Help Center

We offer 2 ways to send a wire transfer to another bank in the U.S.:

• Initiate a wire transfer by logging in on ally.com and selecting Transfer Funds > Wire Transfers. Complete the online form, and we'll take it from there.
• Print and complete the Ally Bank Domestic Wire Transfer Form (PDF), and fax it to us at 1-866-608-2635. You can also find the form by logging in at ally.com and selecting Communications > Forms.

Note: Ally charges a $20.00 fee for each outgoing domestic wire transfer.

We do not offer outgoing international wire transfers.

To receive a wire transfer from another bank in the U.S.:

You’ll need to provide the following information to the person or business sending the wire transfer to you:

• Receiving Bank: Ally Bank
• ABA/Routing Number: 124003116
• Address: 6985 Union Park Center, Midvale, UT 84047
• Beneficiary Account Number: Your Ally Bank Account Number
• Beneficiary Name: Name as it appears on your Ally Bank Account

To receive a wire transfer from a non-U.S. bank:

Incoming wire transfers from a non-US bank are processed by our designated receiving bank, JP Morgan Chase Bank, N.A.

You’ll need to provide the following information to the person or business sending the wire transfer to you:

• Receiving Bank: JP Morgan Chase Bank, N.A.
• ABA/Routing Number: 021000021
• Address: 1 Chase Manhattan PLZ, New York, NY 10005
• SWIFT Code or Bank Identification Code: CHASUS33
• Beneficiary Account Number: 802904391
• Beneficiary Name: List 'Ally Bank' since the wire is being processed by JP Morgan Chase Bank, N.A.
• Further Credit: Your Ally Bank Account Number and your name as it appears on your Ally Bank account.

Note: We won't charge you to receive a wire transfer into your Ally account.

We don't charge you for wiring funds (domestic or international) to your Ally account. Contact your other financial institution to see if they charge for outgoing wire transfers.

We charge a $20.00 fee each time you wire funds from your Ally account to a bank in the U.S. Contact the financial institution where you're wiring the funds to see if they charge for incoming wire transfers.

Ally does not offer outgoing international wire transfers.

Between Ally Bank accounts: Transfers between your Ally Bank accounts take place immediately.

Between Ally Bank and non-Ally Bank accounts: Transfers from an Ally Bank account to a non-Ally Bank account usually take 3 business days.

To see how long your transfer will take to show up in your bank account, view our ACH Transfers Tutorial.

No, Ally does not charge a fee to transfer money from or to your non-Ally accounts. But please check with your other bank to see if they may charge a fee.

Once you log in to online banking:

1. Go to the Main Menu  at the top right of the page.
2. Select Transfer Funds.
3. Choose the account you want to transfer money from and the account you want the money transferred to.
4. Enter the amount you want to transfer.
5. Select from the Frequency drop down list.

Either account holder can view pending transfers, but only the person who created the transfer can change or cancel it online. If you need to make a change, please check with account holder who created the transfer.

You can make transfers to and from our:

• Online Savings Account
• Money Market Account
• NOW Account
• Interest Checking Account
• CMG Accounts

Note: Money cannot be transferred to or from a certificate of deposit.

Once you log in to online banking:

1. Go to the Main Menu    at the top right of the page.
2. Select Transfer Funds.
3. Select Manage Non-Ally Accounts from the navigation on the left.
4. Select the Add a New Non-Ally Account link.

We'll ask you to provide the following information for the new, non-Ally Bank account:

• Routing number
• Account number
• Account type

We verify the ownership of your non-Ally Bank account before you can use it to transfer funds. Call us 24/7 at 1-877-247-2559 if you need assistance.

Once you log in to online banking:

1. Go to the Main Menu  at the top right of the page.
2. Select Transfer Funds.
3. Select Activity from the navigation on the left.
4. Review, edit or cancel your scheduled transfers.

Transfers between your Ally Bank accounts are immediate, so they can’t be canceled or changed.

When you designate a non-Ally Bank account for online funds transfers, we make small trial deposits (less than $1.00 each) into the account and ask you to verify the amount of each deposit. This lets us know you own the account and that we have the correct routing and account numbers.

Trial deposits can take up to 3 business days to show up in your non-Ally Bank account records.

When you request a wire transfer online, you’ll receive an alert to the email address we have on file for your account.

If you need to cancel or change your request, call us immediately at 1-877-247-2559. However, there’s no guarantee the transaction can be stopped once it’s submitted.

Yes.

Federal law limits other electronic, telephone and check transactions to a total of 6 per statement cycle. These limited transactions can be to other accounts or to a third party. If you go over the limit we charge $10 per transaction.

You can always call us and request a check made out to you. You can also make unlimited deposits.