For checking, savings, or Certificate of Deposit (CD) accounts, log in, choose Profile and Settings, then Beneficiaries, then Add Beneficiary. You can only add a beneficiary to one account at a time, and there are no primary or contingent designations.
Select the Edit icon to update existing information, or the Remove icon to delete a beneficiary.
For Individual Retirement Account (IRA) plans, log in, select your plan, and select Beneficiaries. Each one is set at the plan level, and you must designate a primary beneficiary before secondary ones can be added.
If you are married, live in a community property state and would like to appoint a primary beneficiary other than or in addition to your spouse, you must submit a notarized Change of Beneficiary form that includes your spouse's signature. Before making any changes, however, you may wish to consult with a tax professional or the IRS for more information.
You can have up to 6 total beneficiaries (primary and contingent) for each IRA.
It's an account with a beneficiary or multiple beneficiaries designated by the account owner. Any funds left in the account are payable to the designated beneficiary when the account owner passes away.
If the payable-on-death beneficiary is a minor, charity or Trust, please call us at 1-877-247-2559. Our customer care team will provide you with specific instructions related to your situation.
Your primary beneficiaries are the people who will receive the funds in your account at your death. Contingent beneficiaries will receive these funds if all primary beneficiaries are deceased.
It depends on your situation. Review our checklist for more details on event types and documents you'll need.
Give us a call at 1-877-247-2559 to let us know about your situation.
If you need to transfer account ownership, you'll need to provide us with:
Copies of legal paperwork stating that the account owner has been deemed legally incompetent
Power of attorney document
When you’re ready, give us a call at 1-877-247-2559. We’re here 24/7.
If you’re a beneficiary, joint account owner or need to transfer account ownership, review our checklist for more information on the types of documents you’ll need.