Home Improvement

Thinking of Refinancing Your Mortgage? 6 Common Refinance Fees — and the Newest One to Watch for

You’ve likely seen the news: Mortgage rates are at historic lows. That bright spot means you can take advantage of interest rate changes to refinance your home loan. Refinancing could lower your monthly payments, save you money on your loan in the long run, or both. But, if you know the basics of a mortgage […]

New Home

Home Shopping Online? 5 Digital Tools That Do Much of the Work for You

Buying your own digs is likely the largest purchase you’ll make in your lifetime, but that doesn’t mean you should have house-sized stress when home shopping online. Whether you’re a first-time purchaser or repeat buyer, the following digital tools and resources can help folks of all real estate skill levels smartly navigate the homebuying experience […]

New Home

Which Mortgage Is Right for You? Take the Quiz

Whether it’s a fixer-upper, a remodeled ranch, or a downtown townhouse, finding your perfect home can feel like a dream come true. But before you can turn your wish into reality, you have another essential choice to make: what type of mortgage to get. For first-time homebuyers and repeat shoppers alike, picking your ideal mortgage […]

Home Improvement

What Is a Cash-out Refinance — and Is Now a Good Time for One?

Have a mortgage refinance on your mind? If you’re considering a mortgage refinance to take advantage of low rates or to free up cash, a cash-out refinance could be your best bet. But what is a cash-out refinance exactly? In a nutshell, it’s a way to borrow money against your home equity by taking out […]

New Home

Jumbo Loan Requirements: How You Qualify for a Mortgage

Jumbo loan qualifications aren’t the same as traditional mortgages when it comes to things like credit scores and down payments. So, if you’re in the market to buy a home, here’s what you need to know about jumbo loan requirements before you start the application process. Jumbo Loan Requirement: Who qualifies? In a nutshell, a […]

Home Improvement

When Is Refinancing a Mortgage Worth It? Consider These 6 Scenarios

Picture this: The camera zooms in on a couple sitting at their dining room table surrounded by paperwork, a computer, and calculator. It’s a common scene of two homeowners who are thinking about refinancing, but they’re confused by the entire thing – term lengths, interest rates, loan principles, etc. Before yelling “Action!” on your refinance, […]

New Home

5 Questions to Ask Before Buying a Vacation Home

Forget cruises, road trips, or multi-destination vacations — there’s only one getaway spot your heart yearns for: a second home. Whether you’ve been visiting the same special place for years and years or you can’t get last summer’s vacay off your mind, buying a vacation home could be an investment worth considering. Owning a vacation […]

New Home

Home Shopping? Don’t Let These 10 Common Myths Bust Your Search

Whether you’re in the market to buy your first home or you’ve been around the block a time or two, chances are you might still feel a little unsure about how to really nail the process. Nobody teaches you how to navigate what is likely one of the biggest purchases of your life, and this […]

New Home

Jumbo Loan Limits 2020 – 2021: What You Need to Know

Mortgages aren’t one-size-fits-all. For instance, a jumbo loan could fit you like a glove if you’re buying a more expensive home and need to borrow more than the conforming loan limits allow. So, if you’re looking at an upscale property or simply one in an area of the country where the cost of living is […]

Home Improvement

DIY, Decks, and Smart Tech: 11 Home Improvement Trends

A corner office, kindergarten classroom, Pilates studio, and your new favorite restaurant: Home has taken on a whole new role (or several) in people’s lives. As COVID-19 has led many to spend more time than ever within their four walls, it’s no surprise that people around the country are eager to take on a few […]

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