Pricing varies. Call us to get your quote today.
Mon – Fri, 9am – 7pm ET
Discover the Flex Coverage Difference
Take a minute to learn how Flex Coverage differs from your vehicle insurance and manufacturer’s warranty.
Pick your plan and drive with confidence.
We offer a variety of plans to suit a broad range of needs and budgets. Vehicles must
be a 2016 model or newer with under 75,000 miles to be eligible.
Flex Coverage Ultra
Provides premium protection
The ultimate choice if you want the highest level of coverage.
7,500+ components covered
Flex Coverage Core
Helps keep you on the road
Budget-friendly coverage of your powertrain, transmission and more.
Flex Coverage Tech
Low cost, high-tech protection
Coverage for your vehicle’s factory-installed high-tech components.
ULTRA | CORE | TECH | |
---|---|---|---|
Extra Perks | |||
High-Tech Components | |||
Engine | |||
Transmission/ Transfer Case |
Transaxle/|||
Front/Rear- Wheel Drive Components |
|||
Fuel Delivery Components | |||
Air Conditioning Components | |||
Electrical | |||
Braking System Components | |||
Suspension | |||
Steering Components | |||
Engine Cooling Components | |||
Safety Components |

Familiarize yourself with our contract, terms and conditions before you purchase.
Review our sample coverage agreement (PDF).
Expect more than just vehicle repairs.
We’re there for you from the moment your vehicle enters the service shop until repairs are complete, and you’re back on the road.
Extra perks
Hassle-free claims
Dependable payment
Mon – Fri, 9am – 7pm ET
What our customers are saying:
Excellent customer service
“Ally covered yet another claim for me. Excellent customer service, the rep was awesome, pleasant and helpful!”
– January 5, 2019
They covered my repairs
“Very happy they covered my repairs! Now I'm considering getting another [service contract] from Ally!”
– February 16, 2019
Happy I purchased
“Very happy that I purchased [a service contract]. I had a problem with my car [that] would have cost me about $1,000 to correct the issue!”
– February 22, 2019
FAQs
We have answers.
In Florida, the provider is MIC Property and Casualty Insurance Corporation, FL Lic. #9299, 500 Woodward Avenue, MC: MI-01-14-INS, Detroit, MI 48226. For states other than Florida, the provider is Universal Warranty Corporation, 500 Woodward Avenue, MC: MI-01-14-INS, Detroit, MI 48226 or call 1‑800‑631‑5590.
A $0 or $100 deductible for claims per repair visit will apply based on the plan you choose. For all plans, a $500 deductible will apply to high-mileage drivers (20,000 miles per year on average). No down payment or setup fee required. Coverage begins 30 days after enrollment and continues month to month on an automatically renewing basis if payment continues, for 10 years or until the vehicle reaches 13 model years old. Coverage can be cancelled at any time but cannot be reinstated after cancellation. Call 1-877-241-2559 for actual pricing.
What's Covered and Exclusions
All of these items are covered by Flex Coverage Ultra.
- Roadside Assistance
- Rental Vehicle Coverage
- Trip Interruption Protection (not available in Kansas)
Limitations apply. See our sample coverage agreement (PDF) for full details.
- Batteries
- Battery covers
- Body parts, panels and rails
- Bright metal
- Bumpers
- Carpet and upholstery
- Chassis frame
- Convertible and vinyl tops
- Correction of air and water leaks
- Cross members
- Electric/hybrid vehicle charging units and charge cords, or solar panels
- Exhaust component and catalytic converter
- Glass
- Hinges
- Lamp capsules
- Lenses
- Light bulbs
- Molding
- Odors
- Paint
- Rust damage
- Sealed beams
- Sheet metal
- Squeaks and rattles
- Tires
- Trim
- Weather strips
- Wheels
- Wind noise
See our sample coverage agreement (PDF) for the complete list of exclusions.
What's Covered
All of these items are covered by Flex Coverage Core. Items that aren’t listed are not covered.
- Roadside Assistance
- Rental Vehicle Coverage
- Trip Interruption Protection (not available in Kansas)
Limitations apply. See our sample coverage agreement (PDF) for full details.
- Cylinder block, heads, and all internal engine parts
- Crankshaft bearings
- Camshaft bearings
- Connecting rods and bearings
- Pistons
- Valve train
- Timing gears
- Timing gear chain/belt and cover
- Oil pump/oil pump housing
- Manifolds
- Flywheel
- Water pump
- Harmonic balancer
- Valve covers
- Oil pan and engine mounts
- Turbocharger and Supercharger housings, internal parts and valves
- For a complete list of covered components, please review your coverage agreement.
What's Covered
All of these items are covered by Flex Coverage Tech (factory-installed only). Items that aren’t listed are not covered.
- GPS/ navigation hardware
- DVD players & LCD screens
- Front and backup / reverse sensors and camera
- Lane departure warning system
- Adaptive cruise control
- Heads-up displays
- Built-in telematics system
- Radio / satellite radio
- Compass & thermometer
- Anti-theft alarms and keyless entry
- Ride control suspensions
- Electronic instrument clusters
- Electronic climate control
- Power sun- roof/moonroof
- Convertible top motor
- Remote/keyless start
- Heated steering wheel
- Heated seats
- Cooling seats
- Massaging seats
- Wi-fi
- Bluetooth
- Crash sensors
- Avoidance systems
- Airbag systems
Extra Perks:
- Roadside Assistance
- Rental Vehicle Coverage
- Trip Interruption Protection (not available in Kansas)
Limitations apply. See our sample coverage agreement (PDF) for full details.