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Term Notes

Investing, fit for you.

What are Term Notes?

Ally Financial Term Notes are unsecured debt obligations of Ally Financial Inc. offered in the U.S. by prospectus only. Term Notes are offered periodically through Incapital LLC, who may solicit sales on a best-efforts basis through retail brokerages throughout the U.S.

Investment Benefits

Range of maturity dates

Maturity dates of 9 months to 30 years

Low minimum investment

Minimum investment of $1,000 increased in multiples of $1,000

Terms determined at time of sale

Final terms of any particular series are determined at the time of sale

What you should know about
Term Notes

    • Are not FDIC insured

    • Are not bank guaranteed

    • Are not deposits

    • May lose value

How to invest

  • Before investing in Term Notes, contact your broker or financial advisor and follow the below steps.

  • Download and review the prospectus (PDF 157 KB).

  • Review other documents that Ally has filed with the Securities and Exchange Commission (SEC) for more complete information about Ally Financial and this offering (you may get these documents for free by visiting EDGAR on the SEC website). 

For a list of participating broker dealers, contact Incapital LLC:


Incapital LLC
200 S. Wacker Dr., Suite 3700
Chicago, Illinois 60606

A registration statement relating to the Ally Financial Term Notes has been filed with the SEC. The Ally Financial Term Notes may not be sold, nor may offers to buy be accepted, prior to the time that a pricing supplement has been delivered. Under no circumstances shall this information constitute an offer to sell, nor shall there be any sale of the securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities law of such jurisdiction. The final terms of any particular series of Ally Financial Term Notes will be determined at the time of sale, and will be contained in the pricing supplement relating to that series that will be filed with the SEC.