Home Improvement

How Does the Home Refinancing Process Work? A Step-by-Step Look

Mortgage on your mind? A home can be the biggest life purchase for many Americans, so it’s important to have a loan that’s affordable and works for you. But your finances can change over time — and that’s when a home refinance could provide you the financial solution you need.  If you’re considering a refi, […]

New Home

A HomeReady Mortgage Makes Homebuying for 3% Down a Reality

It’s no secret: Through the years, it’s gotten more expensive to buy a house. In the mid-1970s, it cost an average of $40,000 to buy a new home. Now? Add an extra zero to that number. New homes are selling for an average that’s closer to $400,000. Unfortunately, salaries haven’t accelerated at the same rate. If […]

New Home

Should You Buy or Rent Your First Home?

It’s an age-old question: Should I buy or rent? And while the age-old answer has been “buy, of course,” that’s not always the case for each person. Buying gives you a chance to build equity and get a return on your investment, but the threshold to purchase your first house is high — and it […]

Home Improvement

What Is America’s Favorite Room in the House?

Whether you’re trying to up your home’s resale value or just want to upgrade for your own enjoyment, it can be hard to decide which room to renovate. The kitchen? The living room? Or maybe … the bathroom?  It might sound silly, but according to our recent survey, the master bathroom is one of people’s favorite […]

New Home

Federal Rate Changes: Good or Bad for Home Owners?

News headlines about interest rate changes may conjure a range of emotions, from hope to anxiety to confusion. But how does it impact your mortgage rate — and is it a cause for panic? The Federal Reserve (or the Fed for short) changes interest rates from time to time and current global economic changes and […]

New Home

Why Homebuying in the Offseason Should Be In Your Plan

Nobody wants to be lugging a heavy couch in and out of a moving truck in the blistering cold … unless, perhaps, that offseason home purchase could save you thousands of dollars. Turns out, buying a home during the fall and winter can have a flurry of advantages, including less competition and faster closing time. […]

New Home

Do You Need A Real Estate Agent to Buy or Sell Your Home?

The home-buying/selling experience is a deeply personal one. After all, this could be the biggest transaction you ever make. A real estate agent can help simplify confusing paperwork, connect you with the right buyers/sellers, work out deals, and reduce your anxiety about the entire process. But even though working with an agent is the norm […]

New Home

What’s the Difference Between Mortgage Pre-Qualification and Pre-Approval?

Buying a house is an exciting time, and it’s natural to want to start your search right away. But before you download the Zillow app in an HGTV-induced haze of wrap-around porches and open floor plans, there are a few things you should consider. For instance: Have you thought about how you’re going to pay […]

New Home

Tips from a Pro for Smart House Flipping

Do you daydream about transforming a 1920s bungalow from moldy to modern? Do you spend your time scouring Zillow for knockout deals? Maybe you’ve dreamed for years of buying a fixer-upper, maybe you had the idea five minutes ago — no matter where you are in the long-haul process of house flipping, this segment of […]

Home Improvement

10 Ideas That Green Your Home — and Your Wallet

Whether you’re starting a huge remodeling project or just giving your house a minor face lift, implementing eco-friendly home improvement strategies not only helps you go green, it saves green, too. Small green home improvements can shave off hundreds of dollars from your energy costs annually, while major ones can boost your home value by […]

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