Online banking has become more of a necessity than a novelty. While some people continue to conduct transactions at their local bank branch office, most have gotten used to the flexibility of online banking services that allow them to pay bills, transfer funds and more at their own convenience.

Online banks. While traditional banks tend to have online banking capabilities, there are advantages to using a bank created specifically for online services. An online bank's costs are substantially lower than the brick-and-mortar model, and these savings can be passed on to the customer in the form of great rates. Look for an online bank with a user-friendly website, excellent customer service and a variety of bank products in addition to competitive rates.

Mobile banking. Mobile banking adds to the convenience of banking online by allowing you to manage your funds with your smartphone or tablet. More banks are improving their mobile platforms with apps, remote deposit capability and more.

The Ally Bank advantage. At Ally Bank, you get simple, time-saving money management with our easy-to-use website and award-winning customer service. You can open and fund any Ally Bank account with any amount and we don’t charge monthly maintenance fees. You can access and manage your funds securely via text, browser, or app. You also can use any Allpoint no-fee ATM—plus receive up to $10 reimbursement for fees charged at other ATMs nationwide each statement cycle.

Learn more at Allybank.com or call live, 24/7 customer care at 877-247-ALLY (2559) today.

Ally Bank, Member FDIC

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