Help Center

To deposit stock certificates in your Ally Invest account, please complete a stock power form (PDF) and submit along with the stock certificate. There is no need to sign the back of the stock certificate. For your security, we recommend sending certificates by overnight delivery or with a return receipt requested.

Regular Mail:

Ally Invest
P.O. Box 49050
Charlotte, NC 28277-3432

Stock certificates may not be used for an initial deposit for a new account. All stock certificates must be in negotiable form. The stock certificate must be titled the same as your Ally Invest account. Ally Invest reserves the right to return any stock certificate if it is determined to be non-negotiable. For this reason, please do not sign the back of the certificate. Stock certificates incur a $300 processing charge per certificate. In addition, commission on stock certificates deposited into Ally Invest will be equal to 5% of the principal amount of the trade. Be sure to include a personal or bank check made payable to Ally Invest along with each certificate for processing.

Personal checks take 3 business days to clear for trading from the day of posting. Cashier checks are available for trading as soon as we receive and post them.

Keep in mind, the name on the check must match the registration on the Ally Invest account. We don’t accept third party deposits (checks payable to Ally Invest from non-account holders or checks where a recipient makes an endorsement over to Ally Invest). We also don’t accept money orders or starter checks.

Mail your deposits to:

Ally Invest
P.O. Box 49050
Charlotte, NC 28277-3432

Yes. Ally Invest allows your free cash balances to be automatically swept into an FDIC-insured account for non-IRAs that maintain a credit cash balance of $250,000 or more. Learn about our Cash Sweep Program

Yes. You must have an account balance of $10,000 to apply for check writing. Keep in mind, there is a $20 annual fee for check writing and an annual fee of $35 for debit cards. Other restrictions, such as account standing and other account activity, may apply.

Once you’ve completed the Check Writing Debit Card Form (PDF), you can send it to us.

Fax: 1-866-699-0563
Mail: Ally Invest
PO Box 49050
Charlotte, NC 28277-3432 

It will take about four weeks for us to process your request and mail your checkbooks.

Yes. All marginable U.S. equities and selected American Depository Receipts (ADRs) priced at $4 or more that trade either on an exchange or quotes on NASDAQ are eligible for DRIP. Dividends are reinvested on your behalf on the dividend payable date by our clearing firm. The reinvested position will reflect in whole and fractional shares. The reinvestment price will be the prevailing market price at the time the order is entered on the payable date.

We can set up your entire account so that any eligible security that you currently hold will be subject to DRIP. Any eligible securities that you purchase thereafter will be automatically enrolled in DRIP. A security will need to be enrolled for DRIP prior to the ex-dividend date in order for the dividend to be reinvested.

You can also always request individual positions in your account to be enrolled for DRIP at no charge.

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