Help Center

The easiest way to pay online is through Ally Auto Online Services. To make a payment once you log in:

1. Select Make a Payment from the My Vehicles page.
2. Select the desired account and enter the date and amount.
3. Verify and authorize your payment.

You can also enroll in Auto Pay and have your payments automatically withdrawn from your account monthly. Auto Pay and one-time payments are also available using Ally Auto Mobile Pay.

Online debit card payment
You also have the option to make a one-time online debit card payment through a third-party service provider for a fee.

We offer several options, including online, mail or phone.

Online
Auto Pay (automatic withdrawal): Set up automatic recurring payments.

One-time: Schedule one-time payments online or use Ally Auto Mobile Pay.

Mail
Send a scheduled payment to:
Payment Processing Center
P.O. Box 9001951
Louisville, KY 40290-1951

Send payment disputes, payments with restrictions or endorsements, or customer service correspondence to:
Ally Financial
P. O. Box 380901
Bloomington, MN 55438

Online debit card payment
Make a one-time online debit card payment through a third-party service provider for a fee.

Phone
Call 1-888-925-2559 to pay over the phone. A convenience fee will apply.

When we receive your monthly payment, we first apply it to earned and unpaid finance charges that have accrued since your last payment. The remaining funds are then applied to the outstanding balance of amount financed and to the other amounts you owe under your contract in any order we choose.

Refer to the payment schedule in your contract to see when late charges will be assessed.

If you need to request a copy of your contract, call Ally Auto at 1-888-925-2559 or log in to your Ally Auto Online Services account to contact us through the Message Center.

Please Contact Us to change your due date.

To learn more about extension options, and whether you may qualify, please contact an Ally Customer Care Associate at 1-888-925-2559, Monday – Friday, 7 am – 12 am ET and Saturday, 9 am – 4 pm local time.

If your financial institution returns your Auto Pay or one-time payment, we will present the payment to your bank again. If your bank does not honor the payment after the second submission, that payment will be reversed from your account.

We'll send you a communication, either by U.S. mail or email, to let you know the payment was returned. Once you have sufficient funds in your payment account, you'll need to resubmit the payment online or via the payment methods listed below.

Send a scheduled payment to:
Payment Processing Center
P.O. Box 9001951
Louisville, KY 40290-1951

Send payment disputes, payments with restrictions or endorsements, or customer service correspondence to:
Ally Financial
P.O. Box 380901
Bloomington, MN 55438

Phone: You can choose to make another payment by phone. A third party service fee may apply.

Direct Pay: You can choose to mail a payment, make a payment by phone, or reestablish Direct Pay to make the past-due payment.

View and print up to 6 months of billing statements online any time if you're registered with Ally Auto Online Services and the account is enrolled in online billing. (Note: You can see only statements generated after you enrolled in online statements.)

Contact Us at our 24/7 automated voice response system to request a copy of a billing statement that was mailed to you.

Yes. To make an extra payment:

1. Log in to Ally Auto Online Services.
2. Select Make a Payment from the My Vehicles page.
3. Select the desired account, payment type, date and amount.
4. Verify and authorize your payment.

You can also make extra payments using Ally Auto Mobile Pay.

Making extra payments will not change your scheduled Auto Pay payments. They will continue as usual on the same day each month.

Online debit card payment
To make an extra online debit card payment for a fee, you'll need to visit the third-party service provider

You can use your checking or savings account. Make sure you have your bank account number and your routing number available when scheduling payments.

To view or cancel an Ally Auto Online Services payment:

1. Log in to Ally Auto Online Services
2. From the My Vehicles page, select Pending Payments
3. Find the pending payment and select Cancel

Cancellation policy:

• For payments scheduled for a weekday before 3 pm ET, you can cancel any time before 3 pm ET on the payment date
• For payments scheduled for a weekday after 3 pm ET and before 6 pm ET, you can cancel any time before 6 pm ET on the payment date
• For weekend payments, you can cancel any time before 6 pm ET on the payment date

View or cancel an online debit card payment:

You can view or cancel online debit card payments through the third-party service provider.

Online debit card payments scheduled after 4 pm ET are applied on the following business day unless a different payment date is selected.

You can verify the status of the payment by checking the pending payments link. If your payment is listed, rest assured your payment was successfully scheduled. If your payment is not listed, it was not scheduled. If you need to make a payment you can:

Call 888-925-2559. Note: A third party service provider fee may apply.

Or mail payment to:

Payment Processing Center
P.O. Box 9001951
Louisville, KY  40290-1951

If you choose a different payment method, and you incur a late fee or a processing fee because you were unable to schedule payment online, please contact us at 888-925-2559. We may reimburse you for the late fees.

Yes. You can schedule payments online any time, unless you're enrolled in Direct Pay. If you mail your payment, be sure to include your name and account number on each scheduled payment. Attach a statement if you choose to use a single check to make payments on multiple accounts.

Payment Processing Center 
P.O. Box 9001951 
Louisville, KY 40290-1951

Mail your payment to:

Payment Processing Center 
P.O. Box 9001951 
Louisville, KY 40290-1951

Note: Please include your account number on your check.

After you log in to Ally Auto Online Services, follow these steps:

1. Select My Payment Accounts under Manage my profile
2. If you need to delete an account, select the payment account you want to delete
3. Enter new payment account information, accept authorization and select Save

We don't charge a fee to make a payment through Ally Auto Online Services, but third-party bill pay sites will charge additional fees for payments made outside Ally Auto Online Services.

The best way to ensure you're making your payment on the Ally Auto website is to type allyauto.com directly into your browser, or use your web browser favorites.

You can also enroll in Auto Pay to have your monthly payments withdrawn directly from your checking or savings account on the day you choose.

We're committed to making online payments safe, simple and convenient. Visit our Security Center to learn more about how to protect yourself online.

To make a one-time online debit card payment for a fee, you'll need to visit the third-party service provider.