Investment products offered through Ally Invest are NOT FDIC insured, ARE NOT BANK GUARANTEED and MAY LOSE VALUE.
Mortgage products are offered by Ally Bank Equal Housing Lender .
Ally Lending products are offered by Ally Bank Member FDIC.
make everyday banking count.
A checking account that gives you more.
We reward you for banking with us, not the other way around.
Deposit checks remotely.
With Ally eCheck Deposit℠ you can deposit checks right from your smartphone. Just snap a photo and you’re good to go. Plus, watch your money grow fast with interest compounded daily.
Use any Allpoint® ATM in the U.S. for free.
We reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide. Keep in mind, rates are variable and may change after the account is opened.
Move money your way.
Transfer money with your voice through Ally Skill™ for Amazon Alexa. Plus, easily send and receive money with people you know using Zelle®. Do it all without monthly maintenance fees.
Features offered with every Ally Bank account.
Open in the name of a trust.
Offer flexibility and security for the ones you care about most.
Your money, FDIC-insured.
Deposits are insured by the FDIC up to the maximum allowed by law.
No monthly maintenance fees.
Don’t expect any sneaky monthly maintenance fees with us.
No minimum opening deposit.
Open an account with no minimum balance requirement.
Get more for your money.
Compare the cost of banking somewhere else.
What you should know.
Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XXXX. Keep in mind, these rates are variable and may change after the account is open. Fees may reduce earnings. The APYs for other banks are provided by mybanktracker.com and are accurate as of XX/XX/XXXX. The APYs in this table are for the state of California.
Fees, a short story.
You shouldn't be nickel and dimed for using your own money.
We don't charge for the things you use most
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Monthly maintanence fees
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Copies of online statements
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Incoming wires (domestic and international)
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Postage-paid deposit envelopes
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…and won't hide the fees we do have.
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$7.50
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Overdraft item paid or overdraft item returned (maximum 1 fee per day)
$25
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$10
per transaction -
Expedited delivery
$15
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Outgoing domestic wires
$20
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$25
per hour
Bank better, starting now.
It only takes a few minutes to open an account.
1. Tell us about yourself.
We'll need some personal details like your address, contact information and social security number.
2. Fund your account.
There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.
3. Enjoy our award-winning experience.
Get online access right away and explore everything we offer as well as other ways we can help you reach your goals.
Build a better financial future.
Whether you’re just starting out or nearing retirement, we’ve got resources and tools to help you at any life stage.
The reviews are in.
People like it here. We think you will, too.
Average Rating
FAQs
We have answers.
No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account.
- Remote check deposit with Ally eCheck Deposit℠
- Online transfers and direct deposit
- Wire transfers and mail
Still have questions? Visit our Help Center.