Maximize your earnings. Period.
- No minimum deposit to open
- No monthly maintenance fees
- Get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee
- Daily compound interest for maximum earnings
- View your account on the go with Mobile Banking
- FDIC insured to the maximum allowed by law. Maximize your coverage
- Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty.
- Ally's High Yield CD rates are accurate as of 11/12/2013. See rates
- Explore opening this account for a Trust. Learn more
Step up your savings
Learn how to combine long term earnings with more frequent access to a portion of your money using our CD Ladder tool.
The Ally difference
When you fund within ten days of opening your account, including the open date, you will get the highest rate we offer for your CD term during that time. That's the Ally Ten Day Best Rate Guarantee.
We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.
We don't require a minimum deposit to open your account. Most banks do. Always be sure to check their fine print before choosing the right product for you.