New Home

Jumbo Loan Requirements: How You Qualify for a Mortgage

Jumbo loan qualifications aren’t the same as traditional mortgages when it comes to things like credit scores and down payments. So, if you’re in the market to buy a home, here’s what you need to know about jumbo loan requirements before you start the application process. Jumbo Loan Requirement: Who qualifies? In a nutshell, a […]

Home Improvement

When Is Refinancing a Mortgage Worth It? Consider These 6 Scenarios

Picture this: The camera zooms in on a couple sitting at their dining room table surrounded by paperwork, a computer, and calculator. It’s a common scene of two homeowners who are thinking about refinancing, but they’re confused by the entire thing – term lengths, interest rates, loan principles, etc. Before yelling “Action!” on your refinance, […]

New Home

5 Questions to Ask Before Buying a Vacation Home

Forget cruises, road trips, or multi-destination vacations — there’s only one getaway spot your heart yearns for: a second home. Whether you’ve been visiting the same special place for years and years or you can’t get last summer’s vacay off your mind, buying a vacation home could be an investment worth considering. Owning a vacation […]

New Home

Home Shopping? Don’t Let These 10 Common Myths Bust Your Search

Whether you’re in the market to buy your first home or you’ve been around the block a time or two, chances are you might still feel a little unsure about how to really nail the process. Nobody teaches you how to navigate what is likely one of the biggest purchases of your life, and this […]

New Home

Jumbo Loan Limits 2020 – 2021: What You Need to Know

Mortgages aren’t one-size-fits-all. For instance, a jumbo loan could fit you like a glove if you’re buying a more expensive home and need to borrow more than the conforming loan limits allow. So, if you’re looking at an upscale property or simply one in an area of the country where the cost of living is […]

Home Improvement

DIY, Decks, and Smart Tech: 11 Home Improvement Trends

A corner office, kindergarten classroom, Pilates studio, and your new favorite restaurant: Home has taken on a whole new role (or several) in people’s lives. As COVID-19 has led many to spend more time than ever within their four walls, it’s no surprise that people around the country are eager to take on a few […]

Home Improvement

Repair and Renovate: 6 Ways to Finance Your Home Improvement Project

Whether it’s a facelift or a full-on remodel, you’ve decided it’s time to give your home a little extra TLC. But you might not have the cash on hand to gut your kitchen or upgrade your curb appeal — and that’s okay. Fortunately, if you’re taking on a major (or minor) home project, now’s your […]

New Home

Conforming Loan Limits: What You Need to Know

Mortgages come in a variety of kinds with numerous features. And that abundance of choice — fixed-rate, adjustable-rate, 15-year, 30-year, jumbo — can leave many homebuyers with spinning heads. But one option — a conforming loan — can be particularly attractive because of its more generous borrowing requirements and loan limits. Whether you’re a first-time […]

New Home

Let’s Talk: What Is Redlining and How Does It Affect the Homeownership Gap Today?

Even as various individuals, organizations, and initiatives work to reduce the homeownership gap, the facts are still staggering. At the start of 2020, 73.7 percent of white households owned their homes — a vast difference from the 44 percent of Black households, 48.9 percent of Hispanic households, and 55.9 percent of other racial minority households […]

Home Improvement

Home Improvements That Can Increase Its Value — And Those That Don’t

After spending a significant amount of time at home, you’ve been itching for an upgrade. New paint, flooring, or maybe even a whole house remodel, perhaps? Regardless of the project size, you’re now ready to tackle the home renovation project you’ve put off in the past to make your space as comfortable and enjoyable as […]

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