To help spell out the potential benefits of a VSC, we asked Kelly Stumpe (aka the Car Mom) to share her thoughts on vehicle service contracts. As a busy mom of two, she’s all too familiar with the challenges of weighing where to spend and where to skip. And as a car salesperson, she has a front-row seat to families making this decision every single day.
What is a vehicle service contract?
A VSC can be purchased for new and used vehicles, so you might still have time to add this product as an additional safety net.
What are the benefits of a VSC?
A vehicle service contract can help drivers in a variety of ways. Some of the top advantages of investing in this additional cost coverage include:
Coverage for expensive parts
Tip: If you have an electric vehicle, these costs could climb even faster. Repairing your EV motor can cost more than $5,000, but Ally’s vehicle service contracts have you covered.
24/7 service
Whether you're stuck on the side of the road with a flat tire, a broken-down engine or a collision, it’s nice to know you can get the help you need quickly. Insurance often doesn’t cover roadside assistance. A VSC, on the other hand, can ensure you’re not stranded if your car breaks down by providing the services you need to not only get your car taken care of but help protect you and your family in the process.
“You never know what auto expenses might be down the road. A VSC can help make sure you're covered no matter what surprise car costs lie ahead.”
Peace of mind for older cars
Just because your car has a few extra (thousand) miles on it, doesn’t mean it’s not worthy of complete coverage. If you’ve had your vehicle for a while, it can feel like a second home or another member of the family. Insurance policies for older or used vehicles can be costly but adding a VSC can give you that additional safety net to avoid unexpected repair costs. Also, a VSC can be very helpful if your car is getting older, or if you're purchasing a used car and don’t have the vehicle history. Confidence in your ability to cover costly repairs is essential – no matter how many miles your car has behind it.
The unexpected costs down the road
No matter how well you plan ahead, you can always guarantee there will be a surprise or two. A VSC can help you cover those out-of-the-ordinary repair bills and keep you on track with your other financial goals.
