Although banks offer a variety of accounts and savings products, checking accounts still sit at the center of household finance for most people. Interest checking accounts are one way that families may choose to make the most of their money.

If you have a healthy cash flow, you may have large balances sitting in your account at certain times every month—and a significant average balance overall. Yet with some basic checking accounts, you're earning nothing on this balance. Interest checking accounts can help turn the account you use to pay your bills into an account that also pays you.

While earning some interest is better than earning none at all, it’s important to consider the terms and conditions of any interest checking account before you open and use it. For instance, some banks charge you if your balance falls below a certain amount. The Ally Bank Interest Checking Account has no monthly maintenance fee and pays interest on any balance.

If you're sitting on cash you don't need for everyday expenses, you can usually get a better rate of return by putting at least some of the money in a savings, money market account or even a certificate of deposit (CD). For the most part, you probably only want to keep enough cash in your checking account to pay monthly living expenses. Still, because the Ally Bank Interest Checking Account has no monthly maintenance fees, there's no downside to letting the money you use to pay everyone else earn a little for you, too.

Learn more by visiting or call live, 24/7 customer care at 877-247-ALLY (2559) today.

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