New Home

Pre-Qualified vs Pre-Approved

What’s the Difference Between Mortgage Pre-Qualification and Pre-Approval? Buying a house is an exciting time, and it’s natural to want to start your search right away. But before you download the Zillow app in an HGTV-induced haze of wrap-around porches and open floor plans, there are a few things you should consider. For instance: Have […]

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4 Things That Today’s First-Time Homebuyers Are Doing Right

Sometimes it feels like you can’t escape the headlines about how your generation — the millennials — are shaking things up. How you avoid malls, choose to marry and have kids later, contribute to the demise of chain restaurants and look to gain social good from your investments, not just financial returns — essentially challenging […]

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Mortgage Matchmaking: Swipe Right on the Right Mortgage for You

Dating apps like Bumble and Hinge make searching for your soulmate as easy as swiping left or right. The seemingly endless possibilities of a match can make it hard to commit. But unlike daters who may think their perfect partner is only a few swipes away, it might be harder for homebuyers to figure out […]

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Do Higher Interest Rates Mean It’s a Bad Time to Purchase a House?

The years following the market crash in 2008 at times felt like a staging of “Waiting for Gadot.” Like the play’s title character, interest rate hikes never arrived, even though you expected them at any moment. For seven years, the Federal Reserve’s benchmark federal funds rate, the rate that banks charge to loan each other […]

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The Basics of a Jumbo Mortgage

Chances are, you know a little something about mortgages. But have you heard about their big brother, the jumbo mortgage? A jumbo mortgage — also known as a jumbo home loan — might sound expensive and downright financially daunting, but it’s not nearly as intimidating as it sounds. A jumbo loan is simply a big […]

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Top 5 Myths About Putting A Down Payment on Your New House

Plenty of myths circulate about the home buying process. With conflicting pieces of information flying all over the neighborhood, how are you supposed to know what to believe? It’s time to provide some clarity about one of the more misunderstood parts of buying a home: The down payment. If you’re a first-time homebuyer, you might […]

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Breaking Down the Basics of Mortgage Refinancing

You found the house of your dreams. (Bonus: It came in mint condition!) Survived the mental stress of applying for a mortgage and the physical exertion of move-in day.  Now, you’re sitting in your kitchen, sipping a cup of coffee, and listening to your kids play in the next room over. The four walls and […]

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4 Habits of Smart, Successful First-Time Homebuyers

When you think about your first home – what comes to mind? Whether your first home is a future goal, or a trip down memory lane, let’s go there for a moment. Is it a big house on tree-lined street, white picket fence, attached garage, and 2.5 kids to fill it? Or something a bit […]

New Home

When the Lowest Mortgage Interest Rate May Not Be the Best Deal

You know the saying, “If it looks like a duck and quacks like a duck, then it probably is a duck.” But when it comes to buying a home, which is one of the biggest expenses (if not the biggest) you’ll undertake, the mortgage lender with the lowest interest rate might not always the best […]

New Home

It’s a Good Time to Buy Your First Home. Here’s Why

Buying your first home is no walk around the Monopoly board. For most, it’s the biggest financial transaction you’ll ever make, and unfortunately, rainbow paper money is not a valid currency. If you’re on the (white picket) fence about purchasing a home of your very own, there’s no time like the present to make your […]

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