Dealership Insurance Protection

Inventory Insurance

Inventory Insurance

We carry a full suite of products, all serviced by industry-experienced account executives. Comprehensive, collision and false pretense plans are available.


  • Economic loss coverage for collisions
  • Comprehensive insurance features per vehicle and per loss aggregate deductibles
  • Pricing based on a dealership’s loss experience, location, size, deductible and other factors
  • Includes coverage to move vehicles out of harm’s way in the event of a developing hurricane or flood

Ally Wholesale Floorplan Insurance

Protection against inventory loss or damage caused by weather, theft, or vandalism for Ally floorplanned and dealer-owned inventory.


  • No limitation on the value at any one location
  • All demo vehicles, shop vehicles and daily rentals are covered
  • No monthly reports of values required (we’ll update your inventory reports for you)
  • See all the benefits


    • Extremely low rates for all types of insured vehicles
    • No need for "drive away" collision

    False pretense/ Identity theft

    • Identity theft and forged titles covered
    • Copy of customer's driver license or photo ID is not a condition of coverage

    Economic loss

    • Coverage up to $2,500 and reimbursement toward a new covered auto or demo that has miles added to the odometer

    Spot deliveries

    • Coverage applies until the sale is final
    • Customer’s proof of insurance to substantiate a claim is not required

    Parts and labor

    • Payments are equal to 90% of the standard labor rate and 75% of the standard parts cost
    • 100% parts and 100% labor available for an additional charge

    Dealer holdback

    • Available on total losses to new vehicles and demos

Motors Inventory Coverage

Available to franchised automobile dealerships to protect vehicles that are not financed and insured under the Ally Wholesale Floor Plan program.

  • See the details


    • Comprehensive
    • Collision
    • False Pretense

    Typical Vehicle Types

    • Inventory
    • Demonstrators
    • Shop - Rental


    Coverage for each dealership is individually priced based on a number of factors, including:

    • Individual dealership loss experience
    • Location of the dealership
    • Size of dealership - limits of exposure
    • Deductibles chosen

Loss Prevention and Control Consulting

Avoid insurance deductible expenses, loss of sales and customer goodwill or even the loss of profit.

For our insured dealers – at no extra cost:

  • Library of bulletins and advisories outlining best practices
  • Tips from loss prevention experts
  • Loss prevention and loss control services

Need to make a claim?

Call us


Hours of operation
Mon-Fri 8:30 am - 5 pm ET

Mail us

National Property Claim Center
P.O. Box 105706
Atlanta, GA 30348-9623

Overnight mail and expedited packages

National Property Claim Center
1000 Abernathy Road Building 400, Suite 275
Atlanta, GA 30328