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Get rewarded when your cd renews.

We’ll add 0.05% to your new interest rate when your CD renews.

Set up your CD for success.

To change terms or add funds, open the Ally Mobile app or log in to your account on your desktop computer.

Getting your loyalty reward.

You don’t have to do anything to receive your loyalty reward. At the end of your 10-day grace period, we’ll automatically add 0.05% to the new interest rate of any CD you renew into.

Making changes to your CD.

We make it easy to manage all aspects of your account  online  anytime, anywhere. You can add funds and change terms — all without having to pick up the phone.

Before CD maturity.

Want to add funds? — Your loyalty reward will apply to both new and existing funds, so take advantage of this opportunity to increase your CD savings. You can schedule a funds transfer up to one year before your CD maturity date. We'll usually initiate that transfer on your maturity date.

Want to change terms? — Not a problem. Just set your maturity instructions to change terms at renewal. Check out all our  CD options.

After CD maturity.

If you haven’t already added funds or changed terms by the time your CD maturity date rolls around, don’t worry. You can still make changes during your 10-day grace period.

The renewal timeline explains the 10-day grace period. Your new term starts on your CD Maturity date. Then you have 10 days to add funds and change terms. On the 11th day, 0.05% will be added to your new interest rate.
The renewal timeline explains the 10-day grace period. Your new term starts on your CD Maturity date. Then you have 10 days to add funds and change terms. On the 11th day, 0.05% will be added to your new interest rate..

Whatever you’re looking for, we have it.

Looking to renew your CD? We’ve got you covered.

Ally Bank 20-Month Select CD

%

Annual Percentage Yield

Maximize your savings with this 20-month Select CD offer, available for a limited time.

Ally Bank 13-Month Select CD

%

Annual Percentage Yield

Maximize your savings with this 13-month Select CD offer, available for a limited time.

Our Annual Percentage Yields (APY) are accurate as of .

Interested in finding another place for your money?
Consider one of these great options.

Ally Bank Online Savings Account

%

Annual Percentage Yield

Grow your money faster with our smart savings tools, plus enjoy no monthly maintenance fees or minimum balance requirements.

Ally Invest Robo Portfolio

$0

No advisory fees

For our cash-enhanced portfolio, there are no advisory fees, annual charges, or rebalancing fees, and 30% of your portfolio is set aside as an interest-earning cash buffer.

Our Annual Percentage Yields (APY) are accurate as of  .

Can’t decide between the two? Try both.

With both an Ally Bank Online Savings Account and an Ally Invest Robo Portfolio, you’ll be able to take advantage of our OAT (One Ally Transfer) feature. It allows you to easily move money from your savings into your Robo Portfolio, whenever you want, so you’ll be one simple step away from investing your money anytime.

They said it, not us.

On 11/24/2020, RayRay300 said, "Seamless transition to new renewal CD. Best rate in town for short term CDs."
On 9/15/20, Connie88 said, "I am so pleased with my online account."
On 8/11/20, oldpens2004 said, "The process is totally trouble free...could not be simpler or easier."
all bragging rights go to you

You inspire us to be the best each and every day.

Money Magazine, Kiplinger's, and GoBankingRatesm.com named Ally Bank one of the Best Banks of 2020
Money Magazine, Kiplinger's, and GoBankingRates.com named Ally Bank one of the Best Banks of 2020

FAQs

We have answers.

Deposits products are offered by Ally Bank, Member FDIC.

Investment advisory products and services are offered through Ally Invest Advisors, a registered investment adviser. Investments in securities are NOT FDIC INSURED, NOT BANK GUARANTEED and MAY LOSE VALUE. 

From MONEY, November 2021 © 2021 Meredith Corporation All rights reserved. MONEY® is a registered trademark of Meredith Corporation and is used under license. MONEY and Meredith Corporation are not affiliated with, and do not endorse products or services of, Ally Bank. 

Securities products and services are offered through Ally Invest Securities LLC, member  FINRA / SIPC .  You can find background on Ally Invest Securities at  FINRA’s BrokerCheck.    View Securities Disclosures .  Advisory services are offered through Ally Invest Advisors Inc., a registered investment adviser.   View Advisory Disclosures .  Ally Invest Advisors and Ally Invest Securities are wholly owned subsidiaries of Ally Invest Group Inc.  Ally Bank and Ally Invest Group are wholly owned subsidiaries of Ally Financial Inc.  Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.