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Beneficiaries FAQs
Once you log in to online banking, choose your name (or Profile if you're on your mobile device), and then select Beneficiaries to edit, remove or add a beneficiary.
Your primary beneficiaries are the people who will receive the funds in your account at your death. Contingent beneficiaries will receive these funds if all primary beneficiaries are deceased.
You can change or add beneficiaries to Ally Bank IRA accounts any time by logging on to online banking, select Your Name (or Profile if you're on your mobile device), and choose Beneficiaries. You can also call us at 1-877-247-2559 or complete and mail the Change of Beneficiary form.
If you are married, live in a community property state and would like to appoint a primary beneficiary other than or in addition to your spouse, you must submit a notarized Change of Beneficiary form that includes your spouse's signature. Before making any changes, however, you may wish to consult with a tax professional or the IRS for more information.
You can change or add beneficiaries to Ally Bank (Non-IRA) accounts any time by logging on to online banking, select Your Name (or Profile if you're on your mobile device) and choose Beneficiaries. You can also call us at 1-877-247-2559 or complete and mail the Change of Beneficiary form.
When you’re ready, give us a call at 1-877-247-2559. We’re here 24/7.
If you’re a beneficiary, joint account owner or need to transfer account ownership, review our checklist for more information on the types of documents you’ll need.
It’s an account with a beneficiary or multiple beneficiaries designated by the account owner. Any funds left in the account are payable to the designated beneficiary when the account owner passes away.
If the payable-on-death beneficiary is a minor, charity or Trust, please call us at 1-877-247-2559. Our customer care team will provide you with specific instructions related to your situation.