Banking with Ally

It's always good to have options.

Sign up for an Ally Bank account with no minimum opening deposit, and when you’re ready to start earning great rates, funding your account is easy.

Deposit checks remotely with Ally eCheck Deposit℠

Whether you're at home or on the road, you can deposit checks safely and securely at any time.

Use Our Mobile Banking App

On Your Mobile Device

See how

Use Our Online Banking

On Your Computer

See how

Here's what you'll need:

  • Mobile device (iPhone®, Android™
    or Windows® Phone) with camera
  • The Ally Mobile Banking App
  • Endorsed check

Here's what you'll do:

  • Launch the app and tap Make a Deposit
  • Take a picture of your check (front and back)
  • Review images and submit

That's it!

To start using Ally eCheck Deposit℠ on your mobile device, download the Ally Mobile Banking app for iPhone® , Android™ or Windows® Phone.

You can also use Ally eCheck Deposit from your computer. Learn how.

Here's what you'll need:

  • Your computer
  • Ally Online Banking
  • Front and back images of your
    endorsed check

Here's what you'll do:

  • Enter deposit details
  • Upload Check Images
  • Confirm Deposit

That's it!

You're ready to start using Ally eCheck Deposit. 
Just log in to Ally Online Banking

Online Transfers and Direct Deposit

You can transfer funds at any time using your computer or mobile device.

  • Move funds between your Ally Bank accounts for free
  • Make free online transfers between your Ally Bank and non-Ally Bank accounts
  • Use the direct deposit form to set up your paycheck or Social Security deposits
    Download form

Wire Transfers and Mail

  • Use a wire transfer – we won’t charge you to wire funds in, but check with your other bank for any fees they may charge to wire funds out
  • Send a check using free postage-paid envelopes available through online banking

Already have an Ally Bank account?

  • Set up your online banking username and password. Just call us 24/7 at 1-877-247-ALLY (2559)
  • Once you have your username and password, download our mobile banking app for your:

Ready to start banking with us?

Check out our savings, CDs and checking accounts.

Frequently asked questions

  • How many deposits can I make each month?

    Make as many deposits as you want into these accounts:

    • Money Market
    • Online Savings
    • Interest Checking

    You can make an initial funding deposit into a CD, but you can't add more money until maturity. You can add additional funds at maturity and during the grace period.

    Note: You may deposit up to $50,000 per day or $250,000 every 30 days using Ally eCheck Deposit℠.

  • Can I deposit cash?

    No. We don't accept cash deposits. However, there are several ways you can make a deposit into your account.

    • Remote check deposit with Ally eCheck Deposit℠
    • Online transfers and direct deposit
    • Wire transfers and mail
  • Which Ally accounts can I use with Ally eCheck Deposit℠?

    You can make deposits into your:

    • Ally Interest Checking Account
    • Ally Online Savings Account
    • Ally Money Market Account
    • Ally CD, if you haven't funded it yet (please check our daily deposit limits in the Ally Deposit Agreement)
  • When will my Ally eCheck Deposit℠ be available?

    Ally eCheck Deposits made online before 4 pm ET Monday through Friday will post that evening, and you'll see it on the next business day. For example, if you deposit a check at 3:30 pm ET on Thursday, you'll see it in your account on Friday (provided it is a business day and not a holiday).

    Ally eCheck Deposits made online after 4 pm ET Monday through Friday will post the evening of the next business day, and you'll see it on the 2nd business day. For example, if you deposit a check at 4:30 pm ET on Thursday, you'll see it in your account on Monday (provided it is a business day and not a holiday).

    Checks over $5,000 are subject to the following availability schedule:

    • The first $200 will be available the next business day
    • $4,800 will be available the 2nd business day
    • Amounts over $5,000 may not be available until the 5th business day

    We may hold funds up to 5 business days if you have repeated overdrafts, returned items or you have overdrawn your account in the last 6 months.

    Please see our funds availability schedule in the Ally eCheck Deposit section of the Ally Deposit Agreement (PDF) for more details.

  • How long do online transfers take?

    Between Ally Bank accounts: Transfers between your Ally Bank accounts take place immediately.

    Between Ally Bank and non-Ally Bank accounts: Transfers from an Ally Bank account to a non-Ally Bank account usually take 3 business days.

    To see how long your transfer will take to show up in your bank account, view our ACH Transfers Tutorial.

It's so easy to get on line and transfer funds.
Mary N via Ally Customer Satisfaction Survey

24/7 Customer Service

You can call us at 1-877-247-ALLY (2559), chat with us online or email us anytime you like.