Maximized earnings. Maximized flexibility.
- No minimum deposit to open
- Get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee
- Daily compounded interest for maximum earnings
- View your account on the go with Mobile Banking
- FDIC insured to the maximum allowed by law. Maximize your coverage
- Automatic renewal at maturity
- Want a no penalty early withdrawal? We'll hand over your full balance and interest any time after the first 6 days of funding your CD
- Ally's No Penalty CD rate is accurate as of 11/12/2013. See rates
- Explore opening this account for a Trust. Learn more
The Ally difference
You don't have to jump through hoops for an early withdrawal. Some banks require advance written notice and make you deposit withdrawal funds into another one of their accounts. We don't.
With our Ally Ten Day Best Rate Guarantee, you get the option of a higher rate. Most banks offer only one—the one you get the day you fund.
We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.
We don't require a minimum deposit to open your account. Most banks do. Always be sure to check their fine print before choosing the right product for you.