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HVAC Financing 

Keep projects moving forward with flexible financing.

Adding Ally Lending’s simple financing options to your toolbox helps more of your clients get the services they need.

a black contractor installing an air conditioner

A budget-friendly, alternative way to pay.

We help make unexpected and dream projects more accessible for your clients with our attractive Annual Percentage Rates (APR) and promotional financing offers. 

$0 start-up fees.

Customize your product offering to fit your bottom line and no start up fees.

Options on-the-go.

Instant on-site financing options for your clients to choose from so you can quickly schedule projects.


Our easy application process fits with whatever workflow works best for you and your clients.

Fast payment.

Receive full payment from us within 1-2 business days after project completion.

A simplified financing process.

Ally Lending makes it easy for you to quickly close sales on-site. Plus, your clients can always come back to use their financing throughout the approval period.


We’ll get to know you and your business needs to personalize your financing program. 

Dedicated support

We’re here for you and your team throughout the entire financing process. 


Simple prequalification with no credit impact and clients get installment options at checkout. 

Provide service

You get paid in full while your clients pay over time to get the services they want.

Fans of our financing solutions.

We do our part as your financial ally while also helping to keep your clients satisfied so you can focus on servicing.

Ally offers great financing options to help grow your business. Our customers love the multiple options that Ally provides, and makes the financing process quick and easy!

- Bryan | Drain Magic

More on home improvement.

Get industry topics and tips to help grow your business. 

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Why flexible funding options are essential for contractors

Discover the top reasons flexible financing options could help you and your clients.

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Using your account manager as an asset

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Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, NMLS ID 3015 . Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005 . Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

Ally Servicing LLC, NMLS ID 212403 is a subsidiary of Ally Financial Inc.

Securities products and services are offered through Ally Invest Securities LLC, member FINRA and SIPC . View Security Disclosures

Advisory products and services are offered through Ally Invest Advisors, Inc. an SEC registered investment advisor. View all Advisory disclosures

Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex LLC. NFA Member (ID #0408077), who acts as an introducing broker to GAIN Capital Group, LLC ("GAIN Capital"), a registered FCM/RFED and NFA Member (ID #0339826). Forex accounts are held and maintained at GAIN Capital. Forex accounts are NOT PROTECTED by the SIPC. View all Forex disclosures

Forex, options and other leveraged products involve significant risk of loss and may not be suitable for all investors. Products that are traded on margin carry a risk that you may lose more than your initial deposit.

Products offered by Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ally and Do It Right are registered service marks of Ally Financial Inc.

From NerdWallet. © 2017-2021 and TM, NerdWallet, Inc. All rights reserved.

From Kiplinger's Personal Finance. © 2021 The Kiplinger Washington Editors. All rights reserved. Used under license.

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