Commercial Line of Credit

ExploreBusiness Auto Finance and Lease

An Ally Commercial Line of Credit is your business customer’s pre-approved credit line for vehicle purchases. Offering a commercial line of credit to your business customers is a smart way for them to build commercial fleets, and for you to keep your customers doing business with you.

Key features

  • Provides an additional source of funding designed for the purchase or leasing of business vehicles
  • Offers the flexibility to use the line of credit funding to finance or lease or do a combination of the two
  • May be used to purchase or lease passenger cars and light- and medium-duty trucks sold by affiliated dealers
  • Covers vehicle conversions/up-fits by an approved vehicle up-fitter


For customers

  • Preserves bank credit lines for other commercial business needs
  • Credit line is available for one year (as long as customers maintain eligibility and are in good standing). It may require submission of additional information periodically for continued access
  • Provides convenient billing and payment options such as Auto Pay, an automatic debit of the customer’s payment account – or consolidated billing statements for customers who do not use Auto Pay

For dealers

  • Provides your customers with additional source of funding for financing vehicles purchased from your dealership
  • Streamlines your dealership’s commercial vehicle delivery process
  • Helps improve customer retention
  • Provides additional sales opportunities for items such as:
    • Up-fits
    • Service
    • F&I Products

Training courses

From the Ally Performance Development Center:

  • Commercial Services Business Vehicle Certification

Access training to get started.

Quick tools and resources


Contact us

  • 1-877-602-3343
  • Mon – Fri, 9:00 am – 7:00 pm ET