Help Center

You can make a request in online banking using our online wire transfer form.

Note: there’s a $20 fee for each outgoing domestic wire transfer from your Ally Bank account. When you wire money from your Ally Bank account to your Ally Invest account, you’ll automatically receive a reimbursement for the $20 wire transfer fee in your Ally Invest account within 2 business days.

We may contact you by phone to verify your wire transfer request. Keep in mind, you can’t request an outgoing international wire transfer.

You can also print and complete the Ally Bank Domestic Wire Transfer Form (PDF), and fax it to us at 1-866-608-2635.

If you need assistance, give us a call at 1-877-247-2559.

To receive a wire transfer from another bank in the U.S.:

You'll need to provide the following information to the person or business sending the wire transfer to you:

• Receiving Bank: Ally Bank
• ABA/Routing Number: 124003116
• Address: 6985 Union Park Center, Midvale, UT 84047
• Beneficiary Account Number: Your Ally Bank Account Number
• Beneficiary Name: Name as it appears on your Ally Bank Account

To receive a wire transfer from a non-U.S. bank:

Incoming wire transfers from a non-US bank are processed by our designated receiving bank, JP Morgan Chase Bank, N.A.

You'll need to provide the following information to the person or business sending the wire transfer to you:

• Receiving Bank: JP Morgan Chase Bank, N.A.
• ABA/Routing Number: 021000021
• Address: 1 Chase Manhattan PLZ, New York, NY 10005
• SWIFT Code or Bank Identification Code: CHASUS33
• Beneficiary Account Number: 802904391
• Beneficiary Name: List 'Ally Bank' since the wire is being processed by JP Morgan Chase Bank, N.A.
• Further Credit: Your Ally Bank Account Number and your name as it appears on your Ally Bank account.

Note: We won’t charge you a fee to receive a wire transfer to your Ally Bank account, but an intermediary processing bank may charge a fee.

When sending a wire from your Ally Bank account to another bank in the U.S.:

We charge a $20 fee each time.

When you wire money from your Ally Bank account to your Ally Invest account, you’ll automatically receive a reimbursement for the $20 wire transfer fee in your Ally Invest account within 2 business days.

When receiving a wire to your Ally Bank account:

We don't charge you to receive a wire (domestic or international) to your Ally Bank account but the bank sending the wire may charge you a fee.

Keep in mind, you may also be charged a fee by an intermediary bank.

To avoid wire transfer fees by intermediary processing banks: Instruct the sending bank to use the code "OUR" in field 71A (details of charges) to require the sending party to pay the intermediary fees.

• Transfers between Ally Bank accounts are immediate
• Standard transfers between Ally Bank and non-Ally Bank accounts usually take 3 business days
• Transfers eligible for expedited delivery between Ally Bank and non-Ally Bank accounts usually take 1 business day

To learn more about how this works, view our ACH Transfers Tutorial.

No, we don’t charge a fee to transfer money from or to your accounts at another institution. You should check with your other bank to see if they charge a fee.

Once you log in to online banking, choose Transfers. Select the account you want to transfer money from and the account you want the money transferred to, enter the amount you want to transfer, and set the frequency of recurrence.

Either account holder can view pending transfers, but only the person who created the transfer can change or cancel it online. If you need to make a change, please check with account holder who created the transfer.

You can make transfers to and from our:

• Online Savings Account
• Money Market Account
• NOW Account
• Interest Checking Account
• CMG Accounts

Note: Money cannot be transferred to or from a certificate of deposit.

Once you log in to online banking, select Transfers, and then choose Other Banks.

We'll ask you to provide the following information for the other account:

• Routing number
• Account number
• Account type

We verify the ownership of your accounts at other institutions before you can use them to transfer funds. Call us 24/7 at 1-877-247-2559 if you need assistance.

Once you log in to online banking, select Transfers. Choose Activity to review, edit or cancel your scheduled transfers. Keep in mind, transfers between your Ally Bank accounts are immediate, so they can't be canceled or changed.

When you set up an account at another institution for transfers, we make small trial deposits (less than $1.00 each) into the account and ask you to verify the amount of each deposit. This lets us know you own the account and that we have the correct routing and account numbers.

Trial deposits can take up to 3 business days to show up in your records for your accounts at another institution.

When you request a wire transfer online, you’ll receive an alert to the email address we have on file for your account.

If you need to cancel or change your request, call us immediately at 1-877-247-2559. However, there’s no guarantee the transaction can be stopped once it’s submitted.

Yes.

Federal law limits other electronic, telephone and check transactions to a total of 6 per statement cycle. These limited transactions can be to other accounts or to a third party. If you go over the limit we charge $10 per transaction.

You can always call us and request a check made out to you. You can also make unlimited deposits.

No. Standard and expedited transfers are free.