Ally Bank:
  • 1-877-247-2559
  • Open 24/7

Ally Bank Accounts and Rates

  • No account minimums

  • No monthly maintenance fees

  • Competitive Rates

Annual Percentage Yields (APYs) displayed are accurate as of .

  • No account minimums

  • No monthly maintenance fees

  • Competitive rates

  • No account minimums

  • No monthly maintenance fees

  • Competitive rates

Annual Percentage Yields (APYs) displayed are accurate as of .

CD Products

Open any Ally Bank CD and enjoy the benefits of:

 

High Yield CD

Best for: Earning a higher interest rate when you lock in your funds for a longer term.

  • No minimum deposit required
  • Maximum savings with a fixed rate
  • Early withdrawal penalty will apply

Raise Your Rate CD

Best for: Earning interest with the flexibility to raise your CD rate. If our CD rate goes up, yours can too.

  • No minimum deposit required
  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
  • Early withdrawal penalty will apply

No Penalty CD

Best for: An established fund you may need to access soon after opening.

  • No minimum deposit required
  • You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties

Savings Accounts

The best part of an Ally Online Savings Account is its tools that help you save better and faster.

  • Organize using buckets.

    Dedicate parts of your savings to whatever you want (or want to do). No multiple bank accounts or hard math required.

  • Optimize with boosters.

    Surprise Savings and recurring transfers help accelerate your savings, putting part of your strategy on autopilot.

  • Organize using buckets.

    Dedicate parts of your savings to whatever you want (or want to do). No multiple bank accounts or hard math required.

  • Optimize with boosters.

    Surprise Savings and recurring transfers help accelerate your savings, putting part of your strategy on autopilot.

Online Savings

Best for: Earning interest at a variable rate with the ability to access your money at any time.

  • Six withdrawals limit per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings

Checking and Money Market

Open any Ally Checking or Money Market account and enjoy the benefits of:

 

  • Interest compounded daily
  • No monthly maintenance fees or minimum opening deposit

Interest Checking

Best for: Unlimited deposits and withdrawals as well as access to bill pay and Zelle®, checks, and debit cards.

  • Use any Allpoint® ATM in the U.S. for free, plus reimbursements of up to $10 per statement cycle for fees charged at other ATMs nationwide
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings

Money Market

Best for: Unlimited deposits as well as access to Zelle®, checks, and debit cards. Limited withdrawals.

  • Debit card and check access
  • Unlimited deposits and ATM withdrawals + 6 additional withdrawals per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings

IRA accounts

Roth, SEP, or Traditional IRA options are available for all IRA products.

IRA High Yield CD

Best for: Maximum savings at a fixed rate when you lock in funds for the term length.

  • Maximum savings with a fixed rate
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Early withdrawal penalty will apply

IRA Raise Your Rate CD

Best for: Retirement savings with the ability to raise your CD rate.

  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Early withdrawal penalty will apply

IRA Online Savings

Best for: Building your IRA over time with unlimited deposits up to your annual contribution limits.

  • Six withdrawals limit per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Fees may reduce earnings

 

Looking for Other Retirement Options?

 

See what Ally Invest has to offer.

Not Sure Where to Start? Let us help you find the right place for your money.

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Bank 1-877-247-2559

Invest 1-855-880-2559