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Unfreeze your rate. The Ally Raise Your Rate CD. Click to open account.
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Ally Annual Percentage Yields (APYs) accurate as of 6/10/2013

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0.94 % Fixed APY 12 months

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1.04 % Variable APY 2 years One interest rate increase 1.30 % Variable APY 4 years Two interest rate increases 0.86 % Fixed APY 11 months 0.84 % Variable APY 0.84 % Variable APY
Term APY
3 months 0.29%
6 months 0.61%
9 months 0.65%
12 months 0.94%
18 months 0.94%
3 years 1.19%
5 years 1.50%

APYs as of 6/10/2013.

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Company APY
Ally 0.94%
Capital One 360 0.40%
Bank of America 0.09%
Chase 0.05%
Wells Fargo 0.05%
HSBC Bank USA 0.01%

Competitor APYs accurate as of 6/17/2013, provided by mybanktracker.com.

How we get our rates

We're showing you APYs from California as of 6/17/2013 from mybanktracker.com

View APYs Outside California

Company APY
Ally 1.04%
Capital One 360 0.40%
Bank of America 0.20%
Chase 0.15%
HSBC Bank USA 0.05%

Competitor APYs accurate as of 6/17/2013, provided by mybanktracker.com.

How we get our rates

We're showing you APYs from California as of 6/17/2013 from mybanktracker.com

View APYs Outside California

Company Term APY
Ally 11 months 0.86%
Bank of America 9 months 0.15%

Competitor APYs accurate as of 6/17/2013, provided by mybanktracker.com.

How we get our rates

We're showing you APYs from California as of 6/17/2013 from mybanktracker.com

View APYs Outside California

Company APY
Ally 0.84%
Capital One 360 0.75%
HSBC Bank USA 0.10%
Bank of America 0.01%
Chase 0.01%
Wells Fargo 0.01%

Competitor APYs accurate as of 6/17/2013, provided by mybanktracker.com.

How we get our rates

We're showing you APYs from California as of 6/17/2013 from mybanktracker.com

View APYs Outside California

Company APY
Ally 0.84%
Bank of America 0.04%
Wells Fargo 0.03%

Competitor APYs accurate as of 6/17/2013, provided by mybanktracker.com.

How we get our rates

We're showing you APYs from California as of 6/17/2013 from mybanktracker.com

View APYs Outside California

Customer ratings
4.0 out of 5 4.0 (251 customer reviews)
4.3 out of 5 4.3 (240 customer reviews)
4.4 out of 5 4.4 (171 customer reviews)
4.3 out of 5 4.3 (1125 customer reviews)
4.4 out of 5 4.4 (532 customer reviews)
Product highlights Get maximum savings with our highest fixed CD rate. Create steady income with your earned interest. Change your rate after your account is opened; if our rate goes up, yours can too. Get the option of a no penalty early withdrawal in case you need your money before maturity. Earn a higher rate than your traditional savings account. Manage your money online for free.
Access your money online or with a free check card. Save with a higher-than-average rate.
Minimum opening deposit No minimum deposit to open No minimum deposit to open No minimum deposit to open No minimum deposit to open No minimum deposit to open
Fees and penalties No monthly maintenance fees.

If you make a withdrawal before the CD matures, there will be an early withdrawal penalty.
No monthly maintenance fees.

If you make a withdrawal before the CD matures, there will be an early withdrawal penalty.
None No monthly maintenance fees.

Other fees may apply, such as those for returned deposit items and outgoing wires. Remember, fees may reduce earnings.
No monthly maintenance fees.

Other fees may apply, such as those for returned deposit items and outgoing wires. Remember, fees may reduce earnings.
Available as an IRA? Yes. Learn more about IRAs Yes. Learn more about IRAs No Yes. Learn more about IRAs No
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