Long gone are the days of waiting in line at the bank to deposit a check. With Ally Bank eCheck Deposit℠, you can securely — and quickly — deposit money into your Ally Bank Savings Account, Spending Account or Money Market Account from your phone.
Got questions on how it works? Here’s everything you need to know.
How do I deposit a check into my Ally Bank account?
On the back, sign your check and write your account number and the phrase “For Mobile Deposit Only.” Then open your Ally Mobile App, choose your account and tap “Deposit Checks.” Place your check on a dark, non-reflective background in a well-lit location and take a photo. Ensure there are no shadows, and be sure you can see the routing and account numbers.
Finally, enter the check amount into the app and submit your deposit.
Read more: Access smart money saving tools in your Ally Mobile App
Ally’s layered security system keeps your personal information private and safe when depositing a check.
What do I need to write on the check to ensure my Ally Bank eCheck Deposit is accepted?
You must write these three things on the back of your check:
Your signature
The phrase “For Mobile Deposit Only”
Your account number
How much money can I deposit with Ally Bank eCheck Deposit?
You may deposit up to $50,000 in a single day and up to $250,000 every 30 calendar days using Ally Bank eCheck Deposit.
If you’ve exceeded the Ally Bank eCheck Deposit daily or monthly deposit limit, you have the option to mail a check to:
Ally Bank P.O. Box 13625 Philadelphia, PA 19101-3625
There is no dollar deposit limit on mailed checks. Make sure each check is properly endorsed with signatures of all payees. Also write your account number and “For Deposit Only” on the back.
For a full list of reasons your deposited funds may be held, read our deposit agreement.
How can I view my Ally Bank eCheck Deposit activity?
Your Ally Bank eCheck Deposit activity is available for 120 days. You can view your activity in your online account by selecting Deposits on your Snapshot, then Check Deposits in the menu. Then, go to Activity.
To see checks that are still processing, open your app and select “View Scheduled Activity.” You’ll know your check has been accepted when you receive an email confirmation.
Can I fund a CD using Ally Bank eCheck Deposit?
Yes, you can use Ally Bank eCheck Deposit to fund a new Certificate of Deposit (CD). If you have multiple checks, you must submit all of them by 7 p.m. ET on the same business day, and we'll apply the total amount to your new CD.
Is Ally Bank eCheck Deposit safe?
Yes, Ally’s layered security system keeps your personal information private and safe when depositing a check. We utilize anti-virus and anti-malware protection, firewalls, encryption technology and two-step authentication. When you scan a check for deposit, we’ll give you step-by-step instructions and other tips like how long to store the image on your computer.
