Home Improvement

Home Improvements That Can Increase Its Value — And Those That Don’t

After spending a significant amount of time at home, you’ve been itching for an upgrade. New paint, flooring, or maybe even a whole house remodel, perhaps? Regardless of the project size, you’re now ready to tackle the home renovation project you’ve put off in the past to make your space as comfortable and enjoyable as […]

Home Improvement

Considering a Mortgage Refi? Avoid These 8 Home Refinancing Mistakes

Like deciding when to go for a bunt or trick play in baseball, a home refinance is rife with opportunities but also miscalculations. You might be considering a refi, because you want to pay less in interest. Perhaps you want to pull some money out of your house to put toward another expense. Or maybe […]

New Home

How Much House Can You Really Afford?

You’ve made a huge decision: You’re going to purchase a house. But while you’ve been diligently setting money aside for the down payment, you still don’t know the answer to one of the most important home-buying questions: How much can you afford to put toward a monthly house payment? When taking this exciting step, it’s […]

New Home

Going for a Mortgage? Here Are the Home Loan Documents You Might Need

Too bad buying a house isn’t as easy as looking at home décor inspiration online. Not only do you need to find the perfect digs, you have to figure out how you’re going to pay for it. Depending on your current situation, you may decide to get a mortgage. When you apply for a home […]

New Home

Home Shopping? Don’t Let These 10 Common Myths Bust Your Search

Whether you’re in the market to buy your first home or you’ve been around the block a time or two, chances are you might still feel a little unsure about how to really nail the process. Nobody teaches you how to navigate what is likely one of the biggest purchases of your life, and this […]

New Home

6 Numbers Every First-time Homebuyer Should Know

Whether it’s coming from your parents, a real-estate agent, or a list you found on the internet, everyone has advice for first-time homebuyers. From money-saving tips to house-hunting tricks, it’s easy to get overwhelmed by all the information out there. So, we’ve boiled down six essential pieces of financial advice to help make your homebuying […]

New Home

What Is an Adjustable-Rate Mortgage?

When you’re buying a home, you probably aren’t thinking much about how soon you’ll move out. But knowing if it’s possible you’ll move away, upgrade, or downsize within the next 10 years can be important when deciding on which type of mortgage is best for you. That’s because certain mortgages, like an adjustable-rate mortgage, can […]

New Home

How Do Mortgage Rates Work? What You Can Do to Get the Best Rates

What’s at the top of your list of home-buying wants? Sure, the right number of bedrooms and bathrooms is important. But getting a good interest rate is probably a priority, too. Whether you’re getting a new home loan or looking to refinance, mortgage lending details and practices can be confusing. (Especially if you’re a first-time […]

New Home

What Is a Home Loan Estimate? How to Make the Most of This Essential Document

Buying a home is exciting — but it can also be intimidating. You need to get a lot of details just right, especially when it comes to your financing. In fact, getting the right loan might be even more important than getting the right neighborhood or floor plan. But trying to decipher pages of mortgage […]

New Home

What Is a Mortgage Pre-Approval?

The last thing you want is to fall in love with a house that ends up being out of your budget — or even worse, to seal the deal on a house you can’t comfortably afford. Fortunately, you can avoid both of these situations with a mortgage pre-approval. Mortgage pre-approval is a process in which […]

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