Home Improvement

Thinking of Refinancing Your Mortgage? 6 Common Refinance Fees — and the Newest One to Watch for

You’ve likely seen the news: Mortgage rates are at historic lows. That bright spot means you can take advantage of interest rate changes to refinance your home loan. Refinancing could lower your monthly payments, save you money on your loan in the long run, or both. But, if you know the basics of a mortgage […]

Home Improvement

What Is a Cash-out Refinance — and Is Now a Good Time for One?

Have a mortgage refinance on your mind? If you’re considering a mortgage refinance to take advantage of low rates or to free up cash, a cash-out refinance could be your best bet. But what is a cash-out refinance exactly? In a nutshell, it’s a way to borrow money against your home equity by taking out […]

Home Improvement

When Is Refinancing a Mortgage Worth It? Consider These 6 Scenarios

Picture this: The camera zooms in on a couple sitting at their dining room table surrounded by paperwork, a computer, and calculator. It’s a common scene of two homeowners who are thinking about refinancing, but they’re confused by the entire thing – term lengths, interest rates, loan principles, etc. Before yelling “Action!” on your refinance, […]

Home Improvement

DIY, Decks, and Smart Tech: 11 Home Improvement Trends

A corner office, kindergarten classroom, Pilates studio, and your new favorite restaurant: Home has taken on a whole new role (or several) in people’s lives. As COVID-19 has led many to spend more time than ever within their four walls, it’s no surprise that people around the country are eager to take on a few […]

Home Improvement

Repair and Renovate: 6 Ways to Finance Your Home Improvement Project

Whether it’s a facelift or a full-on remodel, you’ve decided it’s time to give your home a little extra TLC. But you might not have the cash on hand to gut your kitchen or upgrade your curb appeal — and that’s okay. Fortunately, if you’re taking on a major (or minor) home project, now’s your […]

Home Improvement

Home Improvements That Can Increase Its Value — And Those That Don’t

After spending a significant amount of time at home, you’ve been itching for an upgrade. New paint, flooring, or maybe even a whole house remodel, perhaps? Regardless of the project size, you’re now ready to tackle the home renovation project you’ve put off in the past to make your space as comfortable and enjoyable as […]

Home Improvement

Considering a Mortgage Refi? Avoid These 8 Home Refinancing Mistakes

Like deciding when to go for a bunt or trick play in baseball, a home refinance is rife with opportunities but also miscalculations. You might be considering a refi, because you want to pay less in interest. Perhaps you want to pull some money out of your house to put toward another expense. Or maybe […]

Home Improvement

8 Steps to Refinance Your Mortgage

When you first bought your home, you likely knew the details of your mortgage inside and out. Once the boxes are unpacked and life gets rolling along, it’s easy to get complacent and only think about your home loan when you make that monthly payment. But it’s a good idea to regularly review your mortgage […]

Home Improvement

In-Law Suites: More Room for Mom and Pop

It’s the morning rush before work, and you’re behind schedule. So, you dash into the kitchen to grab a cup of coffee wearing just your underwear — and run right into your dad. GULP. It’s becoming more common for aging parents to move in with their grown children. But what’s been dubbed “multigenerational living” can […]

Home Improvement

How Does the Home Refinancing Process Work? A Step-by-Step Look

Mortgage on your mind? A home can be the biggest life purchase for many Americans, so it’s important to have a loan that’s affordable and works for you. But your finances can change over time — and that’s when a home refinance could provide you the financial solution you need.  If you’re considering a refi, […]

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