• Credit Card: 1-888-916-2559
  • Open 24/7

Ally CashBack Credit Card

Shop, reward, repeat.

10% Ally Deposit Bonus when you redeem your cash back rewards into an eligible Ally Bank account

Apply Now


Smart. Simple. Secure.

Ally Bank wants you to get rewarded for the things you buy most. The Ally CashBack Credit Card offers an easy way to cash in on everyday purchases, hassle-free.

  • No annual fee. Get the details
  • Earn unlimited rewards as you shop:
    • 2% cash back at gas stations and grocery stores
    • 1% cash back on all other purchases
  • Get a 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account
  • Earn a $100 bonus when you spend $500 on eligible purchases in the first 90 days of account opening
  • Pay confidently anywhere Visa® is accepted
  • Can be added to Apple Pay® and Samsung Pay

Introductory 0% APR for Balance Transfers

Save on interest with a great introductory rate.

0% Introductory APR on Balance Transfers for the first 12 billing cycles after you open your account.

Standard APR

Our standard APR will apply after the first 12 billing cycles (15.24%, 20.24% or 25.24%, based on your creditworthiness).

Balance Transfer Fee

$5 or 3% of the transfer, whichever amount is greater

If you take advantage of this offer and use your account to make new purchases, you can avoid paying interest on those new purchases by paying the minimum payment due and the total outstanding purchases balance, including any fees that may have been assessed, by the payment due date shown on your monthly billing statement.

Get Started

Let us point you in the right direction

How to apply

Start your application online or over the phone by calling us at 1-877-247-2559. We’re here 24/7. Subject to credit approval.

Apply Now

Activate your card or manage account

If you received your Ally CashBack Credit Card, you can activate it online or by calling 1-888-916-2559. You can also set up online access so you can securely make a payment, view transactions, check your balance and more.


See how much you'll earn

Use our rewards calculator to see how much you can get back:

Enter your monthly spending for the categories below:

10% Ally Deposit Bonus

Cash Back

Total Annual Cash Back
( includes Bonus Cash )


Keep in mind, 2% does not include superstores and warehouse clubs. For more information see the Ally CashBack Credit Card terms and conditions.


How we stack up

Take a look at how the Ally CashBack Credit Card compares with other cash back credit cards:

What we're showing you

The above comparison chart is accurate as of . Please keep in mind, this information is variable and may change at any time. The data from other cash back credit cards are provided by mybanktracker.com.

Rates & Fees

See if this card is right for you

Here’s rate and fee information for new Ally CashBack Credit Card holders.

View Ally CashBack Credit Card Terms and Conditions for more information.
Note for existing card holders: To learn more about rate and fee information or request a copy of your Ally CashBack Credit Card Account Agreement, please contact Credit Card Servicing at 1-888-916-2559. You can also write to Card Services, P.O. Box 84037, Columbus, GA 31908-4037.


We have answers

Still have questions? Visit our Help Center.

The Ally CashBack Credit Card is issued by TD Bank, N.A.

VISA® is a registered trademark and service mark of Visa International Service Association, and is used by TD Bank, N.A. pursuant to license from Visa U.S.A. Inc.