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Ally Balloon Advantage FAQs

  • What is Ally Balloon Advantage?

    Ally Balloon Advantage is a financing program that gives your customers the benefit of having reduced monthly payments throughout their loan term with a larger last payment, or balloon payment, at the end.

  • What are the eligibility requirements for Ally Balloon Advantage financing?

    Customer eligibility:

    • Qualified customers with prime or non-prime credit
    • Not available in Maryland, Nevada, New Hampshire, North Carolina and Pennsylvania

    Vehicle eligibility:

    • New – all GM, Chrysler and Mitsubishi makes and models
    • Used – all makes and models up to 4 model years old, excluding Saab and Suzuki
  • How can I become a participating Ally Balloon Advantage dealer?

    Please contact your Ally Representative or email us at DealerProgram@ally.com.

  • How do I calculate Ally Balloon Advantage payments?

    You can calculate Ally Balloon Advantage payments with the Ally Balloon Advantage Calculator.

  • How do I access Ally Balloon Advantage factors?

    Review the Ally Balloon Advantage Factors guide.
  • Do you offer Ally Balloon Advantage training?

    Yes. Our Ally Balloon Advantage course explains the key features of Ally Balloon Advantage, a product that enables customers to make smaller monthly payments throughout their loan term in exchange for a larger balloon payment at the end. The course also provides a walkthrough of Ally Balloon Advantage contracting instructions.

    To enroll in the Ally Balloon Advantage training course, please visit Ally Academy. For your convenience, most courses are offered online 24/7, with select courses available for on-site instruction at your dealership.

  • Where can I get more information about Ally Balloon Advantage?

    For more information, please see the Ally Balloon Advantage Quick Links. You can also access the Ally Balloon Advantage product page, which is available through the Dealer Storefront.