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Maximize your earnings. Period.
It's time to step up your savings game.
Get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee and grow your money with interest compounded daily.
We’re currently giving a 0.05% Loyalty Reward when you renew your CD to any CD with us. Check back 30 days before your CD matures to see what the reward is at that time.
We make it easy to manage your CD online. When it’s time to renew, don’t do a thing and we’ll renew it automatically. Plus, we don’t charge any monthly maintenance fees.
Features offered with every Ally bank CD.
Digital banking tools.
It’s easy to bank anytime, anywhere with the Ally Mobile app.
Your money, FDIC-insured.
Deposits are insured by the FDIC up to the maximum allowed by law.
No monthly maintenance fees.
Don’t expect any sneaky monthly maintenance fees with us.
Open in the name of a trust.
Offer flexibility and security for the ones you care about most.
Get more for your money.
Compare the cost of banking somewhere else.
What you should know.
Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XXXX. The APYs for other banks are provided by mybanktracker.com and are accurate as of XX/XX/XXXX. The APYs in this table are for the state of California.
No hidden fees, no surprises.
You shouldn’t be nickel and dimed for using your own money.
We don’t charge any maintenance fees for your Ally Bank CD.
When your CD matures, you can withdraw your money at no charge during a 10-day grace period.
Early withdrawals
Withdrawals before the maturity date are subject to penalties. Partial withdrawals aren’t allowed. Are there exceptions?
Early withdrawal penalties will depend on your CD term.
-
24 months or less
60 days of interest
-
25 months – 36 months
90 days of interest
-
37 months – 48 months
120 days of interest
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49 months or longer
150 days of interest
Bank better, starting now.
It only takes a few minutes to open an account.
We'll need some personal details like your address, contact information and social security number.
There’s no minimum amount to open an account, but the faster you fund, the sooner you’ll earn interest.
Get online access right away and explore everything we offer as well as other ways we can help you reach your goals.
Build a better financial future.
Whether you’re just starting out or nearing retirement, we’ve got resources and tools to help you at any life stage.
The reviews are in.
People like it here. We think you will, too.
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FAQs
We have answers.
You can submit a transfer request up to one year before your CD matures or during your 10-day grace period in online banking. Log in and choose Manage CDs. Select Make Changes to choose Withdraw partial amount under Transfer Funds.
If you schedule a transfer prior to maturity, we'll usually initiate that transfer on your maturity date. You can transfer funds to another Ally account, a verified account you have at another institution or we can send you a check.
Still have questions? Visit our Help Center.