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Wholesale Floorplanning FAQs

  • What dealership vehicles are covered under the Ally Floorplan Financing Program?

    Our floorplan financing program for new and used vehicles covers:

    • Demos
    • Auction purchases
    • Shop rentals
    • Daily rentals
  • What are a few of the benefits of Ally Wholesale Floorplanning?

    The benefits available to you when you wholesale floorplan with Ally include:

    • Online administration - a secure feature that enhances your internal inventory controls
    • SmartCash® - our electronic transaction capability that nets mutual obligations for efficient, electronic payments
    • Floorplan insurance - competitive rates, aggregate weather deductibles, and industry-leading claims service
    • Used-vehicle floorplanning - finance used-vehicle inventory and directly floorplan your SmartAuction® purchases

Related FAQs

Ally Wholesale Floorplan Insurance   View All

  • How do I get a quote for Ally Wholesale Floorplan Insurance program coverage?

    Simply call 1-800-729-4622 (option #4), Mon-Fri, 8 am - 7 pm ET, or contact your dealership insurance specialist, your insurance account executive, or your Ally representative.

    To get the best rates possible, you will need to provide us with loss information covering the last three years. This must be on the business stationery of the company providing your coverage.

  • How are rates and prices determined under the Ally Wholesale Floorplan Insurance program?

    Your specific rates and premiums are based on the individual characteristics of your dealership. This includes past loss experience, location, deductible choices, and limits.

  • What vehicles are eligible for inclusion in the Ally Wholesale Floorplan Insurance program?

    Only those vehicles with which we have a wholesale security interest are eligible.

  • Are my dealer trades covered under the wholesale floorplan insurance program?

    It depends on the dealer providing the trade. If the trade is with a dealer whose vehicles are floorplanned through us, the vehicle can be transferred at the dealership before the trip home. In this case, the vehicle is covered by us as long as we have collision coverage. The vehicle is not covered for comprehensive loss however.

  • What happens if the vehicle is not floorplanned by Ally?

    If the trade is made with a dealer who does not floorplan with us, the vehicle is handled like a trade-in; it is not covered until the dealer sends completed paperwork to us. In this case, the vehicle is assumed to be covered by the garage carrier.