Flex Coverage by Ally
Flex Coverage by Ally

Call today to get started.

1-877-241-2559

Ally Flex Coverage Get a high level of vehicle protection for a low month-to-month cost. Get a high level of vehicle protection for a low month-to-month cost.

Plans starting as low as

(Pricing varies.)

Call us to get your quote today.

1-877-241-2559 1-877-241-2559

Mon – Fri, 8 am – 8 pm | Sat 9 am – 6 pm ET

Buy our coverage on your terms.

Flex Coverage goes beyond your manufacturer’s warranty to cover potential vehicle repair costs – and beyond industry standards to offer month-to month coverage for a low, fixed price.

Flexible pricing

Your monthly cost is based on the year, make, model and mileage of your vehicle. Prices start as low as $32 per month.

Easy startup

Call us with your Vehicle Identification Number (VIN) and current mileage to get your quote. Coverage starts one month after you sign up.

Reliable protection

Drive with more peace-of-mind, knowing your vehicle and budget are protected from the unexpected.

Buy our coverage on your terms.

Flex Coverage goes beyond your manufacturer’s warranty to cover potential vehicle repair costs – and beyond industry standards to offer month-to month coverage for a low, fixed price.

Flexible pricing

Your monthly cost is based on the year, make, model and mileage of your vehicle. Prices start as low as $32 per month.

Easy startup

Call us with your Vehicle Identification Number (VIN) and current mileage to get your quote. Coverage starts one month after you sign up.

Reliable protection

Drive with more peace-of-mind, knowing your vehicle and budget are protected from the unexpected.

Pick your plan and drive with confidence.

We offer a variety of plans to suit a broad range of needs and budgets. Vehicles must
be a 2014 model or newer with under 75,000 miles to be eligible.

Flex Coverage Ultra

Provides premium protection

The ultimate choice if you want the highest level of coverage.

See full details

Flex Coverage Core

Helps keep you on the road

Budget-friendly coverage of your powertrain, transmission and more.

See full details

Flex Coverage Tech

Low cost, high-tech protection

Coverage for your vehicle’s factory-installed high-tech components.

See full details

MAJOR COMPONENTS COVERED

 

COVERED ITEMS FLEX COVERAGE ULTRA FLEX COVERAGE CORE FLEX COVERAGE TECH
Extra Perks
High-Tech Components  
Engine  
Transmission/
Transaxle/
Transfer Case
 
Front/Rear-
Wheel Drive Components
 
Fuel Delivery Components  
Air Conditioning Components  
Electrical  
Braking System Components  
Suspension    
Steering Components    
Engine Cooling Components    
Safety Components    

Familiarize yourself with our contract, terms and conditions before you purchase.

Review our sample coverage agreement (PDF).

Expect more than just vehicle repairs.

We’re there for you from the moment your vehicle enters the service shop until repairs are complete, and you’re back on the road.

Extra perks

Extra perks

All plans include 24/7 Roadside Assistance, Rental Vehicle Coverage and Trip Interruption Protection (not available in Kansas). Limitations apply. See our sample coverage agreement (PDF) for full details.

Hassle-free claims

Hassle-free claims

Drop your vehicle off at any licensed repair shop in the U.S. or Canada. We’ll handle the rest – no paperwork necessary.

Dependable payment

Dependable payment

Ally covers virtually all submitted claims, and we’ve paid out more than $2.2 billion over the last decade.

Questions? We’ve got you covered.

Call us today for your customized quote and to purchase coverage. Remember,
eligible vehicles must be a 2014 model or newer with under 75,000 miles.

Questions?

We’ve got you covered.

Call us today for your customized quote and to purchase coverage. Remember,
eligible vehicles must be a 2014 model or newer with under 75,000 miles.

1-877-241-2559 1-877-241-2559

Mon – Fri, 8 am – 8 pm | Sat 9 am – 6 pm ET

What our customers are saying:

What our customers are saying

Excellent customer service

“Ally covered yet another claim for me. Excellent customer service, the rep was awesome, pleasant and helpful!”

– January 5, 2019

They covered my repairs

“Very happy they covered my repairs! Now I'm considering getting another [service contract] from Ally!”

– February 16, 2019

Happy I purchased

“Very happy that I purchased [a service contract]. I had a problem with my car [that] would have cost me about $1,000 to correct the issue!”

– February 22, 2019

FAQs

We have answers.

In Florida, the provider is MIC Property and Casualty Insurance Corporation, FL Lic. #9299, 500 Woodward Avenue, MC: MI-01-14-INS, Detroit, MI 48226. For states other than Florida, the provider is Universal Warranty Corporation, 500 Woodward Avenue, MC: MI-01-14-INS, Detroit, MI 48226 or call 1‑800‑631‑5590.


A $0 or $100 deductible for claims per repair visit will apply based on the plan you choose. For all plans, a $500 deductible will apply to high-mileage drivers (20,000 miles per year on average). No down payment or setup fee required. Coverage begins 30 days after enrollment and continues month to month on an automatically renewing basis if payment continues, for 10 years or until the vehicle reaches 13 model years old. Coverage can be cancelled at any time but cannot be reinstated after cancellation. Call 1-877-241-2559 for actual pricing.

What's Covered and Exclusions

All of these items are 100% covered by Flex Coverage Ultra.

  • Roadside Assistance
  • Rental Vehicle Coverage
  • Trip Interruption Protection (not available in Kansas)

Limitations apply. See our sample coverage agreement (PDF) for full details.

  • Batteries
  • Battery covers
  • Body parts, panels and rails
  • Bright metal
  • Bumpers
  • Carpet and upholstery
  • Chassis frame
  • Convertible and vinyl tops
  • Correction of air and water leaks
  • Cross members
  • Electric/hybrid vehicle charging units and charge cords, or solar panels
  • Exhaust component and catalytic converter
  • Glass
  • Hinges
  • Lamp capsules
  • Lenses
  • Light bulbs
  • Molding
  • Odors
  • Paint
  • Rust damage
  • Sealed beams
  • Sheet metal
  • Squeaks and rattles
  • Tires
  • Trim
  • Weather strips
  • Wheels
  • Wind noise

See our sample coverage agreement (PDF) for the complete list of exclusions.

What's Covered

All of these items are 100% covered by Flex Coverage Core. Items that aren’t listed are not covered.

  • Roadside Assistance
  • Rental Vehicle Coverage
  • Trip Interruption Protection (not available in Kansas)

Limitations apply. See our sample coverage agreement (PDF) for full details.

  • Cylinder block, heads, and all internal engine parts
  • Crankshaft bearings
  • Camshaft bearings
  • Connecting rods and bearings
  • Pistons
  • Valve train
  • Timing gears
  • Timing gear chain/belt and cover
  • Oil pump/oil pump housing
  • Manifolds
  • Flywheel
  • Water pump
  • Harmonic balancer
  • Valve covers
  • Oil pan and engine mounts
  • Turbocharger/supercharger housings, internal parts and valves
   

What's Covered

 

All of these items are 100% covered by Flex Coverage Tech (factory-installed only). Items that aren’t listed are not covered.

  • GPS/ navigation hardware
  • DVD players & LCD screens
  • Front and backup / reverse sensors & camera
  • Lane departure warning system
  • Adaptive cruise control and heads-up display
  • Onstar (or other similar factory installed telematic device)
  • Radio / satellite radio
  • Compass & thermometer
  • Anti-theft alarms and keyless entry
  • Ride control suspensions
  • Electronic instrument clusters
  • Electronic climate control
  • Power sun- roof/moonroof
  • Convertible top motor
  • Remote/keyless start
  • Heated steering wheel
  • Heated seats
  • Cooling seats
  • Massaging seats
  • Wi-fi
  • Bluetooth
  • Crash sensors
  • Avoidance systems
  • Airbag systems

Extra Perks:

  • Roadside Assistance
  • Rental Vehicle Coverage
  • Trip Interruption Protection (not available in Kansas)

Limitations apply. See our sample coverage agreement (PDF) for full details.