Ally Bank Accounts and Rates
Spending
Annual Percentage Yield (APY)
Use any Allpoint® or MoneyPass® ATM in the U.S. for free, plus reimbursements of up to $10 per statement cycle for fees charged at other ATMs nationwide
Rate is variable and may change after the account is opened
Unlimited deposits
Fees may reduce earnings
No minimum opening deposit
Savings
Annual Percentage Yield (APY)
Limit of 10 withdrawals per statement cycle About the transaction limit
Rate is variable and may change after the account is opened
Unlimited deposits
Fees may reduce earnings
No minimum opening deposit
High Yield CD
AVAILABLE TERMS
No minimum deposit to open or earn APY
Early withdrawal penalty will apply
APY is fixed for the term of the CD but subject to change upon renewal
Annual Percentage Yields (APYs) displayed are accurate as of .
Spending
Annual Percentage Yield (APY)
Use any Allpoint® or MoneyPass® ATM in the U.S. for free, plus reimbursements of up to $10 per statement cycle for fees charged at other ATMs nationwide
Rate is variable and may change after the account is opened
Unlimited deposits
Fees may reduce earnings
No minimum opening deposit
Annual Percentage Yields (APYs) displayed are accurate as of .
Savings
Annual Percentage Yield (APY)
Limit of 10 withdrawals per statement cycle About the transaction limit
Rate is variable and may change after the account is opened
Unlimited deposits
Fees may reduce earnings
No minimum opening deposit
Annual Percentage Yields (APYs) displayed are accurate as of .
High Yield CD
AVAILABLE TERMS
No minimum deposit to open or earn APY
Early withdrawal penalty will apply
APY is fixed for the term of the CD but subject to change upon renewal
Raise Your Rate CD
AVAILABLE TERMS
No minimum deposit to open or earn APY
Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
Early withdrawal penalty will apply
APY is fixed for the term of the CD but subject to change upon renewal
No Penalty CD
Annual Percentage Yield (APY)
No minimum deposit to open or earn APY
You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties
APY is fixed for the term of the CD but subject to change upon renewal
Annual Percentage Yields (APYs) displayed are accurate as of .
Money Market
Annual Percentage Yield (APY)
Unlimited deposits and ATM withdrawals, plus 10 withdrawals per statement cycle. About the transaction limit
Rate is variable and may change after the account is opened
Fees may reduce earnings
Interest compounded daily
No monthly maintenance fees or minimum opening deposit
Annual Percentage Yields (APYs) displayed are accurate as of .
IRA High Yield CD
AVAILABLE TERMS
Available as Roth, SEP or Traditional IRA
Your deposits are insured by the FDIC up to the maximum allowed by law
Early withdrawal penalty may apply
APY is fixed for the term of the CD but subject to change upon renewal
No minimum deposit to open or earn APY
IRA Raise Your Rate CD
AVAILABLE TERMS
Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
Available as Roth, SEP or Traditional IRA
Your deposits are insured by the FDIC up to the maximum allowed by law
Early withdrawal penalty may apply
APY is fixed for the term of the CD but subject to change upon renewal
No minimum deposit to open or earn APY
IRA Savings
Annual Percentage Yield (APY)
Ten withdrawals limited per statement cycle; About the transaction limit
Available as Roth, SEP or Traditional IRA
Rate is variable and may change after the account is opened
Your deposits are insured by the FDIC up to the maximum allowed by law
Fees may reduce earnings
Annual Percentage Yields (APYs) displayed are accurate as of .
For IRAs, an additional IRS tax may also apply; please consult your tax professional.