Some banks charge various types of fees for the checking accounts they offer. These can include monthly maintenance fees, check and debit overdraft fees, ATM fees and low balance fees, to name a few. Free checking accounts may not be all they appear to be once you find you have to meet minimum balance requirements or make regular direct deposits to avoid bank fees.
One way of avoiding these types of checking account fees is by looking outside the “brick-and-mortar” bank structure. Online banks don't have the overhead that comes with maintaining traditional branches, so they can pass the savings on to you in the form of great rates. Ally Bank is an online bank that offers 24/7 live customer care, plus an easy-to-use website for a simple way to manage your account. Our Ally Bank Interest Checking Account gives you convenient online checking with no monthly maintenance fees and no minimum opening balance requirements. And you get interest rates that are consistently among the most competitive in the country, according to Bankrate.com.
Your checking account should work to your advantage. Learn more by visiting Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) today.
Ally Bank, Member FDIC