Yesterday we gave you the number 75 and asked what it stood for. The options were:

1. Longest distance, in yards, between any 2 ATMs in Manhattan.
2. Percentage of Americans charged checking account maintenance fees.
3. Percent of checking accounts charging an ATM fee.
4. Annual dollars paid in ATM fees.

As surprising as it may seem, this is the percentage of checking accounts that charge an ATM fee. That’s right. Right now 75 percent of all checking accounts carry a fee for using an out-of-network ATM. And as we’ve discussed before, it looks like these fees will get worse before they get better.

At Ally, we don’t charge our customers to use ATMs, nationwide. And if another bank or company charges you an ATM fee, we’ll reimburse that ATM fee anywhere in the U.S.

This brings us to our next question. If you wrote down all the things you’d like to do with $30, we’re pretty sure none of the following would appear on that list. But one of them is actually on its way to becoming a reality.

This year, some banks are considering charging customers an annual fee of as much as $30 for:

1. Talking to a teller
2. Using their debit card
3. Online bill pay
4. Managing their account online

While they’re all equally unbelievable, some banks are considering charging for one of them. But which one? Leave your answer in the comments and come back tomorrow for the results.