publish8579postxmlarticle-status0 8579/do-it-right/life/make-the-most-of-employee-benefits/Make the Most of Employee BenefitsMake the Most of Employee Benefitsmake-the-most-of-employee-benefitsAs your life changes, so should your employee benefits. Learn how to make the most of employee benefits, to better meet your needs and save you money.Make the Most of Employee BenefitsAs your life changes, so should your employee benefits. Learn how to make the most of employee benefits, to better meet your needs and save you money.https://www.ally.com/do-it-right/images/2016/08/Career-small.jpg451338
1274Lifelife295
1280Careercareer39life/career/
xmlarticle-meta0

8579Make the Most of Employee BenefitsMake the Most of Employee BenefitspublishpostAllyA lot can happen in a year. And as your life changes, so should your employee benefits. Life events like starting a family or nearing retirement should spark a thorough review of benefit options to better protect yourself and your dependents.

With open enrollment season coming up, the occasion to make adjustments to your benefits that not only meet your needs, but also help you save money, should not be overlooked.

Even if your life hasn’t changed within the last 12 months – many employers roll out new health plan options as well as other benefits, retirement savings plans and discounts that you could be missing out on if you give open enrollment little consideration.

Here’s a checklist of employee benefits to review:
employee_benefits_link

 

 

 

 

 

 

 

 

 

 

Health Insurance:

For most people, the biggest element in their employee benefits package is health insurance. You want to ensure you have most comprehensive and cost-effective insurance coverage your employer offers.

  • Reassess your coverage to account for life changes– getting married, having a baby, health changes or upcoming retirement.
  • Compare HMO/PPO plans: Review your deductible, premium, co-pay, and all out-of-pocket costs to calculate full price.
  • Consider a health savings account (HSA) or a flexible spending account (FSA) – Both allow you to set aside pre-tax dollars to cover future medical expenses.

Life and Disability Insurance:

Your employer may offer life insurance or short term disability insurance  – or both. You will need to consider: With employer-provided life insurance, an employee can benefit from the possible lower rates that come with insuring a group. You will need to decide:

  • How much does it cost? – With employer-provided life insurance, an employee can benefit from the possible lower rates that come with insuring a group. However, the basic coverage is probably not sufficient especially if you have a family that depends on you financially.
  • How much coverage is provided? (Usually, group life insurance coverage is 1-2 times your salary, up to a cap). You can look for additional policies that are similar in price, if you’re in good health, so it’s important to shop around.
  • Don’t overlook disability insurance if it’s offered – According to Charles Schwab, 1 in 4 of today’s millennials will become disabled before they retire. Your company may offer just short-term coverage, or long-term as well. Both are cost effective ways to protect a portion of your income.

Retirement plan:

Whether you just started your professional career, recently changed jobs or need to ramp up your retirement savings, you have a chance to make sure you’re on track for the best possible retirement.

  • Don’t miss the match: Take full advantage of your employer’s matching contribution. The most common 401(k) employer match is now dollar-for-dollar for the first 6 percent of income that an employee defers. If you contribute any less, then you’re literally turning down free money.
  • Boost contributions: If your salary has increased over the year or you’re getting closer to retirement – boosting your contribution is a smart financial move as it can lower your annual taxable income while allowing your money to grow tax deferred. The IRS raised the 401(k) maximum contribution limits in 2015 to a maximum of $18,000 for those under age 50. An additional $6,000 “catch-up” incentive can be contributed for a total of $24,000 for those ages 50 and over. In addition, you may want to consider opening an IRA or another tax-advantaged retirement savings plan.
  • Rebalance: Try to determine if your investment allocation is still appropriate for your needs and risk tolerance. Many plans help participants automatically rebalance their plan to keep allocations in line with goals. This is a good time to incorporate an investment professional into your annual review to help determine how to best allocate your retirement assets.

Beneficiary designations:

Remember that beneficiary designations supersede any will or trust document.  For many people, beneficiary designations are modified with major life changes – marriage, divorce, death of a spouse, birth of children…etc. Therefore it’s important to review your beneficiary designations and make sure the intended beneficiaries are correctly named on all forms.

Ensuring that you’re taking full advantage of your employee benefits and are aware of any potential shortfalls can help you develop a comprehensive plan that builds a sound financial future.

]]>
/do-it-right/life/make-the-most-of-employee-benefits/2015-09-05T15:00:112016-11-16T14:29:23make-the-most-of-employee-benefitsopenAmerica/New_York2015-09-05T19:00:11America/New_York2016-11-16T19:29:234513382016/08/Career-small.jpg400300image/jpeg/do-it-right/images/2016/08/Career-small-400x300.jpg400300image/jpeg/do-it-right/images/2016/08/Career-small-400x300.jpg/do-it-right/images/2016/08/Career-small.jpg<caption/><description/></featured_image><author_guest/><exclude_featured_image/><comment_count>0</comment_count><category><main><ID>1274</ID><name>Life</name><code>life</code><post_count>295</post_count></main><sub><ID>1280</ID><name>Career</name><code>career</code><post_count>39</post_count></sub><path>life/career/</path></category><date_formatted>September 05, 2015</date_formatted></item></posts><editors_pick/><pages/></content><api-request><params><format>xml</format><transform>article-body</transform></params><url><![CDATA[/posts/article/make-the-most-of-employee-benefits/?format=xml&transform=article-body]]></url></api-request><error><message/><code>0</code></error></root> </span> <section class="article-disclaimer" data-id="article-disclaimer"> <a name="link-disclaimer" id="link-disclaimer" class="link-disclaimer"><span class="icon-link-out" aria-hidden="true"></span>Links to non-Ally websites</a> <p>This icon indicates a link to a third party website not operated by Ally Bank or Ally. We are not responsible for the products, services or information you may find or provide there. Also, you should read and understand how that site’s privacy policy, level of security and terms and conditions may impact you. </p> </section> <section class="article-comments" role="region" aria-labelledby="label-comments" data-id="article-comments"> <h2 id="label-comments" class="form-title">Comment on this article</h2> <form name="comment-form" class="blog-comment"> <div class="field-container"> <label for='form-name'>Name</label> <input type="text" name="name" id="form-name" aria-label="Enter your name" aria-required="true"/> </div> <div class="field-container"> <textarea name="comment" id="form-comment" class="resize-vertical" aria-label="Enter Your Comment" aria-required="true"></textarea> </div> <div class="field-container"> <input type='checkbox' id='accept-terms' value='accept' name='accept' aria-required="true"/> <label for='accept-terms'>I accept the Ally <strong><a href="/do-it-right/community-terms-of-service/" data-track-elem="link" data-track-trigger="internal" data-track-name="TermsOfService">terms of service</a></strong> and <strong><a href="/do-it-right/community-terms-of-service/#guidelines" data-track-elem="link" data-track-trigger="internal" data-track-name="CommunityGuidelines">community guidelines</a></strong>. </label> </div> <button class='cta-button min primary' data-id='submit' disabled='disabled' data-track-elem="link" data-track-ui="comment" data-track-name="Submit" data-track-trigger="submit" aria-label="Submit your comment">Submit</button> </form> <section class="comment-chain" role="region" aria-labelledby="label-comment-history" data-id="comment-chain"> <?xml version="1.0" encoding="UTF-8" standalone="no"?> <root><content><comments/><total>0</total><opened>1</opened><status>opened</status></content><api-request><params><format>xml</format><transform>article-comments</transform></params><url><![CDATA[/comments/get/make-the-most-of-employee-benefits/?format=xml&transform=article-comments]]></url></api-request><error><message/><code>0</code></error></root> </section> </section> </article> </section> <!-- Show More Button --> <div class="row show-more" id="show-more"> <div class="sm-col-12"> <button aria-label="Load More Posts" data-track-elem="link" data-track-name="ShowMore" data-track-trigger="reveal"><span class="container">Show More</span></button> </div> </div> </div> <div class="md-col-12 lg-col-4"> <!-- Right Column --> <div class="row right-rail"> <!-- Changeing? --> <!-- EDITOR'S PICK --> <section class="hide-sm md-col-12" id="rr-pick" data-track-elem="rightrail" data-track-name="GuestVoices" > <div data-pick-content class="content blog-pick"></div> </section> <!-- TOP POSTS --> <section class="hide-sm hide-md lg-col-12" id="rr-posts" aria-role="region" aria-labelledby="region-posts" data-track-elem="rightrail" data-track-name="TopPosts"> <h2 id="region-posts">Top Posts</h2> <div class="loader"></div> <div class="content blog-list" data-content="list-popular"></div> </section> <!-- MBOX --> <div class="mboxDefault" id="ally_doitright_rightrail" data-mboxid="ally_doitright_rightrail"></div> <!-- POLL --> <section class="sm-col-12 md-col-6 lg-col-12" id="rr-poll" aria-role="region" aria-labelledby="poll-question" data-track-elem="rightrail" data-track-name="QuickPoll"> <h2>Quick Poll</h2> <div class="content blog-poll"></div> </section> <!-- TOOLS AND TIPS --> <section class="sm-col-12 md-col-6 lg-col-12 tools-tips" id="rr-tools" aria-role="region" aria-labelledby="region-tools" data-track-elem="rightrail" data-track-name="ToolsAndTips"> <h2 id="region-tools">Ally Tools & Tips</h2> <nav class="content blog-tools"> <a href="/help/" target="_blank" data-link-id="help-center" data-track-ui="rightrail" data-track-elem="link" data-track-trigger="internal" data-track-name="HelpCenter" aria-hidden="true" tabindex="-1"> <span class="icon-circle-questionmark" aria-hidden="true"></span> Help Center </a> <a href="https://moneyexperience.com/ally/" target="_blank" rel="external" data-link-id="wallet-wise" data-link-id="help-center" data-track-ui="rightrail" data-track-elem="link" data-track-trigger="external" data-track-name="WalletWise" aria-hidden="true" tabindex="-1"> <span class="icon-wallet" aria-hidden="true"></span> Wallet Wise</a> <a href="/auto/calculators/car-payment-calculator.html" target="_blank" data-link-id="car-calculator" data-track-ui="rightrail" data-track-elem="link" data-track-trigger="internal" data-track-name="CarPaymentCalculator" aria-hidden="true" tabindex="-1"> <span class="icon-calculator" aria-hidden="true"></span> Car Payment Calculator</a> <a href="/bank/cd-ladder/" target="_blank" data-link-id="cd-ladder" data-track-ui="rightrail" data-track-elem="link" data-track-trigger="internal" data-track-name="CDLadderTool" aria-hidden="true" tabindex="-1"> <span class="icon-ladder" aria-hidden="true"></span> CD Ladder Tool</a> <a href="/auto/vehicle-protection/assess-your-needs.html" target="_blank" data-link-id="vehicle-protection" data-track-ui="rightrail" data-track-elem="link" data-track-trigger="internal" data-track-name="VehicleProtection" aria-hidden="true" tabindex="-1"> <span class="icon-vehicle-protection" aria-hidden="true"></span> Vehicle Protection</a> </nav> </section> <!-- SOCIAL --> <section class="hide-sm hide-md lg-col-12" id="rr-social" aria-role="region" data-track-elem="rightrail" data-track-name="LetsGetSocial"> <h2>Let's Get Social</h2> <div class="content blog-social"></div> </section> </div> </div> </article> </main> </div> <!-- Footer --> <!-- Community Hub Footer --> <footer id="footer" class="site-footer communityHub"> <ul class="accord"> <li> <div class="head">Resources</div> <ul class="body"> <li> <a href="/contact-us/" data-track-ui="footer" data-track-elem="link" data-track-name="Contact" data-track-trigger="internal">Contact</a> </li> <li id="feedback_storefront" data-track-ui="footer" data-track-elem="link" data-track-name="GiveFeedback" data-track-trigger="survey"> <a href="https://survey.us.confirmit.com/wix/1/p815178671.aspx?__sid__=ba7fmQm-vKyc5M7o8UcFTv0-7aLgZnpliyLN_yutpDJoIgf4OdV4n8-x1ZEjm6WxZ-Vc8a1a52kjlgJrR1iWPg2" target="_blank">Give Feedback</a> </li> <li> <a href="/bank/find-atms/" data-track-ui="footer" data-track-elem="link" data-track-name="ATMLocator" data-track-trigger="internal">ATM Locator</a> </li> <li> <a href="/sitemap/" data-track-ui="footer" data-track-elem="link" data-track-name="SiteMap" data-track-trigger="internal">Site Map</a> </li> <li> <a href="/shop/" data-track-ui="footer" data-track-elem="link" rel="external" data-track-name="ShopAllyGear" data-track-trigger="external">Shop Ally Gear</a> </li> </ul> </li> <li> <div class="head">About</div> <ul class="body"> <li> <a href="/about/company-structure/" data-track-ui="footer" data-track-elem="link" data-track-name="OurCompany" data-track-trigger="internal">Our Company</a> </li> <li> <a href="/about/social-impact/" data-track-ui="footer" data-track-elem="link" data-track-name="SocialImpact" data-track-trigger="internal">Social Impact</a> </li> <li> <a href="/about/careers/" data-track-ui="footer" data-track-elem="link" data-track-name="Careers" data-track-trigger="internal">Careers</a> </li> <li> <a href="/about/investor/" data-track-ui="footer" data-track-elem="link" data-track-name="InvesterRelations" data-track-trigger="internal">Investor Relations</a> </li> <li> <a href="https://media.ally.com/" data-track-ui="footer" data-track-elem="link" data-track-name="PressRoom" data-track-trigger="internal">Press Room</a> </li> <li> <a href="/about/suppliers/" data-track-ui="footer" data-track-elem="link" data-track-name="Suppliers" data-track-trigger="internal">Suppliers</a> </li> </ul> </li> <li> <div class="head">Business Solutions</div> <ul class="body"> <li> <a href="/corporate-finance/" data-track-ui="footer" data-track-elem="link" data-track-name="CorporateFinance" data-track-trigger="internal">Corporate Finance</a> </li> <li> <a href="/dealer/" data-track-ui="footer" data-track-elem="link" data-track-name="DealerServices" data-track-trigger="internal">Dealer Services</a> </li> <li> <a href="/ventures/" data-track-ui="footer" data-track-elem="link" data-track-name="AllyVentures" data-track-trigger="internal">Ally Ventures</a> </li> </ul> </li> <li> <div class="head">Terms & Privacy</div> <ul class="body"> <li> <a href="/invest/disclosures" data-track-ui="footer" data-track-elem="link" data-track-name="AllyInvestDisclosures" data-track-trigger="internal">Ally Invest Disclosures</a> </li> <li> <a href="/legal/" data-track-ui="footer" data-track-elem="link" data-track-name="Legal" data-track-trigger="internal">Legal</a> </li> <li> <a href="/privacy/" data-track-ui="footer" data-track-elem="link" data-track-name="Privacy" data-track-trigger="internal">Privacy</a> </li> <li> <a href="/security/" data-track-ui="footer" data-track-elem="link" data-track-name="Security" data-track-trigger="internal">Security</a> </li> </ul> </li> </ul> <div class="legalese"> <p class="all-caps">A few things you should know</p> <p>The information contained in this article is provided for general informational purposes, and should not be construed as investment advice, tax advice, a solicitation or offer, or a recommendation to buy or sell any security. Ally Invest does not provide tax advice and does not represent in any manner that the outcomes described herein will result in any particular tax consequence.</p> <p>Prospective investors should confer with their personal tax advisors regarding the tax consequences based on their particular circumstances.</p> <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in loss. While the data Ally Invest uses from third parties is believed to be reliable, Ally Invest cannot ensure the accuracy or completeness of data provided by clients or third parties.</p> <p>Options involve risk and are not suitable for all investors. Review the <a data-track-elem="link" data-track-name="review the characteristics and risks of standardized options brochure" data-track-trigger="external" rel="external" target="_blank" href="https://www.theocc.com/company-information/documents-and-archives/options-disclosure-document/">Characteristics and Risks of Standardized Options brochure</a> before you begin trading options. Options investors may lose the entire amount of their investment or more in a relatively short period of time.</p> <p>Trading on margin involves risk. You can lose more funds than you deposit in a margin account. Please review <a class="link-inline" href="https://www.ally.com/invest/disclosures/margin-account-agreement-and-disclosure.html" data-track-elem="link" data-track-name="view margin account agreement and disclosure" data-track-trigger="internal">Margin Account Agreement and Disclosure</a> for more information regarding margin trading.</p> <p>Securities products and services are offered through Ally Invest Securities LLC, member <a href="http://www.finra.org" name="finra.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="FINRA" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">FINRA</a>/ <a href="http://www.sipc.org/" name="sipc.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="SIPC" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">SIPC</a>. You can find background on Ally Invest Securities at <a href="https://brokercheck.finra.org/firm/summary/136131" name="brokercheck.finra.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="FINRA's BrokerCheck" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">FINRA's BrokerCheck</a>. <a href="/invest/disclosures/#securities" data-track-elem="link" data-track-name="view all security disclosures" data-track-trigger="internal">View Securities Disclosures</a> </p> <p>Advisory services are offered through Ally Invest Advisors Inc., a registered investment adviser. <a href="/invest/disclosures/#advisors" data-track-elem="link" data-track-name="view all advisory disclosures" data-track-trigger="internal">View Advisory Disclosures</a> </p> <p>Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex LLC are wholly owned subsidiaries of Ally Invest Group Inc. Ally Bank and Ally Invest Group are wholly owned subsidiaries of Ally Financial Inc. Securities products are <strong>NOT FDIC INSURED, NOT BANK GUARANTEED,</strong> and <strong>MAY LOSE VALUE</strong>. </p> <p>Ally Mastercard® is issued by Ally Bank, Member FDIC under license from Mastercard® International. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.</p> <p>Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex. <a href="http://www.nfa.futures.org" rel="external" target="_blank" name="www.nfa.futures.org" data-trusted-invest="" data-track-name="NFA" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">NFA</a> Member (ID #0408077), who acts as an introducing broker to GAIN Capital Group, LLC ("GAIN Capital"), a registered FCM/RFED and NFA Member (ID #0339826). Forex accounts are held and maintained at GAIN Capital. Forex accounts are <strong>NOT PROTECTED</strong> by the <strong>SIPC</strong>. <a href="/invest/disclosures/#forex" data-track-elem="link" data-track-name="view all forex disclosures" data-track-trigger="internal">View Forex Disclosures</a> </p> <p>Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company, <a class="link-inline" href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3015" name="nmlsconsumeraccess.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="nmlsconsumeraccess" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">NMLS ID 3015</a>. Ally Bank, the company's direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and <strong>Equal Housing Lender <i class="icon-equal-housing-lender" aria-hidden="true"></i> </strong>, <a class="link-inline" href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181005" name="nmlsconsumeraccess.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="nmlsconsumeraccess" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">NMLS ID 181005</a>. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice. </p> <p>Ally Servicing LLC, <a class="link-inline" href="https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/212403" name="nmlsconsumeraccess.org" rel="external" target="_blank" data-trusted-invest="" data-track-name="nmlsconsumeraccess" data-track-ui="link" data-track-elem="link" data-track-trigger="interstitial">NMLS ID 212403</a> is a subsidiary of Ally Financial Inc. </p> <p>Ally and Do It Right are registered service marks of Ally Financial Inc.</p> <p>App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.</p> <p>Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.</p> <p>From MONEY. © 2021 Ad Practitioners, LLC. All rights reserved. Used under license.</p> </div> <div class="row base top-align"> <div class="md-col-4 copy-align"> <div class="copyright"> <p>©2009–2022 Ally Financial Inc.</p> </div> </div> <div class="hide-sm hide-md hide-lg hide-xl md-col-8 clearfix"> <div class="links"> <nav aria-label="Security, Privacy And Legal"> <ul> <li data-id="fdic" class="fdic float-right"> <a href='/bank/fdic/' data-track-ui="footer" data-track-elem="link" data-track-trigger="internal" data-track-name="FDIC">Ally Bank <strong>Member FDIC</strong> </a> </li> </ul> </nav> </div> </div> <div class="copy-align hide-sm-up"> <div class="copyright"> <p>©2009–2022 Ally Financial Inc.</p> </div> </div> <div class="sm-center-col-11 hide-md-up hide-sm"> <div class="links"> <nav aria-label="Member FDIC"> <ul> <li data-id="fdic" class="fdic"> <a href="/bank/fdic/" data-track-ui="footer" data-track-elem="link" data-track-trigger="internal" data-track-name="FDIC">Ally Bank <strong>Member FDIC</strong> </a> </li> </ul> </nav> </div> </div> </div> </footer> <div class="ally-modal interstitial-modal dynamic-interstitial ally-invest-modal option-risks-modal" id="option-risks-modal"> <div class="modal" data-track-elem="interstitial" data-track-name="OptionsTradingRisk" data-track-ui="link"> <div class="content"> <button aria-label="Close" class="close-btn" data-close-modal="" data-track-elem="icon" data-track-name="Close" data-track-trigger="close" data-track-ui="interstitial"><i class="icon-cancel"></i></button> <div class="ally-invest-modal" id="option-risks"> <div class="row"> <div class="sm-col-12 sm-pad-v1"> <h2 tabindex="0">Options Trading</h2> </div> </div> <div class="row p-b-one"> <div class="sm-col-12 lg-col-9"> <p class="p-b-one">Options involve risk and are not suitable for all investors. Options investors may lose the entire amount of their investment in a relatively short period of time.</p> <p class="p-b-one">Prior to buying or selling options, investors must read the <a data-track-elem="link" data-track-media="PDF" data-track-name="RiskStandardizedOptionsBrochure" data-track-trigger="download" data-track-ui="modal" href="/docs/invest/risks-of-standardized-options/" target="_blank">Characteristics and Risks of Standardized Options brochure</a> (17.8 MB PDF), also known as the options disclosure document. It explains in more detail the characteristics and risks of exchange traded options.</p> <p class=""><a data-track-elem="link" data-track-media="PDF" data-track-name="November2012Suppliment" data-track-trigger="download" data-track-ui="modal" href="/docs/invest/nov-2012-supplement/" target="_blank">November 2012 Supplement</a> (PDF)</p> <p class="p-b-one"><a data-track-elem="link" data-track-media="PDF" data-track-name="October2018Suppliment" data-track-trigger="download" data-track-ui="modal" href="/resources/pdf/invest/october-2018-supplement.pdf" target="_blank">October 2018 Supplement</a> (PDF)</p> <p class="p-b-one">You can also request a printed version by calling us at <a data-track-elem="link" data-track-name="1-855-880-2559" data-track-trigger="phone" data-track-ui="modal" href="tel:1-855-880-2559">1-855-880-2559</a>.</p> </div> <div class="sm-col-12 lg-col-3" aria-hidden="true"> <img alt="" src="/resources/pages/invest/images/brochure.jpg"> </div> </div> </div> <!--<a href="#" role="button" class="close-btn" tabindex="0" data-close-dialog="" data-track-ui="modal" data-track-elem="link" data-track-name="Close" data-track-trigger="close" aria-label="Close"><i class="allycon-glyph-close" aria-hidden="true" data-track-name="Close" data-track-trigger="close"></i></a>--> <!--<a aria-label="Close" class="action-btn-close" data-close-dialog="" data-track-elem="link" data-track-name="Close" data-track-trigger="close" data-track-ui="modal" href="#" role="button" tabindex="0"><i aria-hidden="true" class="allycon-glyph-close"></i></a>--> </div> </div> </div> </div> <!-- Mobile Navigation--> <div class="left-off-canvas" id="nav-mobile" data-overlay="true"> <nav class="menu" aria-label="Mobile Navigation"> <ul> <li class="title"><a class="logo" href="/do-it-right/" aria-label="Do It Right Home Page"> </a></li> <li class="main-link with-border"><a href="/" title="Ally.com" aria-label="Ally.com" data-track-elem="link" data-track-name="Ally" data-track-trigger="internal" rel="noopener noreferrer" target="_blank">ally.com</a></li> <li class="main-link has-dropdown has-carrot with-border category-life"><a href="/do-it-right/life/" aria-label="Life Category">Life</a> <ul role="navigation" aria-hidden="true"> <li data-category="life.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Life:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Life">Top Posts</a></li> <li data-category="life"> <a href="/do-it-right/life/" aria-label="All Life Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Life:AllLife" data-track-trigger="internal">All Life</a> </li> <li data-category="life.career"> <a href="/do-it-right/life/career/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:Career" data-track-trigger="internal" aria-label="Life Career Category">Career</a> </li> <li data-category="life.college"> <a href="/do-it-right/life/college/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:College" data-track-trigger="internal" aria-label="Life College Category">College</a> </li> <li data-category="life.family"> <a href="/do-it-right/life/family/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:Family" data-track-trigger="internal" aria-label="Life Family Category">Family</a> </li> <li data-category="life.retirement"> <a href="/do-it-right/life/retirement/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:Retirement" data-track-trigger="internal" aria-label="Life Retirement Category">Retirement</a> </li> <li data-category="life.travel"> <a href="/do-it-right/life/travel/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:Travel" data-track-trigger="internal" aria-label="Life Travel Category">Travel</a> </li> <li data-category="life.wedding"> <a href="/do-it-right/life/wedding/" data-track-elem="link" data-track-ui="subnav" data-track-name="Life:Wedding" data-track-trigger="internal" aria-label="Life Wedding Category">Wedding</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-money"><a href="/do-it-right/money/" aria-label="Money Category">Money</a> <ul role="navigation" aria-hidden="true"> <li data-category="money.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Money:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Money">Top Posts</a></li> <li data-category="money"> <a href="/do-it-right/money/" aria-label="All Money Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Money:AllMoney" data-track-trigger="internal">All Money</a> </li> <li data-category="money.budget"> <a href="/do-it-right/money/budget/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:Budget" data-track-trigger="internal" aria-label="Money Budget Category">Budget</a> </li> <li data-category="money.credit"> <a href="/do-it-right/money/credit/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:Credit" data-track-trigger="internal" aria-label="Money Credit Category">Credit</a> </li> <li data-category="money.estate-planning"> <a href="/do-it-right/money/estate-planning/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:EstatePlanning" data-track-trigger="internal" aria-label="Money Estate Planning Category">Estate Planning</a> </li> <li data-category="money.finance-basics"> <a href="/do-it-right/money/finance-basics/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:FinanceBasics" data-track-trigger="internal" aria-label="Money Finance Basics Category">Finance Basics</a> </li> <li data-category="money.saving"> <a href="/do-it-right/money/saving/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:Saving" data-track-trigger="internal" aria-label="Money Saving Category">Saving</a> </li> <li data-category="money.taxes"> <a href="/do-it-right/money/taxes/" data-track-elem="link" data-track-ui="subnav" data-track-name="Money:Taxes" data-track-trigger="internal" aria-label="Money Taxes Category">Taxes</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-car"><a href="/do-it-right/car/" aria-label="Car Category">Car</a> <ul role="navigation" aria-hidden="true"> <li data-category="car.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Car:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Car">Top Posts</a></li> <li data-category="car"> <a href="/do-it-right/car/" aria-label="All Car Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Car:AllCar" data-track-trigger="internal">All Car</a> </li> <li data-category="car.car-shopping"> <a href="/do-it-right/car/car-shopping/" data-track-elem="link" data-track-ui="subnav" data-track-name="Car:CarShopping" data-track-trigger="internal" aria-label="Car Car Shopping Category">Car Shopping</a> </li> <li data-category="car.smart-driving"> <a href="/do-it-right/car/smart-driving/" data-track-elem="link" data-track-ui="subnav" data-track-name="Car:SmartDriving" data-track-trigger="internal" aria-label="Car Smart Driving Category">Smart Driving</a> </li> <li data-category="car.vehicle-care"> <a href="/do-it-right/car/vehicle-care/" data-track-elem="link" data-track-ui="subnav" data-track-name="Car:VehicleCare" data-track-trigger="internal" aria-label="Car Vehicle Care Category">Vehicle Care</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-home"><a href="/do-it-right/home/" aria-label="Home Category">Home</a> <ul role="navigation" aria-hidden="true"> <li data-category="home.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Home:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Home">Top Posts</a></li> <li data-category="home"> <a href="/do-it-right/home/" aria-label="All Home Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Home:AllHome" data-track-trigger="internal">All Home</a> </li> <li data-category="home.home-improvement"> <a href="/do-it-right/home/home-improvement/" data-track-elem="link" data-track-ui="subnav" data-track-name="Home:HomeImprovement" data-track-trigger="internal" aria-label="Home Home Improvement Category">Home Improvement</a> </li> <li data-category="home.new-home"> <a href="/do-it-right/home/new-home/" data-track-elem="link" data-track-ui="subnav" data-track-name="Home:NewHome" data-track-trigger="internal" aria-label="Home New Home Category">New Home</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-banking"><a href="/do-it-right/banking/" aria-label="Bank Category">Bank</a> <ul role="navigation" aria-hidden="true"> <li data-category="banking.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Bank:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Bank">Top Posts</a></li> <li data-category="banking"> <a href="/do-it-right/banking/" aria-label="All Bank Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Bank:AllBank" data-track-trigger="internal">All Bank</a> </li> <li data-category="banking.cds"> <a href="/do-it-right/banking/cds/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:CDs" data-track-trigger="internal" aria-label="Bank CDs Category">CDs</a> </li> <li data-category="banking.savings"> <a href="/do-it-right/banking/savings/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:SavingsAccounts" data-track-trigger="internal" aria-label="Bank Savings Accounts Category">Savings Accounts</a> </li> <li data-category="banking.money-market"> <a href="/do-it-right/banking/money-market/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:MoneyMarket" data-track-trigger="internal" aria-label="Bank Money Market Category">Money Market</a> </li> <li data-category="banking.checking"> <a href="/do-it-right/banking/checking/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:Checking" data-track-trigger="internal" aria-label="Bank Checking Category">Checking</a> </li> <li data-category="banking.online-banking"> <a href="/do-it-right/banking/online-banking/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:OnlineBanking" data-track-trigger="internal" aria-label="Bank Online Banking Category">Online Banking</a> </li> <li data-category="banking.ira"> <a href="/do-it-right/banking/ira/" data-track-elem="link" data-track-ui="subnav" data-track-name="Bank:IRA" data-track-trigger="internal" aria-label="Bank IRA Category">IRA</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-investing"><a href="/do-it-right/investing/" aria-label="Invest Category">Invest</a> <ul role="navigation" aria-hidden="true"> <li data-category="investing.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Invest:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Invest">Top Posts</a></li> <li data-category="investing"> <a href="/do-it-right/investing/" aria-label="All Invest Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Invest:AllInvest" data-track-trigger="internal">All Invest</a> </li> <li data-category="investing.trading"> <a href="/do-it-right/investing/trading/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:Trading" data-track-trigger="internal" aria-label="Invest Trading Category">Trading</a> </li> <li data-category="investing.stocks"> <a href="/do-it-right/investing/stocks/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:Stocks" data-track-trigger="internal" aria-label="Invest Stocks Category">Stocks</a> </li> <li data-category="investing.bonds"> <a href="/do-it-right/investing/bonds/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:Bonds" data-track-trigger="internal" aria-label="Invest Bonds Category">Bonds</a> </li> <li data-category="investing.options"> <a href="/do-it-right/investing/options/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:Options" data-track-trigger="internal" aria-label="Invest Options Category">Options</a> </li> <li data-category="investing.mutual-funds"> <a href="/do-it-right/investing/mutual-funds/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:MutualFunds" data-track-trigger="internal" aria-label="Invest Mutual Funds Category">Mutual Funds</a> </li> <li data-category="investing.etfs"> <a href="/do-it-right/investing/etfs/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:ETFs" data-track-trigger="internal" aria-label="Invest ETFs Category">ETFs</a> </li> <li data-category="investing.wealth-building"> <a href="/do-it-right/investing/wealth-building/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:Wealth" data-track-trigger="internal" aria-label="Invest Wealth Category">Wealth</a> </li> <li data-category="investing.live-stream"> <a href="/do-it-right/investing/live-stream/" data-track-elem="link" data-track-ui="subnav" data-track-name="Invest:LiveStream" data-track-trigger="internal" aria-label="Invest Live Stream Category">Live Stream</a> </li> </ul> </li> <li class="main-link has-dropdown has-carrot with-border category-trends"><a href="/do-it-right/trends/" aria-label="Trends Category">Trends</a> <ul role="navigation" aria-hidden="true"> <li data-category="trends.popular"><a href="/do-it-right/" data-track-elem="link" data-track-ui="mainnav" data-track-name="Trends:TopPosts" data-track-trigger="internal" aria-label="Top Posts in Trends">Top Posts</a></li> <li data-category="trends"> <a href="/do-it-right/trends/" aria-label="All Trends Category " data-track-elem="link" data-track-ui="mainnav" data-track-name="Trends:AllTrends" data-track-trigger="internal">All Trends</a> </li> <li data-category="trends.ally-news"> <a href="/do-it-right/trends/ally-news/" data-track-elem="link" data-track-ui="subnav" data-track-name="Trends:AllyNews" data-track-trigger="internal" aria-label="Trends Ally News Category">Ally News</a> </li> <li data-category="trends.financial-news"> <a href="/do-it-right/trends/financial-news/" data-track-elem="link" data-track-ui="subnav" data-track-name="Trends:FinancialNews" data-track-trigger="internal" aria-label="Trends Financial News Category">Financial News</a> </li> <li data-category="trends.technology"> <a href="/do-it-right/trends/technology/" data-track-elem="link" data-track-ui="subnav" data-track-name="Trends:Technology" data-track-trigger="internal" aria-label="Trends Technology Category">Technology</a> </li> <li data-category="trends.guest-voices"> <a href="/do-it-right/trends/guest-voices/" data-track-elem="link" data-track-ui="subnav" data-track-name="Trends:GuestVoices" data-track-trigger="internal" aria-label="Trends Guest Voices Category">Guest Voices</a> </li> </ul> </li> <!--test--> <li class="main-link has-dropdown has-carrot follow-us"> <button aria-label="Social Links">Follow Us</button> <ul role="navigation" aria-hidden="true"> <li> <a class="icon-facebook" href="https://www.facebook.com/Ally" target="_blank" rel="noopener noreferrer" aria-label="Facebook" data-track-elem="link" data-track-ui="drawer" data-track-name="Facebook" data-track-trigger="external"></a> <a class="icon-twitter-bird" href="https://twitter.com/ally" target="_blank" rel="noopener noreferrer" aria-label="Twitter" data-track-elem="link" data-track-ui="drawer" data-track-name="Twitter" data-track-trigger="external"></a> <a class="icon-youtube" href="https://www.youtube.com/c/ally" target="_blank" rel="noopener noreferrer" aria-label="YouTube" data-track-elem="link" data-track-ui="drawer" data-track-name="YouTube" data-track-trigger="external"></a> <a class="icon-linked-in" href="https://www.linkedin.com/company/ally" target="_blank" rel="noopener noreferrer" aria-label="LinkedIn" data-track-elem="link" data-track-ui="drawer" data-track-name="LinkedIn" data-track-trigger="external"></a> <a class="allycon-social-instagram" href="https://www.instagram.com/ally/" target="_blank" rel="noopener noreferrer" aria-label="Instagram" data-track-elem="link" data-track-ui="drawer" data-track-name="Instagram" data-track-trigger="external"></a> </li> </ul> </li> </ul> </nav> </div> <!-- Community Hub Build --> <script src="/resources/builds/js/community-hub.build.js"></script> <!-- Facebook SDK --> <script> window.fbAsyncInit = function () { FB.init({ // app id administered by megan audette (marketing) // works for anything on ally.com appId: '567203060008080', xfbml: true, version: 'v2.6' }); }; (function (d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) { return; } js = d.createElement(s); js.id = id; js.src = "//connect.facebook.net/en_US/sdk.js"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk')); </script> <script src="/resources/pages/community-hub/js/bootstrap.article.js"></script> <script> $('body').on('click','button[data-id=submit-poll]',function(){ $(this).css('pointer-events','none'); }); function whenDTMAvailable(name, callback) { var interval = 10; // ms window.setTimeout(function() { if (window[name]) { callback(window[name]); } else { whenDTMAvailable(name, callback); } }, interval); } whenDTMAvailable("adobe", function(t) { var mBoxes = [].slice.call(document.querySelectorAll('[data-mboxid]')) if (mBoxes.length > -1) { mBoxes.forEach(function (elem) { var mboxId = elem.getAttribute('data-mboxid'); if (mboxId === 'ally_storefront_header_msg') { return; }; adobe.target.getOffer({ 'mbox': mboxId, 'success': function (offer) { adobe.target.applyOffer({ 'mbox': mboxId, 'selector': '#' + mboxId, 'offer': offer }); }, 'error': function (status, error) { console.error('Error getting offer', status, error); if (elem.classList.contains('mboxDefault')) { document.getElementById(mboxId).classList.remove('mboxDefault'); } } }); }); } }); </script> <script src="/resources/lib/js/allytm-stub.min.js"></script> <script src="https://cdn.lr-ingest.io/LogRocket.min.js" crossorigin="anonymous"></script> <script> var logrocketid = 'mvv2ld/aos-prod'; </script> <script src="/resources/storefront/global/base/js/logrocket.js"></script> <!-- DTM BODY --> <script type="text/javascript">if(typeof(_satellite) === "object"){_satellite.pageBottom();}</script> <!-- META VALUES --> <script type="text/javascript"> /* Used to update meta values dynamically when new categories are selected. blog meta json tbb */ var ally = ally || {}; ally.blog = ally.blog || {}; ally.blog.config = ally.blog.config || {}; ally.blog.config.categories = [{"category": "", "subCategory": "", "title": "Learn, Share & Discuss Relevant Financial Topics", "description": "Learn share & discuss a variety of financial topics in the Ally Do It Right community. From latest fintech news to timeless tips on finance basics.", "canonical": "/do-it-right/", "categoryCode": "", "subCategoryCode": ""},{"category": "Life", "subCategory": "", "title": "Career, Family & Retirement Articles", "description": "Learn share & discuss financial topics on careers, college, family, retirement, travel and weddings. Stay connected and join the conversation.", "canonical": "/do-it-right/life/", "categoryCode": "life", "subCategoryCode": ""},{"category": "Money", "subCategory": "", "title": "Budget, Credit & Savings Articles", "description": "Learn share and discuss financial topics on budgeting, credit, estate planning, financial basics savings and taxes. Stay connected and join the conversation.", "canonical": "/do-it-right/money/", "categoryCode": "money", "subCategoryCode": ""},{"category": "Car", "subCategory": "", "title": "Car Shopping & Car Care Articles", "description": "Learn, share and discuss financial topics on car shopping, smart driving and vehicle care. Stay connected and join the conversation.", "canonical": "/do-it-right/car/", "categoryCode": "car", "subCategoryCode": ""},{"category": "Home", "subCategory": "", "title": "Home Improvement & New Home Articles", "description": "Learn, share and discuss financial topics on new homes and home improvement. Stay connected and join the conversation.", "canonical": "/do-it-right/home/", "categoryCode": "home", "subCategoryCode": ""},{"category": "Bank", "subCategory": "", "title": "Banking Education Center | Learn About Savings, CDs & More", "description": "Learn, share and discuss the latest trends in saving accounts. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/", "categoryCode": "bank", "subCategoryCode": ""},{"category": "Invest", "subCategory": "", "title": "Investing Education Center | Learn How to Invest", "description": "Learn, share and discuss investing topics, including online trading, stocks, options, bonds, ETFs, mutual funds & more. Stay connected and join the conversation.", "canonical": "/do-it-right/investing/", "categoryCode": "invest", "subCategoryCode": ""},{"category": "Trends", "subCategory": "", "title": "Fintech & Financial News Articles", "description": "Learn, share and discuss topics on fintech and financial news. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/trends/", "categoryCode": "trends", "subCategoryCode": ""},{"category": "Life", "subCategory": "Career", "title": "Career & Finance Articles", "description": "Learn, share and discuss the latest trends in careers. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/career/", "categoryCode": "life", "subCategoryCode": "career"},{"category": "Life", "subCategory": "College", "title": "College & Finance Articles", "description": "Learn, share and discuss the latest trends in college and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/college/", "categoryCode": "life", "subCategoryCode": "college"},{"category": "Life", "subCategory": "Family", "title": "Family & Finance Articles", "description": "Learn, share and discuss the latest trends in family and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/family/", "categoryCode": "life", "subCategoryCode": "family"},{"category": "Life", "subCategory": "Retirement", "title": "Retirement & Finance Articles", "description": "Learn, share and discuss the latest trends in retirement. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/retirement/", "categoryCode": "life", "subCategoryCode": "retirement"},{"category": "Life", "subCategory": "Travel", "title": "Travel & Finance Articles", "description": "Learn, share and discuss the latest trends in travel. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/travel/", "categoryCode": "life", "subCategoryCode": "travel"},{"category": "Life", "subCategory": "Wedding", "title": "Wedding & Finance Articles", "description": "Learn, share and discuss the latest trends in weddings and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/life/wedding/", "categoryCode": "life", "subCategoryCode": "wedding"},{"category": "Money", "subCategory": "Budget", "title": "Budgeting Articles", "description": "Learn, share and discuss the latest trends in budgeting and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/budget/", "categoryCode": "money", "subCategoryCode": "budget"},{"category": "Money", "subCategory": "Credit", "title": "Credit & Finance Articles", "description": "Learn, share and discuss the latest trends in credit and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/credit/", "categoryCode": "money", "subCategoryCode": "credit"},{"category": "Money", "subCategory": "Estate Planning", "title": "Estate-Planning & Finance Articles", "description": "Learn, share and discuss the latest trends in estate-planning and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/estate-planning/", "categoryCode": "money", "subCategoryCode": "estate-planning"},{"category": "Money", "subCategory": "Finance Basics", "title": "Finance 101 Articles", "description": "Learn, share and discuss timeless advice on finance basics. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/finance-basics/", "categoryCode": "money", "subCategoryCode": "finance-basics"},{"category": "Money", "subCategory": "Saving", "title": "Savings & Finance Articles", "description": "Learn, share and discuss the latest trends in savings and finance. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/saving/", "categoryCode": "money", "subCategoryCode": "saving"},{"category": "Money", "subCategory": "Taxes", "title": "Tax & Finance Articles", "description": "Learn, share and discuss the latest trends in taxes and finance. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/money/taxes/", "categoryCode": "money", "subCategoryCode": "taxes"},{"category": "Car", "subCategory": "Car Shopping", "title": "Car Shopping Articles", "description": "Learn, share and discuss the latest trends in car shopping. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/car/car-shopping/", "categoryCode": "car", "subCategoryCode": "car-shopping"},{"category": "Car", "subCategory": "Smart Driving", "title": "Smart Driving Articles", "description": "Learn, share and discuss the latest trends in smart driving. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/car/smart-driving/", "categoryCode": "car", "subCategoryCode": "smart-driving"},{"category": "Car", "subCategory": "Vehicle Care", "title": "Car Care Articles", "description": "Learn, share and discuss the latest trends in vehicle care. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/car/vehicle-care/", "categoryCode": "car", "subCategoryCode": "vehicle-care"},{"category": "Home", "subCategory": "New Home", "title": "New Home & Finance Articles", "description": "Learn, share and discuss the latest trends in new home purchases and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/home/new-home/", "categoryCode": "home", "subCategoryCode": "new-home"},{"category": "Home", "subCategory": "Home Improvement", "title": "Home Improvement Articles", "description": "Learn, share and discuss the latest trends in home improvement and finances. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/home/home-improvement/", "categoryCode": "home", "subCategoryCode": "home-improvement"},{"category": "Bank", "subCategory": "CDs", "title": "CDs Articles | Learn About Certificates of Deposit", "description": "Learn, share and discuss the latest trends in CDs. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/cds/", "categoryCode": "bank", "subCategoryCode": "cds"},{"category": "Bank", "subCategory": "Savings Accounts", "title": "Savings Accounts Articles | Learn About Savings Accounts", "description": "Learn, share and discuss the latest trends in saving accounts. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/savings/", "categoryCode": "bank", "subCategoryCode": "savings-accounts"},{"category": "Bank", "subCategory": "Money Market", "title": "Money Market Articles | Learn About Money Market Accounts", "description": "Learn, share and discuss the latest trends in money market accounts. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/money-market/", "categoryCode": "bank", "subCategoryCode": "money-market"},{"category": "Bank", "subCategory": "Checking", "title": "Checking Accounts Articles | Learn About Checking Accounts", "description": "Learn, share and discuss the latest trends in checking accounts. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/checking/", "categoryCode": "bank", "subCategoryCode": "checking"},{"category": "Bank", "subCategory": "Online Banking", "title": "Online Banking Articles | Learn About Online Banking", "description": "Learn, share and discuss the latest trends in online banking. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/online-banking/", "categoryCode": "bank", "subCategoryCode": "online-banking"},{"category": "Bank", "subCategory": "IRA", "title": "IRA Articles | Learn About Individual Retirement Accounts", "description": "Learn, share and discuss the latest trends in CDs. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/banking/ira/", "categoryCode": "bank", "subCategoryCode": "ira"},{"category": "Invest", "subCategory": "Trading", "title": "Online Trading Education | Learn About Trading Online", "description": "Learn, share and discuss the latest trends in investing and online trading. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/trading/", "categoryCode": "invest", "subCategoryCode": "trading"},{"category": "Invest", "subCategory": "Stocks", "title": "Stocks Education | Learn About Trading Stocks", "description": "Learn, share and discuss the latest trends in trading stocks. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/stocks/", "categoryCode": "invest", "subCategoryCode": "stocks"},{"category": "Invest", "subCategory": "Bonds", "title": "Bonds Education | Learn About Bonds", "description": "Learn, share and discuss the latest trends in bonds. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/bonds/", "categoryCode": "invest", "subCategoryCode": "bonds"},{"category": "Invest", "subCategory": "Options", "title": "Options Education | Learn About Options", "description": "Learn, share and discuss the latest trends in investing in options. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/options/", "categoryCode": "invest", "subCategoryCode": "options"},{"category": "Invest", "subCategory": "Mutual Funds", "title": "Mutual Fund Education | Learn About Mutual Funds", "description": "Learn, share and discuss the latest trends in mutual funds. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/mutual-funds/", "categoryCode": "invest", "subCategoryCode": "mutual-funds"},{"category": "Invest", "subCategory": "ETFs", "title": "ETFs Resource Center: Learn About ETF Strategies", "description": "Learn, share, and discuss the latest trends in investing in ETFs. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/etfs/", "categoryCode": "invest", "subCategoryCode": "etfs"},{"category": "Invest", "subCategory": "Wealth", "title": "Wealth Building: Educational Articles & Resources", "description": "Learn, share and discuss the latest strategies in building wealth. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/wealth-building/", "categoryCode": "invest", "subCategoryCode": "wealth"},{"category": "Invest", "subCategory": "Live Stream", "title": "Live Stream | Learn About Live Stream", "description": "Learn, share and discuss the latest trends in fintech. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/investing/live-stream/", "categoryCode": "invest", "subCategoryCode": "live-stream"},{"category": "Trends", "subCategory": "Ally News", "title": "Ally News Articles", "description": "Learn, share and discuss the latest Ally news. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/trends/ally-news/", "categoryCode": "trends", "subCategoryCode": "ally-news"},{"category": "Trends", "subCategory": "Financial News", "title": "Financial News Articles", "description": "Learn, share and discuss the latest news in the financial industry. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/trends/financial-news/", "categoryCode": "trends", "subCategoryCode": "financial-news"},{"category": "Trends", "subCategory": "Technology", "title": "Fintech News Articles", "description": "Learn, share and discuss the latest news in fintech. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/trends/technology/", "categoryCode": "trends", "subCategoryCode": "technology"},{"category": "Trends", "subCategory": "Guest Voices", "title": "Guest Voices", "description": "Learn, share and discuss the latest news in fintech. Stay connected and join the conversation in the Do It Right online community.", "canonical": "/do-it-right/trends/guest-voices/", "categoryCode": "trends", "subCategoryCode": "guest-voices"}]; </script> <script type="text/javascript" src="/a6zeh/fI7ag/7O/9M2o/dlqt/L9D7zhL8r7/D04PC20/IQ5POANl/cjwB"></script></body> </html>