Help Center

Both accounts give you easy access to your money and a competitive interest rate on your balance.

Money Market Account
Federal law permits limiting the number withdrawals and transfers you can make from this account to just six per monthly statement cycle. ATM withdrawals are unlimited.

While you will receive checks and a debit card for those transactions, you won't have access to the free online bill pay service that comes with an Interest Checking Account. Remember, deposits are always unlimited and don't count towards your six transaction limit.

Interest Checking Account
There's no limit on the number of transactions you can make.

You'll also get the convenience of our online bill pay service for free. And as your checking balance grows, you could earn a higher interest rate.

There are several ways to add money to your account:

• Transfer money online between Ally Bank accounts and accounts you have at other institutions
• Deposit a check with Ally eCheck Deposit^SM
• Use direct deposit to set up your paycheck or Social Security deposits. Download form
• Wire transfer
• Checks sent by U.S. mail (Please don't send cash)

An ATM cannot be used to deposit checks or cash into your Interest Checking Account.

You can access your account, make payments or move your money from your computer or mobile device.

You can also:

• Use a debit card or checks for purchases and payments
• Make payments using free online Bill Pay
• Get cash back when you shop with your debit card
• Get cash from an ATM (To find a nearby ATM, use the Ally ATM & Cash Locator)
• Transfer money between your Ally accounts
• Transfer money from your Ally accounts to accounts you have at other institutions 
• Submit a wire transfer request online
• Call us to get a cashier's check

Yes. Ally's free online bill pay is included with your Interest Checking Account— no additional enrollment is required. Once your new account is opened, you can take advantage of this secure, easy and environmentally-friendly way to pay bills.

All you'll need is your name, contact information, and social security number. If you're opening a joint account, you need that information for each account owner. If you already have an account with us, we'll ask for your online username and password, so we can securely identify you and pre-fill most of the application for you. Call us at 1-877-247-2559 if you need these or to open your account by phone.

Your account balance at the end of the day determines the rate we use to calculate your interest earned for that day. The interest you earn each day is then totaled and paid to you at the end of your monthly statement period. To see how your checking account balance can influence how much interest you earn, go to Interest Checking Rates, enter your average balance, then select Calculate.