Finally, an interest(ing) checking account online.
Pay bills, make deposits, and access money when you need it. You'll earn a great rate on any amount in your Interest Checking. And, if you keep your balance at or above $15,000 you'll earn even more with a better rate.
Access your money anywhere
Use any ATM you want nationwide—no fees
You can get money from any ATM in the U.S. We won't charge you. And if other banks charge you, we'll reimburse the ATM fees at the end of each statement cycle.
Save time—get cash back when you shop
Many stores give you a free "cash back" option when you pay with your debit card. This gives you thousands of places to access your cash. You'll save time and money too.
Free debit card and checks
Use your debit card to make purchases and get cash. If you need to write checks, we don't have limits on the number you write. Plus, you get Ally standard checks for free with your Interest Checking account.
Access your accounts on the go with Mobile Banking
Ally's Mobile Banking service is an easy way to keep up with your bank accounts on the go. With the Ally Mobile Banking app, you can make deposits, transfer funds, pay your bills, locate ATMs, and view transaction history—all from your mobile device. Download our app for your iPhone® or Android™, or you can use our Mobile Banking website m.allybank.com.
Manage your money online
Pay bills anytime, anywhere
With Bill Pay for Online and Mobile Banking, you can pay your bills directly from your Interest Checking Account, make next-day electronic payments, and view, edit, and cancel scheduled payments.
Make deposits
It's simple to make deposits to your Interest Checking account. Submit your check for deposit from your computer or mobile device, using Ally eCheck DepositSM. Transfer money online between Ally accounts and non-Ally accounts without a fee. Wire transfers and mail are great options too. We even provide postage paid envelopes. Use the direct deposit form to set up your paycheck or Social Security deposits. Download form
Balance alerts
Be the first to know. Set up balance alerts for your Interest Checking account online and we'll notify you when your cash goes above or below your target balance.
Transfer money
Use your computer or mobile device to move funds within your Ally accounts, or between your Ally and non-Ally accounts.
Online statements
An easy and environmentally friendly way to organize your money. You make a statement by going green.
Overdraft transfer service
Link an Ally Online Savings or Money Market account to your Interest Checking account. If you exceed your checking balance, we'll automatically transfer available funds in increments of $100 from your savings account to cover the transaction(s)—at no charge to you. Other banks may charge you for this Overdraft Transfer Service. Please note, these transfers will count toward any transaction limits for your savings or money market account.
We're a branch-free bank
Banking directly with us—by phone, chat, computer, or mobile device—enables us to keep our cost of doing business low and our interest higher than traditional banks. We want your money to work for you. So we constantly look for different ways you can save. And we're FDIC-insured, so your money is safe with us.
Learn more about Banking with Ally
With Interest Checking, you'll automatically receive Ally Perks®. We deposit money back into your account when you use your Ally Checking Debit Card to make qualifying purchases. Ally Perks costs you nothing, and there are no receipts to mail or points to track.
Customer Service—24/7, 365.
You can call us at 1-877-247-ALLY (2559), chat with us online or email us anytime you like. You'll get to talk to an experienced person about Ally accounts and services when it is convenient for you. We'll spell out exactly what you get with Ally.

