Ally Bank Interest Checking Account


Interest Checking done right

  • No monthly maintenance fees
  • 24/7 live customer care - talk to a real person
  • Use any Allpoint® ATM in the U.S. for free, plus we reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide
    Find ATMs
  • Deposit checks remotely with Ally eCheck Deposit℠
  • Send someone money with Popmoney®
  • Protect your legacy. Open this account for a Trust. Learn more
  • EMV chip technology

Want to know more? Download our Straight Talk Product Guide

Everything you need and want from a bank

Online and mobile banking services, a debit MasterCard®, standard checks, online Bill Pay and postage-paid deposit envelopes are some of the features included at no charge.

Send money the simple way

Popmoney lets you send money using an email address, mobile phone number or bank account information.


Get more for your money

We offer rates that are consistently competitive.

Estimate your earnings

Annual Percentage Yield Estimated Earnings for
Estimated Earnings

What we're showing you

Our Annual Percentage Yields (APYs) are accurate as of 06/22/2017. Keep in mind, these rates are variable and may change after the account is opened. Fees may reduce earnings.

The APYs for other banks are provided by and are accurate as of 06/16/2017. The APYs in this table are for the state of California.


No surprises

Everyday services and transactions are free with Ally Bank:

The following services and transactions are available for a fee:

Up to 1% of the transaction
Overdraft item paid or overdraft item returned (maximum 1 fee per day)
Rush delivery of debit cards or other items
Overnight Bill Pay (delivery by mail)
Same-day Bill Pay (electronic delivery when available)
Outgoing wires (domestic only; we don't offer outgoing international wires)
$25.00 per hour

Ally Bank

It's good to be different

We're an online bank, which means we don’t have physical bank locations. By eliminating the costs associated with traditional brick-and-mortar banks, we can offer great rates and outstanding customer care.

With Ally Bank, you get everything you expect from a traditional bank and more:

  • Peace of mind. No hidden fees. No maintenance fees. No minimum balance required
  • Make deposits. Deposit checks with Ally eCheck Deposit℠ or ACH transfers
  • Move money. Transfer funds between your accounts with us and accounts at other institutions, and pay anyone with Popmoney.
  • Get cash. Use any Allpoint ATM in the U.S. for free, plus we'll reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide. Find an ATM
  • Keep track. Access your account anytime, anywhere with online and mobile banking
  • Pay bills. Set up one-time or recurring payments, paid directly from your checking account

Learn more about the benefits and conveniences of Ally Bank.

Live customer care
always available

Use any Allpoint ATM in the U.S. for free

When you want to build a better financial future

Whether you're starting to save or planning for retirement, we offer you the resources and the tools that can help you stay on track in any life stage.

  • Starting to Save

    Our Emergency Savings calculator can help you decide how much to put away for those unexpected costs.

  • Saving as a Family

    Use our Saving for the Future calculator to identify how much to save toward your goals.

  • Planning for Retirement

    Find out if you're on track to reach your retirement goals with our See How You Compare tool

Customer Reviews

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