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Ally Lending, Ally's point of sale lending business, is now Synchrony. Learn More

Ally Lending | How It Works

we’re always working for you.

One size does not fit all.

The first step in our partnership is working with you to understand your operations model, sell-in experience, and workflow. We leverage consumer insights to design your financing program based on your business goals.

Here’s where we’ll start.

  • Understanding your industry

  • Learning about your business infrastructure and enrollment process

  • Exploring technology capabilities and API integration options

Building a team dedicated to you.

We connect you with a dedicated account manager and a support team that fits your business model and infrastructure. As you grow and based on your needs, we equip you with a staff to support you during the financing experience with in-person and virtual one-on-one consultations.

Representatives, Account Manager (Your point of contact) , Outreach & Development Representative, Onboarding Associate , Sales Consultant, Sales Engineer, Dedicated Client Engagement Specialist

Integrating with purpose.

Get access to loyalty drivers plus industry leading technology.

We use our user-friendly, agile platform with web-based and API integration capabilities to integrate into your point-of-sale. The process of integrating into your system is seamless and efficient. We customize our integration rollout based on the scope of your technology capability.

Customized co-branded collateral

Support in-store events with promotions

Execute open-to-buy email campaigns

Your personalized financing product.  

We design a custom installment loan product that gets more of your customers approved for the financing they can afford. They can take advantage of our mobile-friendly application process or apply with a representative in your office. Your financing product is solutioned with your business and their financial health in mind.  

  • Simple, fixed APR products with budget-focused solutions

  • User-friendly application process

Growing together: Testing and learning.

Before pressing go, a pilot to test is launched to learn and improve your financial program based on analytics and smart consumer insights.

Refining gets more of your customers to yes.

We’ll help bring them back through your door with strategic marketing campaigns focused on the consumer behavioral lifecycle.

We want to work with you.

We make onboarding a breeze with customized training and personalized support designed for your business needs.

No start-up fees

Interactive in-person and virtual training sessions

Easy online application

Get Started