Your financial future: defined by you, guided by us.
Honest advice for what matters most to you.
With Ally Invest Wealth Management, receive personalized guidance from one dedicated fiduciary senior wealth advisor. This advisor truly gets to know you as a person and investor, understanding your goals and values in order to provide sustained, trustworthy support for your entire wealth picture.
Unlike most others, for a $100,000 minimum in assets under care we offer a portfolio, a long-term plan, and ongoing advice from one dedicated advisor. Plus, pay a blended annual advisory fee at or lower than 0.85%.
Wealth Client Concierge.
As part of your advisor team, you’ll get a single point of contact to help with any account-specific questions you may have.
Ally accounts in harmony.
With our seamless digital integration, log in once to access your Ally Invest and Ally Bank accounts in one place, on desktop or mobile.
Bye-bye brick and mortar.
Log in to your digital portfolio, 24/7, and see what your advisor sees. Your advisor’s a call or email away.
How it works.
Here’s what you can expect with a Wealth Management account.
Transparent pricing and all-inclusive advice.
We calculate the annual advisory fee based on your assets under care. The fee covers financial planning, construction of your portfolio, and ongoing portfolio monitoring and rebalancing. Plus, the unlimited advice you receive for investments held elsewhere comes at no extra cost to you.
Continuous monitoring and frequent check-ins.
We keep tabs on your portfolio and rebalance it to help keep it on track. Though you’ll have regularly scheduled check-ins, you can always contact your advisor any time if your goals change.
Personal attention on your priorities.
Working with one dedicated advisor instead of many means your best interests are top of mind. Your advisor remembers you and understands your primary goal, whether that’s to grow your wealth, save for retirement, or plan for a specific milestone.
A 360° view of your finances.
Monitor your progress online, 24/7, by going to your Wealth Overview. Track your portfolio’s performance and see a holistic view of your net worth, including other Ally accounts or ones you’ve linked from other financial institutions.
Track your progress online, anytime.
Our digital tools provide insight into your entire wealth picture.
Compare where you are now to where you want to be with a timeline showing your trajectory. Plus, upcoming goal reminders serve to keep you on target.
View your assets, liabilities, and a graph mapping your past performance. Your net worth includes accounts with us plus any accounts you’ve linked from other institutions.
Assets under care
Here you can track your investment performance against a benchmark for a specified time frame. Plus, find a detailed performance summary list with data on your market value, return, dividends and interest, and more.
This is a breakdown of your total investment exposure. Categorize by Assets Under Care for a close-up of your advisor-managed accounts or by All Known Investments for a broader picture.
See how we compare.
Our features stand out from the rest. Take a look for yourself.
This table compares our Wealth Management features and pricing to that of comparable wealth management services of our competitors.
Wealth account features
Dedicated support from one advisor for a $100,000 investment minimum
Advice for all assets, even ones held elsewhere
Seamless digital integration with in-house banking accounts
What you should know.
We strive to keep our information accurate and up to date. Competitors’ information comes from their websites and is accurate as of 5/6/2022. Their terms and conditions vary and are subject to change.
Take the next step.
We’re ready for a long-term relationship.
Set up a consultation.
First, make sure you have at least $100,000 in investable assets and that you have an existing Ally Invest or Ally Bank account. Then schedule the initial call. We’ll reach out to consult with you about your overall goals.
Meet and plan with your advisor.
Next, we’ll pair you with your personal advisor, and you’ll get to know each other over a series of calls. Together, during this planning stage, you’ll create a portfolio approach catered to your unique financial needs and market preferences.
Seal the deal.
Finally, your advisor will send you an investment proposaloutlining the details of your portfolio and long-term plan. Signing this makes the relationship official – your advisor will then open your new account, and your wealth journey officially begins.
We offer the following Wealth Management account types:
Beneficiary Roth IRA
You'll exclusively work with your advisor remotely. This location independence provides you with access to the investment advisor that's the best match for you, regardless of office location.
Your money is yours – we don't lock you into holding funds in your Wealth Management account for any set amount of time. We may, however, recommend talking to your advisor before initiating any large transfers from your account.
Keep in mind, you'll need to call us to withdraw more than 20% of any single Wealth Management account's value. It can take up to 5 business days to receive funds after a withdrawal.
All of our advisors are fiduciaries, meaning they're required to act in your best interest.
They each have more than 5 years of advisory experience and hold Series 65 (or 7 and 66) licenses. Some also hold credentials as a certified financial planner (CFP), chartered financial consultant (ChFC), or similar designation, and if they don’t currently have those credentials, we provide the support needed to get them.
Set up a consultation to find out.
If you have $100,000 in investable assets (at Ally or other financial institutions), already bank or invest with us, and are enrolled in online services, log in and select Get Started to set up time to talk with an advisor.
Investable assets include cash, stocks, mutual funds, and retirement accounts like IRA accounts and old employer 401(k)s. They don't include your home, cars, life insurance policies, or current employer’s 401(k).
If you don't yet have either account, learn more about banking or investing with us.
After your initial consultation, you'll work with your advisor to set goals and look at portfolio approaches catered to your specific needs, timeline, risk tolerance, and market preferences. The advisor will then create an investment proposal and review it with you. If you want to move forward, your advisor will open an account for you.
We require a $100,000 minimum in assets under care to open an account. Assets under care are investments and money that will be held in your Wealth Management accounts and managed by us.
Assets under care are funds in your Wealth Management portfolio invested with us or transferred from other financial institutions. We manage these funds directly. They don't include Robo Portfolios, Self Directed accounts, or assets and accounts you've linked to track from financial institutions outside of Ally.