Ally CashBack Credit Card

Your card, your rewards

Ally Grey CashBack Credit Card


Smart. Simple. Secure.

Ally Bank wants you to get rewarded for the things you buy most. The Ally CashBack Credit Card offers an easy way to cash in on everyday purchases, hassle-free.

  • No annual fee. Get the details
  • Earn unlimited rewards as you shop:
    • 2% cash back at gas stations and grocery stores
    • 1% cash back on all other purchases
  • Get a 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account
  • Receive a $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles
  • Pay confidently anywhere Visa® is accepted
  • Can be added to Apple Pay® and Samsung Pay
Apply now or activate your card
Start your online application, subject to credit approval. If you've already received your new Ally CashBack Credit Card, activate it online or by calling 1-888-916-2559.

Managing your account is easy

Get the service you need, when you need it. Log in or talk to a representative 24/7 at 1-877-247-2559.


See how much you'll earn

Use our rewards calculator to see how much you can get back:

Enter your monthly spending for the categories below:

10% Ally Deposit Bonus

Cash Back

Total Annual Cash Back
( includes Bonus Cash )


You'll earn 2% cash back on purchases from grocery stores and gas stations. Gas and groceries purchased from superstores and warehouse clubs may only earn 1% cash back. For more information see the Ally CashBack Credit Card terms and conditions.


How we stack up

Take a look at how the Ally CashBack Credit Card compares with other cash back credit cards:

What we're showing you

The above comparison chart is accurate as of . Please keep in mind, this information is variable and may change at any time. The data from other cash back credit cards are provided by

Rates & Fees

No surprises

Here's a look at the rates and fees associated with the Ally CashBack Credit Card:

  • Variable Annual Percentage Rate (APR) for Purchases
    • 13.74%
    • 18.74%
    • 23.74%
    based on your creditworthiness
  • Introductory Balance Transfer APR for 12 billing cycles
    • 13.74%
    • 18.74%
    • 23.74%
    based on your creditworthiness
  • Variable APR for Cash Advances
  • $1
  • Annual Fee
  • Balance Transfer Fee

    $10 or 4% of each transfer whichever amount is greater

  • Cash Advance Fee

    $10 or 5% of each advancewhichever amount is greater

  • Foreign Transaction Fee

    3% of each transaction calculated in USD

  • Late Payment Fee

    up to $35

Interested in more information? Take a look at the Ally CashBack Credit Card terms and conditions.


We have answers

Still have questions? Visit our Help Center.

The Ally CashBack Credit Card is issued by TD Bank, N.A.

VISA® is a registered trademark and service mark of Visa International Service Association, and is used by TD Bank, N.A. pursuant to license from Visa U.S.A. Inc.