When you’re looking for a match on a dating website or app, you have a general idea of your type. Think: funny, kind, a love of adventure… But can you say the same when shopping around for a savings account?

Savings accounts are one of the more popular types of bank accounts around. More than half of American households hold at least one savings account, according to an analysis of Federal Reserve and Federal Deposit and Insurance Corp. data by Magnify Money.

Yet, you might be settling when it comes to your savings account like earning less in interest or dealing with restrictive account rules. You deserve more!

Here are six characteristics to look for when it comes to the Mr. and Mrs. Right of savings accounts.

A Great Interest Rate

On the first date, it might be a social faux pas to talk about how much you earn, but it’s the first thing you want to check out when it comes to savings accounts.

Be on the lookout for a high yield savings account that offers a top-notch annual percentage yield (APY). Online banks such as Ally Bank can offer more competitive APYs than their brick-and-mortar counterparts. Even a 0.5 percent difference in interest rates can make a huge difference in how much your savings grows in the long run. Be sure to check that your bank is a member of the FDIC (Federal Deposits Insurance Corporation).

Daily Compounding

While it’s important to look for a high yield savings account that offers the highest APY, it’s also important to pay attention how often interest is compounded. The more frequently interest is paid, the more you can benefit from compound interest. For example, Ally Bank’s Online Savings Account compounds interest daily, which can earn you a higher overall yield than if it’s just compounded monthly or annually.

Top-Notch Protection

Once you’re putting money aside, you don’t want your personal information or your savings to fall into the wrong hands. (Talk about a bad match!)

Go with a bank that offers top-notch security to keep your accounts safer. Ally Bank uses 2-step authentication, as well as SSL encryption and anti-virus and anti-malware software, to protect you against cybercriminals.

No Hidden Fees

High maintenance banking partners are no fun. Things like expensive monthly maintenance fees shouldn’t eat away at your hard-earned savings. So don’t accept a savings account that levies maintenance fees or other costly charges for incoming wires, automatic transfers, or copies of your statement.

On-the-Go Access

In this day and age, it’s insufficient if your bank’s website or mobile app is only good for showing you your savings account balance.

You deserve to save when you want, where you want and how you want. Pick a bank that offers a stellar online and mobile experience like the ability to make deposits using your phone’s camera or transfer money from other financial institutions online.

Can you say, “Alexa!” The Ally Skillsm for Amazon Alexa can help you check your balance, transfer money, hear recent transactions, get today’s rates, and talk price in Ally CurrenSeesm.

No Minimum Balance or Deposit Requirements

Some savings accounts require their owners to maintain a minimum balance at all times or direct deposit a specific amount each month. Failure to do so can result in a loss of interest earnings or a lowering of your interest rate.

While setting aside a specific amount is a smart strategy to build savings, it’s understandable that there might be times when you can’t afford to do so. Your bank shouldn’t punish you when money is tight, which is why the Ally Bank Online Savings Account doesn’t require a minimum balance or have a monthly deposit minimum.

Check all these boxes and you’ve got yourself a match made in savings account heaven. We’ll give you two some alone time now.

Go to an Ally Bank Online Savings Account.