Wholesale Inventory Financing

Create the right game plan for your floorplan.

We can help your dealership succeed with attractive terms and flexible credit lines for financing your most prized asset – your vehicle inventory.

New vehicle floorplanning

We offer competitive financing for qualified dealers. Finance your dealership inventory, including demo vehicles, auction purchases, shop rentals, daily rentals and more.

Used vehicle floorplanning

Receive a flexible credit line that you can use to buy used vehicle inventory. Directly floorplan your SmartCash® purchases.

Benefits

Ally Dealer Rewards

Provides cash incentives to eligible wholesale dealers.

Inventory Insurance

Offers competitive rates, aggregate weather deductibles and industry-leading claims service.

SmartCash®

Our internet-based settlement system, which is available through Ally Dash, nets mutual financial obligations daily for efficient, electronic payments.

FAQs

We have answers.

Yes. Eligible dealers can floor trade ins, vehicles purchased via SmartAuction and physical auctions and vehicles from other approved sources.

If approved, dealers can also buy and sell their vehicles on SmartAuction, explore Ally Insurance and its wide range of products and get access to specialized financing options like Real Estate and Working Capital Loans.

We also offer:

  • Ally Rental Plan

  • Ally Shop Rental

  • Lease Finance Plan

Here are a few of the many ways we can help your business:

  • SmartCash allows you to send and receive ACH transactions, manage your inventory, facilitate authorized dealer trades and search inventory details

  • Ally Dash helps you securely access your billing statements in multi-formats

  • Upon approval, Credit Account Plans can help offset your floorplan expenses with excess capital and are designed to meet your cash control needs

  • Floorplan insurance with competitive rates, combined weather deductibles, and an industry-leading claims service.

  • Used-vehicle floorplanning so you can finance used-vehicle inventory and floorplan your SmartAuction purchases