Personal Auto Finance and Lease

Your dealership’s success is our mission.

Drive business and fuel satisfaction.

For your dealership

  • Prime and non-prime products to accommodate a range of customers

  • RouteOne® and Dealertrack® integration for easy application submission

  • Online access to dealer resources such as payoff quotes, a vehicle return tool, forms and calculators

  • Lease-end Opportunities to engage customers and pursue repeat business

  • The more business you do, the more Ally Dealer Rewards you can get

A smiling dealership employee sitting with a customer looking over information.
A dealership employee and customer shaking hands beside a parked car.

For your customers

  • Easy online account management

  • A mobile app that allows customers to schedule and cancel payments, anytime, anyplace

  • Convenient online statements that customers can view and print whenever needed

  • Auto Pay, an option that allows customers to set up an automatic withdrawal from their checking or savings account on a day they choose

Top financing solutions for your customers.

Give your customers the flexibility to drive off the lot with confidence. Our retail and lease financing options offer 24/7 online access, digital statements, and easy payment management.

Retail Finance

For customers who prefer complete ownership of the vehicle

  • Available for new vehicles, used vehicles up to 12 model years and 120,000 miles, and certified pre-owned vehicles up to 10 model years and 100,000 miles or less at inception

  • Traditional retail financing with competitive buy rates

  • Products for prime and non-prime credit

  • Used vehicle valuation based on either the SmartAuction® purchase price or book value, whichever is greater

  • All new and used vehicles are qualified makes and models

  • No mileage limits

  • Certified Pre-owned Vehicle (CPOV) Program allows valuation up to $1,000 above the guidebook value 

  • Customer chooses when and what to repair when it comes to maintenance and wear 

SmartLease®

For customers who want to drive a new vehicle more often

  • A range of lease options for nearly all popular makes and models 

  • Consumer-friendly return policy

  • Comprehensive lease training

  • Automatic GAP protection

  • Flexible mileage options

  • All vehicles listed in the Residual Lease Value Guide (RVLG) are qualified makes and models 

  • Straightforward excess wear guidelines

  • Single and monthly payment options available for lessees

FAQs

We have answers.

You can calculate lease payments with NetQuote.

To use NetQuote, log in to Dash and select it under Rates & Calculators.

Yes. We retail finance the purchase of used and certified pre-owned vehicles that are less than 10 model years old and have an odometer reading of 120,000 miles or less at inception.