• Credit Card: 1-888-916-2559
  • Open 24/7

Ally CashBack Credit Card

Shop, reward, repeat.

10% Ally Deposit Bonus when you redeem your cash back rewards into an eligible Ally Bank account

Apply Now

Features

Smart. Simple. Secure.

Ally Bank wants you to get rewarded for the things you buy most. The Ally CashBack Credit Card offers an easy way to cash in on everyday purchases, hassle-free.

  • No annual fee. Get the details
  • Earn unlimited rewards as you shop:
    • 2% cash back at gas stations and grocery stores
    • 1% cash back on all other purchases
  • Get a 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account
  • Receive a $100 bonus when you make $500 in eligible purchases during the first 3 billing cycles
  • Pay confidently anywhere Visa® is accepted
  • Can be added to Apple Pay® and Samsung Pay
Introductory 0% Balance Transfer Offer

Save on interest when you transfer higher-rate balances to your Ally CashBack Credit Card with a 0% Introductory APR for 12 billing cycles after account opening.

0% introductory APR
for first 12 billing cycles after account opening.

Standard APR after first 12 billing cycles is 14.24%, 19.24% or 24.24% and based on your creditworthiness.

Balance transfer fee
of $5 or 3% of transfer, whichever amount is greater.

If you take advantage of this offer and use your account to make new purchases, you can avoid paying interest on those new purchases by paying the minimum payment due and the total outstanding purchases balance, including any fees that may have been assessed, by the payment due date shown on your monthly billing statement.

Get Started

Let us point you in the right direction

How to apply

Start your application online or over the phone by calling us at 1-877-247-2559. We’re here 24/7. Subject to credit approval.

Apply Now
Activate your card or manage account

If you received your Ally CashBack Credit Card, you can activate it online or by calling 1-888-916-2559. You can also set up online access so you can securely make a payment, view transactions, check your balance and more.

Rewards

See how much you'll earn

Use our rewards calculator to see how much you can get back:

Enter your monthly spending for the categories below:

10% Ally Deposit Bonus

Annual
Cash Back

Total Annual Cash Back
( includes Bonus Cash )

Gas
Groceries
Other

Keep in mind, 2% does not include superstores and warehouse clubs. For more information see the Ally CashBack Credit Card terms and conditions.

Compare

How we stack up

Take a look at how the Ally CashBack Credit Card compares with other cash back credit cards:

What we're showing you

The above comparison chart is accurate as of . Please keep in mind, this information is variable and may change at any time. The data from other cash back credit cards are provided by mybanktracker.com.

Rates & Fees

See if this card is right for you

Here’s rate and fee information for new Ally CashBack Credit Card holders.

  • Variable Annual Percentage Rate (APR) for Purchases
    • 14.24%
    • 19.24%
    • 24.24%
    based on your creditworthiness
    • 14.24%
    • 19.24%
    • 24.24%
    based on your creditworthiness
  • Variable APR for Cash Advances
    24.49%
  • $1
  • Annual Fee
    $0
  • Balance Transfer Fee Current card holders can call us for balance transfer fee details.

    $5 or 3% of each transfer whichever amount is greater

  • Cash Advance Fee

    $10 or 5% of each advancewhichever amount is greater

  • Foreign Transaction Fee

    3% of each transaction calculated in USD

  • Late Payment Fee

    up to $35

View Ally CashBack Credit Card Terms and Conditions for more information.
Note for existing card holders: To learn more about rate and fee information or request a copy of your Ally CashBack Credit Card Account Agreement, please contact Credit Card Servicing at 1-888-916-2559. You can also write to Card Services, P.O. Box 84037, Columbus, GA 31908-4037.

FAQs

We have answers

Still have questions? Visit our Help Center.

The Ally CashBack Credit Card is issued by TD Bank, N.A.

VISA® is a registered trademark and service mark of Visa International Service Association, and is used by TD Bank, N.A. pursuant to license from Visa U.S.A. Inc.