Direct Deposit FAQs

It should take about 1-2 pay cycles before your new direct deposit takes effect. Check with your employer or payment provider for more information.

In most cases, you can update a direct deposit to your Ally Bank Spending Account  in minutes right from our direct deposit page . Just choose your account from the dropdown, select Set Up Automatically and then make the update. You’ll be able to check the status of direct deposits you set up this way every time you visit this page. 

For all accounts: If your employer or payment provider lets you edit your direct deposit from their website, you can do that using our routing number (124003116) and your account number, or you can send them a direct deposit form .  

If you need to cancel direct deposit or move it to another bank, talk with your employer or payment provider. 

We’ve got you covered. You can give your employer or payment provider our form . You can also copy and paste our routing number (124003116) and your account number into your employer or payment provider’s website, if they allow you to do that.

Depends. Some employers and payment providers only allow direct deposit into one account. If yours allows you to split your direct deposit, you can use our routing number (124003116) and the account numbers you want to deposit into when setting it up with them. 

If you need a form, we’ve got you covered. Give your employer or payment provider a direct deposit form that’s filled in and ready to go , or download a blank form and fill it in yourself. 

Our routing number is 124003116. You can find your account number in your account details or on our direct deposit page .

In most cases, you can set up direct deposit to your Ally Bank Spending Account in minutes right from our direct deposit page . 

For all accounts: If you’re setting direct deposit up from your employer or payment provider’s website, use our routing number (124003116) and your account number. If your payment provider needs a direct deposit form, you can download one .  

It may take 1-2 pay cycles before your new direct deposit takes effect. 

Most employers and payment providers offer ways you can recover your username and password.  

Go to our direct deposit page , select Set Up Automatically, search for your employer and then look for an option to recover your username and password. Reach out to your employer or payment provider if this option isn’t available.