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Ally Bank:
  • 1-877-247-2559
  • Open 24/7

better banking starts here.

 It’s not about finding a place for your money, it’s about finding the right place for your money.

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Don’t just store your money. Grow it.

We offer some of the most competitive rates around, and with interest compounded daily, your money grows even faster.

Now that’s banking in your best interest. 

Featured CDs Savings Checking Money Market IRAs

Featured Bank Products

High Yield CD

Best for: Earning a higher interest rate when you lock in your funds for a longer term.

  • No minimum deposit required
  • Maximum savings with a fixed rate
  • Early withdrawal penalty will apply
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Online Savings

Best for: Earning interest at a variable rate with the ability to access your money at any time.

  • Six withdrawals limit per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings
  • Use buckets to organize your money and visualize what you’re saving for
  • Set up boosters to optimize and maximize your savings
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IRA Online Savings

Best for: Building your IRA over time with unlimited deposits up to your annual contribution limits.

  • Six withdrawals limit per statement cycle. See why
  • Available as Roth, SEP or Traditional IRA
  • Rate is variable and may change after the account is opened
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Fees may reduce earnings
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CD Products

High Yield CD

Best for: Earning a higher interest rate when you lock in your funds for a longer term.

  • No minimum deposit required
  • Maximum savings with a fixed rate
  • Early withdrawal penalty will apply
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Raise Your Rate CD

Best for: Earning interest with the flexibility to raise your CD rate. If our CD rate goes up, yours can too.

  • No minimum deposit required
  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
  • Early withdrawal penalty will apply
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No Penalty CD

Best for: An established fund you may need to access soon after opening.

  • No minimum deposit required
  • You can withdraw all your money any time after the first six days following the date you funded the account, and keep the interest earned with no penalties. 
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Savings Products

Online Savings

Best for: Earning interest at a variable rate with the ability to access your money at any time.

  • Six withdrawals limit per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings
  • Use buckets to organize your money and visualize what you’re saving for
  • Set up boosters to optimize and maximize your savings
Open Account

View Details

Checking Products

Interest Checking

Best for: Unlimited deposits and withdrawals as well as access to bill pay and Zelle®, checks and debit cards.

  • Use any Allpoint® ATM in the U.S. for free, plus reimbursements of up to $10 per statement cycle for fees charged at other ATMs nationwide
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings
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Money Market Products

Money Market

Best for: Unlimited deposits as well as access to Zelle®, checks and debit cards. Limited withdrawals.

  • Debit card and check access
  • Unlimited deposits and ATM withdrawals + 6 additional withdrawals per statement cycle. See why
  • Rate is variable and may change after the account is opened
  • Fees may reduce earnings
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IRA Accounts

IRA High Yield CD

Best for: Maximum savings at a fixed rate when you lock in funds for the term length.

  • Maximum savings with a fixed rate
  • Available as Roth, SEP or Traditional IRA
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Early withdrawal penalty will apply
Open Account

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IRA Raise Your Rate CD

Best for: Retirement savings with the ability to raise your CD rate.

  • Start with a great rate, plus have the opportunity to increase your rate once over the 2-year term or twice over the 4-year term, if our rate for your term and balance tier goes up
  • Available as Roth, SEP or Traditional IRA
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Early withdrawal penalty will apply
Open Account

View Details

IRA Online Savings

Best for: Building your IRA over time with unlimited deposits up to your annual contribution limits.

  • Six withdrawals limit per statement cycle. See why
  • Available as Roth, SEP or Traditional IRA
  • Rate is variable and may change after the account is opened
  • Your deposits are insured by the FDIC up to the maximum allowed by law
  • Fees may reduce earnings
Open Account

View Details

Annual Percentage Yields (APYs) displayed are accurate as of .

For IRAs, an additional IRS tax may also apply; please consult your tax professional.

You really can have it all.

Get great rates and an award-winning online banking experience.

Banking tools for the digital age.

Bank anywhere, anytime, on any device with the Ally Mobile app. With Ally Skill™ for Amazon Alexa, check your balance or move money with your voice.

Explore how to bank with us

24/7 support.

We’re here when you need us. Call, chat, or email us any time. A real person is always available to help, day or night.

No sneaky fees or minimums for account opening.

When you bank with us, don’t expect any monthly maintenance fees or minimum balance requirements for account opening.

Experience better banking for yourself.

It only takes a 5 minutes to open an account.

1. Find the right account for you.

Tell us a little bit about your financial goals and we’ll recommend the best account options.

2. Open the account online.

Simply answer a few questions and we’ll get you set up with your new account.

3. Enjoy our award-winning experience.

Get online access right away and start exploring all we have to offer. It’s time to reach those goals.

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Awards and Accolades

We're not in it for the awards.

But we're pretty flattered.

Named best banks of 2020 by Kiplinger’s
Named best banks of 2021 by go banking rates
Named best high-yield savings account of 2020 by money favorites
2020 Money Magazine Best Banks

We're not in it for the awards.

But we're pretty flattered.

Named best banks of 2020 by Kiplinger’s
Named best banks of 2021 by go banking rates
Named best high-yield savings account of 2020 by money favorites
2020 Money Magazine Best Banks

The reviews are in.

People like it here. We think you will, too.

Average Rating

FAQs

We have answers.

No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account.

  • Remote check deposit with Ally eCheck Deposit℠
  • Online transfers and direct deposit
  • Wire transfers and mail
Still have questions? Visit our Help Center.

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About the Transaction Limit

Federal law permits limiting certain types of withdrawals and transfers from savings and money market accounts to a combined total of 6 per statement cycle. These limited transactions include things like Online and Mobile Banking transfers from your account to any of your accounts with us, or to a third party and, if checks and debit cards are allowed on the account, check and point-of-sale transactions.

 

There’s a $10 excessive transaction fee for each transaction that exceeds this limit. However, we’re temporarily refunding this fee to help those of you impacted by COVID-19.

 

Some transactions are unlimited. For example, you can make as many deposits as you like, and you can call us any time to request a check made out to you. With a Money Market Account, you can make unlimited ATM withdrawals.