With the economic setbacks of recent years, you may hear some people say they can’t afford to retire.

While it’s true that deflated retirement accounts may put a damper on some retirement plans, there are still ways of generating retirement income.

Here are five ways to help fund your retirement. You may even be entitled to a couple of them already.

1. Social security

When calculating their retirement income, some people may forget to factor in the payments they’ll receive from the public benefits program. Others, though, are planning to use them: “The proportion of workers expecting to rely on Social Security as a major source of retirement income has grown from 27 percent in 2007 to 33 percent in 2012,” U.S. News & World Report notes.

2. Pensions

Since 401(k)s came about in 1978, this retirement-age payout has become less prevalent. Just the same, though, a number of employers still supplement retirees’ income with pensions. Twenty-seven percent of private sector retirees receive pensions, according to U.S. News & World Report, while 15 percent of retirees receive public pensions.

3. Employment

Whether it means putting off retirement for a year or two, or supplementing your post-career finances with more employment, a full- or part-time job can help retirees maintain their standard of living. Twenty-six percent of Americans age 65 and older were employed in 2010, according to U.S. News & World Report.

4. Scaling back

Sell the large home you no longer need for a smaller one in a less expensive area, and you’ll have additional capital to put toward retirement living expenses, notes Aol DailyFinance.

5. Rental income

Baby Boomers increasingly rent out real estate to supplement their retirement income. In a survey of real-estate agents cited in Time, nine out of 10 agents said that at least one Boomer client does this.

Of course, savings from an IRA are crucial to any retirement plan. Ally Bank offers a number of IRA account options that can help you plan for yours.

How do you plan on financing your retirement? Which sources from this list will you count on?