breaks the media mold […]
Generational Differences in Investing: A Millennial Conversation
Millennials are a unique generation, one that grew up in a time of rapid technological advances and immense change. This age group, typically thought of as those born between 1981 and 1996, is often critiqued by other generations for their finances, professions, and lifestyle choices. But what separates millennials from their older counterparts is they’ve […]
