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4 Habits of Smart, Successful First-Time Homebuyers

When you think about your first home – what comes to mind? Whether your first home is a future goal, or a trip down memory lane, let’s go there for a moment. Is it a big house on tree-lined street, white picket fence, attached garage, and 2.5 kids to fill it? Or something a bit […]

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When the Lowest Mortgage Interest Rate May Not Be the Best Deal

You know the saying, “If it looks like a duck and quacks like a duck, then it probably is a duck.” But when it comes to buying a home, which is one of the biggest expenses (if not the biggest) you’ll undertake, the mortgage lender with the lowest interest rate might not always the best […]

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It’s a Good Time to Buy Your First Home. Here’s Why

Buying your first home is no walk around the Monopoly board. For most, it’s the biggest financial transaction you’ll ever make, and unfortunately, rainbow paper money is not a valid currency. If you’re on the (white picket) fence about purchasing a home of your very own, there’s no time like the present to make your […]

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Where Americans Are Moving: The Top Real Estate Markets

Are “For Sale” signs popping up (and coming down) all over your neighborhood? Do you see a moving van rumble past your house every few days? No, it’s not your imagination. In many places across the U.S., the real estate market is on fire. Prices have been up an average of about 6.5 percent for […]

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11 Terms to Know Before Applying for a Home Loan

So, you’ve decided to buy a home. You’ve found the perfect property and your offer was accepted. (Congratulations!) Now you’re ready to apply for a home loan. There’s just one small wrinkle: you don’t speak mortgage-ese. It’s not unusual to be confused by all the jargon, especially if you’re a first-time homebuyer. Lucky for you, […]

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4 Reasons Why Homeownership Might Be Closer than You Think

Buying a home is one of the biggest milestones – and purchases – we can reach in our adult lives. It means that you’ve finally saved enough, are in control of your finances, and are ready to ‘put down roots’ – even if they’re not for forever. Looking back a few years ago, immediately following […]

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When Does It Make Sense (and Cents) to Get PMI with Your Home Loan?

“You need at least a 20 percent down payment if you want to buy a home.” Sound familiar? If you’ve been thinking about buying your first home, you’ve probably heard that bit of wisdom a time or two (or 12). But is it true? Not necessarily. It’s absolutely possible to get approved for a mortgage […]

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How You Can Think of Your Mortgage Payment as a Restaurant Check

When you go out for dinner, the amount you owe is based upon what you order off the menu. If you select a large entrée or one made with specialty ingredients and drink a cocktail or two, for instance, you’ll pay more than if you chose a couple small plates and a glass of iced […]

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4 Reasons to Consider Refinancing Your Home

Owning a home is the American Dream, and if you’re like most, your mortgage payment accounts for a significant portion of your budget. Refinancing can help lower your costs and potentially save you money, but how do you know if it’s the right move? Whether refinancing makes sense hinges on what you stand to gain. […]

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10 Things Homeowners Wish They Had Known Before Buying Their First Home

“If only I knew then what I know now.” “Hindsight is 20/20.” “I wish I would’ve thought of that back then.” If given the chance, would you go back in the past to learn more about a situation or to do something different? Turns out, first-time homeowners would answer that question with a resounding “YES!” […]

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