In the past, the best way to balance a checkbook was by hand, recording daily spending habits to ensure accounts were not overdrawn. But with the growth of technology, tracking spending habits is now as easy as clicking a mouse or opening an app.

Banking online is a great way to conveniently track spending, pay bills and monitor account balances, potentially making it easier to stick to your monthly budget and eliminate or avoid debt problems. Make the most of the tracking tools available by:

  • Checking your balance and purchases regularly.
  • Monitoring your progress and keeping your spending in check.
  • Signing up for automatic account alerts.
  • Analyzing spending and saving habits.
  • Making adjustments where necessary.

Tracking spending is only part of a sound approach to eliminating debt. You should also consider setting up an emergency fund to tackle unexpected expenses without adding to your debt load. Ally Bank has a number of ways to help you save. Take a look at our Online Savings Account, Money Market Account and Ally Bank CDs—all of which can be opened and funded with any amount and no monthly maintenance fees. Learn more at or call live, 24/7 customer care at 877-247-ALLY (2559) today.

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