Which interest-bearing checking account is right for you? At Ally Bank, we feel that opening a new online checking account should be an easy decision. But as with any financial decision, it's smart to do some homework before you make your final choice. You can start the process of choosing a checking account by asking yourself some questions about how you want to use your checking account.
- Will you need frequent ATM access?
- Do you write a lot of checks?
- Do you need a debit card?
- Do you want to have your paycheck deposited directly into your account?
- Will you be carrying a large balance?
- Is 24/7 access to account information important?
- Do you make a lot of trips to a bank branch, or you do most of your banking electronically?
Once you have a handle on your individual needs, you can start choosing a checking account that fits your needs. Many checking accounts carry a variety of fees—monthly account fees, penalties for going below your minimum balance, fees for using ATMs or paper checks, and so on. In addition, some banks only offer an account with no monthly maintenance fee if you sign up for direct deposit or agree to other specific terms.
An Ally Bank Interest Checking Account has no monthly maintenance fees and you can open, fund and earn interest with any amount. You get online and mobile banking services, a debit MasterCard®, standard checks, online Bill Pay and postage-paid deposit envelopes, all at no charge to you. You can use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle. At Ally Bank, we are committed to making banking as simple, secure and rewarding as it can be. Learn more at Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) today.