Retail Finance and SmartLease®

Retail Finance and SmartLease®

versatile options for flexible needs.

Retail Finance and SmartLease®

versatile options for flexible needs.

Business customers face unpredictable challenges. We offer a variety of financing and leasing options with predictable costs to help them reach their goals – and to help you grow sales and increase customer retention.

Business customers face unpredictable challenges. We offer a variety of financing and leasing options with predictable costs to help them reach their goals – and to help you grow sales and increase customer retention.

Contact Us

Contact Us

1-877-602-3343
Mon – Fri, 9 am – 7 pm ET
csghelpdesk@ally.com

Contact Us

Contact Us

1-877-602-3343
Mon – Fri, 9 am – 7 pm ET
csghelpdesk@ally.com

Retail Finance

Retail Finance

Key Features:

•   Traditional retail financing with competitive buy rates and flexible terms

•   For new and used vehicles or certified pre-owned vehicles (CPOV) with up to 10 model years/120,000 miles at inception

•   Products for prime and non-prime credit

•   Financing for aftermarket products

•   Standard rate options and supported rates for select original equipment manufacturer (OEM) programs

•   Used vehicle valuation based on either the SmartAuction® purchase price or book value, whichever is greater    

•   A CPOV Program that allows valuation up to $1,000 above the guidebook value    

•   Terms up to 75 months   

SmartLease®

SmartLease®

Key Features:

•   A closed-end commercial lease that works like a personal lease with customers returning their vehicles at lease-end − available for select makes and models

•   Flexible options with lease terms that range from 12 − 60 months and annual mileage options that range from 10,000 − 15,000

•   Supported lease terms for select OEM programs in addition to our standard lease terms

•   SmartLease terms that end before the new vehicle limited warranty ends, so the manufacturer typically pays for major covered repairs during the lease term

FAQs 

We have answers. 

We offer financing for new and used vehicles for business applicants who qualify.

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Bank 1-877-247-2559

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