New Home

How Much House Can You Really Afford?

You’ve made a huge decision: You’re going to purchase a house. But while you’ve been diligently setting money aside for the down payment, you still don’t know the answer to one of the most important home-buying questions: How much can you afford to put toward a monthly house payment? When taking this exciting step, it’s […]

New Home

It’s Not Just the House. It’s About Your Neighborhood Vibe, Too

Why do you live where you do? Oftentimes, the answer is, “It’s affordable.” Some might say because it’s close to where they work. And for others, it’s due to family living nearby. Most of us, however, choose to live in a particular neighborhood because we like the feel of the community, or its “vibe,” according […]

New Home

What’s Your Ideal Neighborhood Vibe?

Picking a neighborhood that suits your lifestyle is just as important as finding the perfect house. But is the perfect “neighborhood vibe” really the cute house with a big front yard and a white picket fence? Not for everyone. Our recent survey showed that only 36% of Americans want this so-called idyllic suburban neighborhood. What’s […]

New Home

How to Get Approved for Home Sweet Home

Preparing, financially, for a place to call home involves more than saving for a down payment or new living room furniture. Since your overall financial status helps determine your eligibility for a home loan, we recommend getting your finances in best shape before you apply for mortgage. Follow these tips to improving your overall financial […]

New Home

The Mortgage Playbook – Become a Mortgage Application All-Star

Applying for a mortgage doesn’t have to feel like a contact sport. You should never feel like you’re being blindsided by confusing requests or dodging financial surprises as you march down the field toward your closing date. That’s why we’re excited to introduce The Mortgage Playbook – our way to demystify the mortgage process and […]

New Home

Your Cheddar: Tips For Buying Your First Home [Video]

Buying a home is no small thing. A home is one of the biggest and most stressful purchases many people will make in their lifetime. While the process can be intimidating — saving for a down payment, applying for a mortgage, closing costs, credit reports, and the list goes on — the end result (home […]

New Home

How to Choose a Good Neighborhood (For You and Your Wallet)

Whether or not it’s your first time buying a home, we know you’re not moving out from under a rock. We assume you’ve done your research and are well-aware of the long and sometimes complicated metaphorical receipt that can come with a new home. Taxes, home insurance, neighborhood association dues, realtor fees… Not to mention […]

New Home

A Tiny House Can Make a Huge Difference in your Finances

When you live in a home that is just a few hundred square feet, it’s not just your storage space that is impacted. This choice comes with a lifestyle and, in some cases, some not-so-tiny financial implications. So it’s not just tiny houses – it’s a movement. A movement towards simpler, smaller homes which gives many […]

Home Improvement

How to Improve Your Home’s Efficiency – and Save on Your Utility Bills

We hear and talk a lot about changing habits to save money. It’s true that how we behave day-to-day can affect our finances. But, we can also improve the efficiency of our living space to save money on utility bills without having to change our habits. A more energy-efficient home is good for the planet, […]

New Home

Buying a Second Home? Here’s What to Consider

One isn’t always enough. Houses, that is. For some lucky folks, vacations aren’t truly relaxing if they occur in impersonal hotels or resorts. They literally want a home away from home. If you’re among this fortunate bunch, here are some key factors to remember when deciding to buy twice. Location, Location, Location Do your homework […]

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